Summary
Overview
Work History
Education
Skills
Timeline
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Harish Sridharan

Domain Expert SME Lending & BNPL, Digital Transformation Consultant
Chennai,TN

Summary

Senior management executive and a seasoned banking professional with over 15 Yrs of experience across retail banking, lending, wealth management, strategy formulation and execution, and digital transformation.

A digital transformation consultant, consulting leading banks across multiple geographies on modernizing and digitizing their lending businesses.

Product manager for an award-winning loan origination solution

Energetic professional with a penchant to own and deliver challenging assignments with an ability to inspire and influence people positively, a self-starter, and an eternal optimist. An IIM-Ahmedabad alumnus.

Overview

6
6
years of post-secondary education
20
20
years of professional experience

Work History

Digital Transformation Consultant

Intellect Design Arena Ltd
02.2016 - Current
  • Instrumental in winning multiple digital transformation deals totaling over $25 Mn in revenues.
  • Consulted banks across India, APAC, and middle -east on modernizing lending operations bringing down TAT by up to 40% and enhancing productivity by over 25%.
  • Managed key accounts resulting in winning five cross-sell and up-sell deals consolidating our presence in these banks
  • Recipient of chairman's excellence award in 2018, a recognition conferred to only one consultant each year.

Product Manager

Intellect Design Arena Ltd
01.2018 - Current
  • Managed from conception to delivery of three different digital lending products, of which one of the products was an award-winning multi-channel loan origination application.
  • Designed and delivered an AI-enabled data aggregation engine that reduced credit evaluation TAT by about 80%The product was awarded ‘The Economic Times BFSI Innovation Award’ in 2020 for its functional and technological superiority.
  • Managed the design and development of solutions with many first-in-the-industry features, that could reduce the TAT by up to 40% and enhance productivity by over 25%
  • Marketed the product to internal stakeholders for faster adoption by pre-sales and service delivery teams.

Associate Vice President

Tata Capital Ltd
04.2015 - 01.2016
  • Member of the Corporate Strategy team, that reports to the MD & CEO.
  • Worked closely with multiple business verticals and senior leadership team to identify key areas to improve efficiency.
  • Responsible for Formulating and Executing Strategies relating to the Top Line Growth of the organization.
  • Designed and implemented Channel Management strategies leading to 12% higher channel activation and over 60% channel partners delivering at higher consistency.
  • Contributed to the design and implementation of a partner loyalty program resulting in a 15% higher share of the business.

Chief Manager

Kotak Mahindra Bank Ltd
12.2011 - 03.2014
  • Set up a new retail banking branch at a competitive HNI locality and managed a profit centre.
  • Led a 16 member multi-functional team comprising managers and acquisition, sales and service personnel.
  • Raced to Rs.
  • 25 Mn revenue from Zero in just over 2 yrs, in one of the most competitive markets in India.
  • Designed and implemented bespoke marketing strategies for customer acquisition, asset sourcing and cross-sell.

HNI Wealth Advisory

Citibank & HDFC Bank
Hyderabad
02.2004 - 11.2011
  • Managed a private wealth advisory unit of 6 relationship managers, advising HNI customers on wealth and risk management growing our Assets Under Management (AUM) by over 50% (from about Rs.2 Bn to over Rs.3Bn).
  • Designed and executed distribution strategies for the sale of wealth and risk management products generating fee- based revenue of over Rs. 50 Mn.
  • Designed an innovative distribution strategy to weather regulatory change in the wealth management industry resulting in a sustainable revenue model.

Education

PGPX - General Management

Indian Institute of Management
Ahmedabad
04.2014 - 03.2015

BCA - Computer Application

S.V.University
10.1998 - 07.2001

MBA - Marketing & Finance

Osmania University
Hyderabad
11.2001 - 11.2003

Skills

Domain Expert - SME Lending

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Timeline

Product Manager

Intellect Design Arena Ltd
01.2018 - Current

Digital Transformation Consultant

Intellect Design Arena Ltd
02.2016 - Current

Associate Vice President

Tata Capital Ltd
04.2015 - 01.2016

PGPX - General Management

Indian Institute of Management
04.2014 - 03.2015

Chief Manager

Kotak Mahindra Bank Ltd
12.2011 - 03.2014

HNI Wealth Advisory

Citibank & HDFC Bank
02.2004 - 11.2011

MBA - Marketing & Finance

Osmania University
11.2001 - 11.2003

BCA - Computer Application

S.V.University
10.1998 - 07.2001

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Harish SridharanDomain Expert SME Lending & BNPL, Digital Transformation Consultant