Harneet Singh

Company Overview : RKSV is a retail brokerage firm for securities and commodities headquartered in Mumbai, India. The objective is to help retail traders shave off their brokerage costs by providing online trading software (mobile and web) for free, and a low-cost brokerage plan.

CORE SKILLS

• Financial Planning & Analysis (FP&A)
• Budgeting, Forecasting & Long-Range Planning
• P&L Management & Profitability Analysis
• Cost Optimization & Margin Improvement
• Financial Governance & Internal Controls
• Management Reporting & MIS Automation
• Advanced Financial Modeling & Scenario Analysis
• ERP Systems (SAP, Oracle, NetSuite)
• Data Visualization (Power BI, Tableau, Excel)
• Cross-Functional Stakeholder Management
• Cash Flow & Working Capital Management
• Strategic Business Partnering

KEY ACHIEVEMENTS

• Drove 20% revenue growth by partnering with commercial teams to optimize pricing, sales mix, and market expansion strategies.
• Delivered 50% cost savings through rigorous cost optimization initiatives and vendor negotiations, enhancing profitability without compromising operational efficiency.
• Achieved 98.2% forecast accuracy by implementing disciplined forecasting processes and enhancing cross-functional collaboration.
• Managed a ₹2000 crore budget and full P&L ownership aligning financial plans with strategic business objectives and ensuring fiscal discipline.
• Strengthened financial controls with enhanced checks and balances , reducing errors and improving compliance across reporting cycles.
• Led and mentored a high-performing team of 6 analysts , fostering a culture of continuous improvement and financial rigor.
• Recognized for spearheading strategic cost efficiency and negotiation initiatives , delivering sustainable savings and value creation.

Company Overview : PHFI is a response to redress the limited institutional capacity in India for strengthening training, research and policy development in the area of Public Health.

CORE SKILLS

• Budgeting, Forecasting & Variance Analysis
• Financial Governance & Compliance
• Management Reporting & MIS Automation
• Accounts Receivable & Credit Control
• Fixed Asset Management & Depreciation
• Cash Flow & Treasury Management
• Statutory Compliance (GST, TDS, FCRA)
• Audit Coordination & Financial Close
• Vendor & Banking Relationship Management
• Advanced ERP & Data Visualization (Oracle, Excel)

KEY ACHIEVEMENTS

• Led budgeting and forecasting for ₹100 crore of projects, achieving 91.6% forecast accuracy and driving disciplined financial management.
• Delivered 2 0% cost savings through strategic cost control initiatives and vendor negotiations.
• Drove pricing strategies for the projects.
• Automated MIS reporting and developed dashboards, reducing report preparation time by 30 % and enhancing decision-making speed at executive levels.
• Strengthened financial controls and compliance, reducing audit findings by 80 % and improving transparency across branch and partner operations.
• Managed and mentored a team of 2 finance professionals , fostering a culture of accountability and continuous improvement.
• Streamlined accounts receivable processes, improving collection cycles and reducing overdue receivables by 85 % .
• Coordinated statutory and internal audits successfully, ensuring zero non-compliance issues during audit cycles.

Company Overview: XL Dynamics India Private Ltd. is privately held corporation providing IT, audit and quality control outsourcing solutions to a defined clientele in the US mortgage industry.

• Process audit of the process followed by the front desk team and training them on the compliances.
• Financial review of the client financial background and assessing the worthiness of the client.
• Detection of anti-money laundering practices and rejection of such applications received.
• To ensure quick and smooth disposal of loans and advances.
• Enhanced team collaboration by providing clear communication of complex findings through visualizations and reports.