HARISHWAR DGS

Seasoned Credit Analyst with experience in evaluating credit data and financial information. Proficient in interpreting complex financial documents and creating credit risk assessments. Known for analytical skills, problem-solving abilities, and sound judgment to guide decision-making processes. Contributed to risk management strategies in previous roles.

• Completed all five professional banker form IIBF
• Completed CAIIB form IIBF
• Completed level – I, Investment Advisor conducted by NISM on 03/01/18
• Completed Diploma In Treasury Investment And Risk Management from IIBF

Balance Sheet Analysis, Analyzed balance sheet of TAMO, M&M & MARUTI SUZUKI for internal controls and various issues., Found that Tata motors has better internal controls on the basis of inventory management, informational flow and material management. Survey Activity, Coordinated and performed a survey activity for Dr. Shailesh Rastogi in Cochin for 3 days on reluctance of common citizens investing in capital markets., Found that there is a gap in communication between the financial service provider and customer.

Presented on Ayushman Bharat (Modicare), Annual fest-2018 of Artha club, Won first prize. Marketing activity for Thillai Masala, Generated sales of 6k and interacted with more than 300 households. Student buddy in VIBRANT TAMILNAD-2018, Organized and spent 4 days with international delegate in helping his business deals with local exporters., A volume of 20 crore business deals were generated. Coordinator for Student Formula -2014, Conducted by SAEINDIA for event organizing team held for 3 days. Participated in BAJA-2014, Handled technical team coordinator and accounts in-charge. Creative writing (Tamil), Won third prize in district level competitions (2010) conducted by TEDA on renewable energy. District level Science fair, Won First Prize for 'Combined Multi Modal Agricultural System' and selected for State level fair-2009.

• won first prize for presenting on Ayushman Bharat (Modicare) in the annual fest-2018 of Artha club

• Coordinated and performed a marketing activity for Thillai Masala. Generated sales of 6k and interacted with more than 300 households and gave recommendations such as transparent packaging and rapid advertisement

• Acted as a student buddy in VIBRANT TAMILNAD-2018, for organizing and spent 4 days with international delegate in helping his business deals with local exporters. A volume of 20 crore business deals were generated

• Coordinator for Student Formula -2014 conducted by SAEINDIA for event organizing team held for 3 days and managed the track and pit support for over 30 teams

• Participated inBAJA-2014 conducted by SAEINDIA which requires building a quad vehicle. I handled technical team coordinator and accounts in-charge.

• Innovative and a creative writer (Tamil) and have won third prize in district level competitions (2010) conducted by TEDA on renewable energy among 3000 participants

• Won First Prize in District level Science fair for “Combined Multi Modal Agricultural System” and selected for State level fair-2009, conducted by the State government

Analyzed the balance sheets of Tata Motors, Mahindra & Mahindra, and Maruti Suzuki for internal controls and identified key differentiating factors, concluding that Tata Motors demonstrates superior inventory management, information flow, and material management

Coordinated and conducted a survey activity for Dr. Shailesh Rastogi in Cochin over three days, assessing the reluctance of common citizens to invest in capital markets, revealing a communication gap between financial service providers and customers