HARNEET SINGH
New Delhi
Summary
Dedicated and experienced underwriting support professional with 6+ years of experience in the Property & Casualty (P&C;) insurance domain, supporting US insurance carriers across underwriting, policy servicing, and operational analytics. Strong expertise in stakeholder management, underwriting process analysis, exposure and loss analysis, and reporting. Adept at leveraging technologies to deliver actionable insights, improve operational efficiency, and support data-driven decision-making. Results-oriented individual with a passion for continuous learning and innovation. Leveraging analytical thinking and creativity to solve problems and deliver high-impact solutions in fast-paced environments
Overview
7
7
years of professional experience
1
1
Certification
Work History
Functional Expert - Underwriting
Xceedance Consulting India Pvt. Ltd.
Noida
04.2024 - Current
- Act as a liaison between business stakeholders, underwriters, and offshore delivery teams to translate business needs into clear functional requirements.
- Advanced knowledge of the Policy Lifecycle, how it works and the people roles. Analyze, validate, and document business requirements for policy issuance, endorsements, renewals, and underwriting workflows
- Perform detailed exposure rating, loss analysis, and financial risk assessments to support pricing and underwriting decisions.
- Completed day-to-day duties accurately and efficiently. Worked successfully with diverse group of coworkers to accomplish goals and address issues related to our products and services.
- Engaged in the tech initiatives activities for automation of the process and some areas of data. Identify process inefficiencies and support underwriting automation and digital transformation initiatives
- Develop and maintain SOPs, workflow diagrams, process maps, and client-specific underwriting documentation. Support transition, pilot projects, knowledge transfer, and go-live readiness activities
Analyst & Senior Analyst - Underwriting
Xceedance Consulting India Pvt. Ltd.
Noida
07.2019 - 03.2024
- Analysis, validate, and document business requirements for policy issuance, endorsements, renewals, and underwriting workflows
- Perform detailed exposure rating, loss analysis, and financial risk assessments to support pricing and underwriting decisions
- Prepared detailed reports summarizing findings for stakeholder presentations.
- Develop and maintain SOPs, workflow diagrams, process maps, and client-specific underwriting documentation
- Lead offshore coordination, daily status reporting, capacity planning, and SLA/TAT adherence. Support transition, pilot projects, knowledge transfer, and go-live readiness activities
Education
MBA -
Indira Gandhi National Open University (IGNOU)
01.2020 - 01/2024
Bachelor of Commerce (Hons.) -
University of Delhi
08.2016 - 01/2019
Skills
- Stakeholder Management
- Property & Casualty Insurance and Reinsurance
- Underwriting Operations & Support
- Exposure & Loss Analysis
- MS Excel (Advanced)
- Insurance policy management
- Data Analysis & Business analysis
Certification
AU60 by The Institutes
Reinsurance Novice Curriculum
Claims Novice Curriculum
Accomplishments
- Team of the Year Award
- Precious Gem Award
- PAT on the Back Award
- Conversion of Pilot process into live process
Timeline
Functional Expert - Underwriting
Xceedance Consulting India Pvt. Ltd.
04.2024 - Current
MBA -
Indira Gandhi National Open University (IGNOU)
01.2020 - 01/2024
Analyst & Senior Analyst - Underwriting
Xceedance Consulting India Pvt. Ltd.
07.2019 - 03.2024
Bachelor of Commerce (Hons.) -
University of Delhi
08.2016 - 01/2019