Harsh Gaur
Haridwar
Summary
Senior Manager at HDFC Bank with expertise in business development and team leadership. Drove significant growth in consumer durable loans, enhancing portfolio size while ensuring high collection efficiency. Proficient in channel management and cross-functional collaboration, focused on building motivated teams and achieving sales targets.
Overview
9
9
years of professional experience
Work History
Senior Manager
HDFC Bank
Haridwar
07.2024 - Current
- Responsible for overseeing the consumer durable loans division across multiple locations (Haridwar, Roorkee, Rishikesh,Kashipur and Muzzafarnagar managing a team of 15 executives.
- Responsible for cross-sell of products portfolio (General insurance, Health insurance, Loan on credit cards, credit cards, PL and CASA)
- Responsible for maintaining collection portfolio of FPD, Risk X,30,60 and 90 months on month not to breach 98%
Sales Manager
HDFC Bank
Haridwar
09.2021 - 06.2024
- Shaped oddment market and established CD loan business within 6 months, leading consistent growth
- Expanded CD loan business from ₹40L in 2021 to ₹2Cr in 2022.
- Managed 80+ channel partners and a 21-member team.
- Increased Insurance business from ₹50K to ₹6L, leading the zone.
- Increased Loan on credit card buisness from 1L to 20L
- Maintained 98%+ collection efficiency.
Sales Manager
Bajaj Finserv
Meerut
01.2020 - 09.2021
- The job role was similar to the previous stint in Rudrapur, except for the fact that I had exposure to larger clients and a diverse demographic.
- Launched a consumer durable loan business in Meerut.
- Built dealer partnerships and achieved 98% collection standards consistently.
Assistant Sales Manager
Bajaj Finserv
Rudrapur
12.2018 - 01.2020
- Developed unsecured consumer loan market, managed dealer network, recruited & trained sales teams.
- Achieved 95%+ collection portfolio.
- Cross-sell of products like extended warranty and ADLD.
Sr. Area Retail Officer
Lava International Limited
Kanpur
09.2017 - 11.2018
- Managed the mobile and tablet market, drove sales growth, and was responsible for achieving secondary and tertiary targets in my territory.
- Provide Training to Field Force on market working & Allocation of stock requirement of distributors based on forecasts & norms
Team Leader
Oppo Mobile Pvt. Ltd.
Fatehpur
04.2016 - 09.2017
- Responsible for Building strong relationships with Distributors and Retailers & develop the market of Oppo mobile
- Increased sales from 100 to 1000 units/year through channel expansion.
- Won Diwali contest in primary and tertiary sales categories.
Education
MBA - Finance and Marketing
BBD University
Lucknow07.2016
BBA -
Dayanand Academy of Management Study
Kanpur06.2014
12th - Science
Subhash Public School
Kanpur06.2011
10th -
Subhash Public School
Kanpur05.2008
Skills
- Team building and motivation
- Business development and sales strategy
- Channel & Partner Management
- Interpersonal skills
- Cross-functional collaboration
- Adaptability
Accomplishments
- Winner – Diwali Cruise Contest (2024–25, general insurance)
- Consistently won all BH Inner Circle Insurance Contest (2024–25)
- Awarded performance-based RSUs (bank shares) for outstanding contributions
- Promoted to senior manager – HDFC Bank (2024)
- Won 1 Gold star Award and 2 Silver star award - HDFC BANK (22-24)
- Best sales manager – extended warranty, Bajaj Finserv
- Promoted to Sales Manager – Bajaj Finserv (2020–21)
Hobbies and Interests
- Travelling
- Watching Cricket
Languages
- Hindi
- English
Personal Information
Date of birth: 08/15/92
Address: 128/1296 Y block Kidwai Nagar Kanpur
Timeline
Senior Manager
HDFC Bank
07.2024 - Current
Sales Manager
HDFC Bank
09.2021 - 06.2024
Sales Manager
Bajaj Finserv
01.2020 - 09.2021
Assistant Sales Manager
Bajaj Finserv
12.2018 - 01.2020
Sr. Area Retail Officer
Lava International Limited
09.2017 - 11.2018
Team Leader
Oppo Mobile Pvt. Ltd.
04.2016 - 09.2017
MBA - Finance and Marketing
BBD University
BBA -
Dayanand Academy of Management Study
12th - Science
Subhash Public School
10th -
Subhash Public School
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