HARSHITA BHANSALI

Modelling:

• Managed and enhanced actuarial models in Excel, applying advanced formulas and data analytics to evaluate mortality trends, refine premium calculations, and support risk assessment for life insurance portfolios.
• Performed in-depth statistical analysis to improve policyholder behavior predictions and pricing strategies, leveraging historical data to strengthen underwriting decisions, and optimize financial projections.

Reinsurance data Analysis:

• Conducted SAR (Sum at Risk) reviews, analyzing individual policy data to validate risk exposure and ensure compliance with reinsurance treaty terms.
• Reviewed and optimized treaty configurations in the ReNova system, verifying premium rate construction, sub-premium rates, and retention logic to align with contractual agreements.
• Analyzed bordereaux data, ensuring life insurance products are correctly reinsured with accurate premium rates, sub-premium rates, and retention applications, facilitating smooth reconciliation between insurers and reinsurers.
• Developed and delivered presentations, translating complex actuarial findings into actionable insights for clients, senior stakeholders, and internal teams.
• Represented actuarial consultants in client discussions, addressing queries, explaining methodology, and providing strategic recommendations based on reinsurance data analysis.
• Collaborated with cross-functional teams, working with underwriting, finance, and IT to rectify discrepancies, validate observations, and enhance accuracy in reinsurance data processing.

Sales and Team Leading:

• Led and managed sales teams, driving revenue growth through strategic planning, performance analysis, and effective coaching.
• Developed and implemented sales strategies, analyzing market trends, and customer insights to optimize business expansion and increase profitability.
• Built strong client relationships, negotiated contracts, resolved concerns, and ensured high customer satisfaction to foster long-term partnerships.