Harshal pawar
Pune
Summary
Dedicated and detail-oriented professional with a strong background in KYC, AML, and Transaction Monitoring. Seeking
a challenging role in banking Operations where I can utilize my expertise to ensure regulatory compliance and mitigate
financial risks. Committed to upholding the highest standards of integrity and efficiency in a fast-paced environment.
Overview
5
5
years of professional experience
Work History
Senior Associate
WNS GLOBAL SERVICE PVT LTD
06.2025 - Current
- Gained experience in Client Onboarding KYC & Triggered Due diligence of Entities and Individual Customers as per organizational and regulatory AML Guidelines.
- Remediating and conducting gap analysis on client. Analysis of Complex Ownership Structures layering up to three or more companies to identify the UBO(s).
- For Entities we Verify Memorandum of association (MOA), Certificate of Incorporation (COI), Trade License, Certificate of Incumbency, Any kind of Ownership Certificate.
- For individual customer we Verify passport, National ID, Utility Bill, Lease Agreement for POI (Proof of Identity) and POA (Proof of Address).
- Sanction and adverse media screening through Lexis-Nexis.
- We conduct customer risk assessment through internal bank software which evaluates the risk of customer bases Annual Business Turnover, Number of UBO`s, Nature of Business, Number of years of Incorporation.
- Website screening and tool-based screening to ascertain customer relations with sanctioned countries like Iran, Cuba, Syria, Ukraine, and Russian Regions. Communication with Approver and Relationship Manager regarding KYC Renewals and pending documents via emails and calls.
- Conducting Customer Due Diligence (CDD) on Low, Medium and Medium -Low customer.
- Conducting Enhance Due Diligence EDD) on High and Very High customer.
KYC Analyst
Experis IT
Pune
03.2024 - 12.2024
- Updated customer profiles with accurate information, maintaining high standards of data integrity.
- Collaborated with compliance officers to develop and implement KYC policies and procedures.
- PEP screening
- Lexis-Nexis
- Sanctions – Individual Customer name screening, Pre- Employment checks, and Vendor &Entities screening checks.
- Screening - Ensuring profile review is completed timely and within quality expectations, including review conclusions that are clear, complete and supported by the information in file.
- Performing periodic reviews, quality checks to entities for the Client Onboarding (NTB) and Ongoing (ETB).
- Verifies all aspects of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance with know Your Customer (KYC).
- Keenly reviewing of identification and verification of documents & relates to their business profiles.
- Coordinating with the „FCC‟ team to notify on the High Risk and SCC & PEP Customers.
- Client screening
- Static screening
- Periodic screening of client
- Internation sanctions global banks experience
KYC Analyst
Teamlease
Pune City
11.2022 - 12.2023
- Analysed customer documents for KYC compliance, identifying discrepancies and mitigating potential risks.
- SAR
- Transaction Monitoring
- Coordinating with Relationship managers for the additional documentation and segment related issues. Performing complete alert investigation from end to end in order to observe on ML activity in the transaction.
- Responsible for reviewing and ensuring all required AML / KYC Regulatory requirements for new clients are met.
- Experience in identifying OFAC sanction risks on commercial banking clients (CMB) & Retail Banking clients.
- Reviewing potential negative news hits on world check & RDC
Sales Officer
HDB Financial Services
Pune
12.2020 - 04.2022
- Increased client acquisition and lead conversion through proactive research and networking.
Education
Master of Arts - Political Science
Modern College
PuneHSC - 12 Science
Maharashtra vidyalaya
PuneBachelor of Arts - Geography
Tilak maharashtra university
Pune10th -
Maharashtra vidyalaya
PuneSkills
- High risk account reviews
- Data Collection and Analysis
- Risk assessment procedures
- Documentation Review
- CDD and EDD
- Client onboarding procedures
- customer identification
- Document verification
- Ethical integrity
- In-Depth industry research
- Screening
- AML
- PEP
- Transactions monitoring
- SAR
Languages
English, Hindi, Marathi
First Language
Timeline
Senior Associate
WNS GLOBAL SERVICE PVT LTD
06.2025 - Current
KYC Analyst
Experis IT
03.2024 - 12.2024
KYC Analyst
Teamlease
11.2022 - 12.2023
Sales Officer
HDB Financial Services
12.2020 - 04.2022
Master of Arts - Political Science
Modern College
HSC - 12 Science
Maharashtra vidyalaya
Bachelor of Arts - Geography
Tilak maharashtra university
10th -
Maharashtra vidyalaya