Summary
Overview
Work History
Education
Skills
Reading Books, Weight Lifting
Affiliations
Timeline
Hi, I’m

Harshal V Bhandare

Business Growth Leader
Pune
Harshal V Bhandare

Summary

Business Growth Leader I Delivering Sales excellence I

Product Innovation & Cultural Leadership I

20+Years of Proven Impact I

Overview

20
years of professional experience

Work History

Bajaj Finance Ltd.

National Manager
01.2022 - Current

Job overview

  • Spearheading retail fixed deposit and loan against securities business, managing 20,000+ partners across India through online and offline distribution channels.
  • Driving sales growth, revenue maximization, and portfolio expansion, specializing in distribution management for global MNCs, domestic banks, and NBFCs.
  • Enhancing digital and physical channel integration to deliver seamless customer acquisition and partner engagement.
  • Strengthening compliance framework while ensuring RBI & audit readiness across liability products.

SME Business Unit

National Lead
06.2018 - 12.2021

Job overview

  • Led nationwide SME lending campaigns across LAP, Unsecured Business Loans, UCF, and Professional Loans, ensuring 30% YoY growth in disbursements.
  • Deployed AI Chat Bot solutions with IT teams to automate query handling, enhancing customer experience.
  • Pioneered use of RCS (Rich Communication Services), SMS, email, YouTube, Facebook, and data-driven AI models to boost lead conversion and response rates.

Lifestyle & Lifecare Finance

Product Head
01.2015 - 06.2018

Job overview

  • Served as founding member for newly launched Lifestyle & Lifecare Finance vertical.
  • Handled complete P&L ownership, including product design, sales support, and R&D for new offerings.
  • Acted as a bridge between sales teams and corporate office, streamlining communication and product rollout.
  • Developed tailored solutions to penetrate new-age financing needs, including healthcare and lifestyle segments.

Consumer Durable Finance

Area Sales Manager
01.2009 - 01.2015

Job overview

  • Promoted to lead Tier-II city expansion in Aurangabad for Consumer Durable Loans.
  • Managed a network of 500+ B2B dealers, driving consumer durable business across rural Maharashtra.
  • Introduced micro-market activation models that accelerated loan disbursement and dealer engagement.
  • Built sustainable channel growth in underserved regions, directly contributing to portfolio penetration.

Consumer Durable Finance

Sales Manager
01.2006 - 01.2009

Job overview

  • Began career at Bajaj Finance managing consumer durable loan business in Surat region.
  • Established strong dealer and retail partnerships, laying foundation for high growth.
  • Consistently exceeded sales targets, resulting in rapid promotion to Area Sales Manager within 3 years.


Education

IIBM
Pune, India

MBA from Marketing
04.2001

Skills

Team management

Reading Books, Weight Lifting

Current Affairs and management books

Physical strength though weight lifting

Affiliations

  • Achieved Heroes and Super Heroes award for FY 23 & FY 24 for exemplary Performance
  • Laid down the brics as a Product Head for Lifestyle and Lifecare Finance SOP
  • Introduced RCS communication at organization level to over manage with DNC restriction by TRAI, fetched 100crs of business
  • Multiple Foreign trips as award on account of Sales Excellence

Timeline

National Manager

Bajaj Finance Ltd.
01.2022 - Current

National Lead

SME Business Unit
06.2018 - 12.2021

Product Head

Lifestyle & Lifecare Finance
01.2015 - 06.2018

Area Sales Manager

Consumer Durable Finance
01.2009 - 01.2015

Sales Manager

Consumer Durable Finance
01.2006 - 01.2009

IIBM

MBA from Marketing
04.2001
Harshal V BhandareBusiness Growth Leader