Harshita Dhabhai
Research Scholar
Ajmer,RJ
Summary
Dynamic Research Fellow at Maharshi Dayanand Saraswati University with a proven track record in enhancing research quality through rigorous methodologies and effective communication. Skilled in literature review and analytical techniques, I successfully mentored junior researchers and presented findings at international conferences, fostering collaboration and driving impactful research outcomes.
Overview
1
1
years of professional experience
2
2
Certifications
2
2
Languages
Work History
Research Fellow
Maharshi Dayanand Saraswati University
01.2024 - Current
- Conducted comprehensive literature reviews to identify knowledge gaps and inform future studies.
- Enhanced research quality by implementing rigorous methodologies and data analysis techniques.
- Facilitated strong communication among team members through regular meetings, progress reports, and open channels of dialogue.
- Conducted extensive literature reviews to identify research gaps, fostering new research directions.
- Presented research findings at international conferences, enhancing research project's visibility and reputation.
- Mentored junior researchers and students, enhancing their research skills and academic development.
- Worked as member of integrated project team in highly collaborative work environment.
Deputy Manager
ICICI Bank
11.2018 - 05.2020
- Increased customer satisfaction levels by developing targeted strategies to address client concerns effectively.
- Generated repeat business through exceptional customer service.
- Monitored cash intake and deposit records, increasing accuracy, and reducing discrepancies.
- Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
- Identified and communicated customer needs to supply chain capacity and quality teams.
Intern
Karvy Stock Broking
05.2017 - 06.2017
- Sorted and organized files, spreadsheets, and reports.
- Evaluated customer needs and feedback to drive product and service improvements.
- Optimized customer experience by delivering superior services and effectively troubleshooting issues.
Intern
CA Firm
06.2015 - 07.2015
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
- Gained valuable experience working within a specific industry, applying learned concepts directly into relevant work situations.
- Contributed to positive work environment by actively participating in team-building activities.
Education
Ph.D. - Management
Maharshi Dayanand Saraswati University
Ajmer, India 04.2001 -
MBA - Finance And Marketing
Mody University
Laxmangarh 04.2001 -
Bachelor of Commerce - Accounting And Finance
Mody University
Laxmangarh 04.2001 -
UGC -NET JRF
Delhi, IndiaSkills
Performance improvements
Cost analysis and savings
Task delegation
Process and procedure development
Sales and marketing
Expertise in sales
Customer relations
Decision-making
Time management
Customer relationship management (CRM)
Workload management
Goal setting
Customer rapport
Performance reviewing
Financial management
Business administration
Marketing
Literature review
Research proposals
Analytical skills
Effective communication
Accomplishments
Finance & Fintech Expert
Highlights:
- MBA Finance & Marketing | PhD (Blockchain in Banking) | UGC NET/JRF
- Deputy Manager @ ICICI Bank | Karvy Stock Broking Intern
- CAFTA Certified (EY) | 3 National Research Papers Published
Key Wins:
✓ Boosted customer engagement 22% via fintech solutions @ ICICI
✓ Cut credit approval time 30% while maintaining risk standards
✓ 80% accurate stock forecasts during brokerage internship
Specialized Skills:
Blockchain • AI Finance • Green Banking • Financial Analysis
Thought Leadership:
- Lifetime Member: IAA & AICA
- Speaker at 3 National Conferences
- PhD Research on Secure Banking Tech
Certification
CAFTA-EY
FELLOWSHIPS AND AWARDS
UGC NET/JRF Management Fellowship (2022)
• Awarded prestigious Junior Research Fellowship by University Grants Commission (Top 6% nationwide)
• Recognized as "Meritorious Scholar" for outstanding performance in Management studies (Score: 82.5%)
• Fellowship grant recipient for PhD research on "Blockchain Applications in Banking Security"
• Qualified for:
- Assistant Professor positions in top Indian universities (UGC Regulation 2018)
- Research grants from ICSSR and other national bodies
MEMBERSHIPS
Lifetime Member - Indian Accounting Association (IAA)
Lifetime Member- All India Commerce Association (AICA)
CONFERENCE PRESENTATIONS
45th All India Accounting Conference on "Technology 4.0: Changing Landscape of Banking"
46th All India Accounting Conference on "Green Banking Practices & Environmental Performance"
75th All India Commerce Conference on "AI in Banking: A Systematic Review"
Passionate about fintech, sustainability, and disruptive technologies, I aim to bridge industry practices with cutting-edge research. Open to collaborations in banking innovation, academia, and blockchain applications.
MANUSCRIPT IN REVIEW
The Impact of Industry 4.0 Technologies on Digital Transformation in Banking: An Integrated Business Process Management Framework- Journal of Banking and Financial Technology.
Academic Achievements & Qualifications
UGC NET/JRF (Management) - 2022
University Grants Commission, Government of India.
RSET (Management) - 2022
Recognized by Rajasthan State Government for academic excellence
Timeline
Research Fellow
Maharshi Dayanand Saraswati University
01.2024 - Current
Mindler
05-2021
CAFTA-EY
05-2020
Deputy Manager
ICICI Bank
11.2018 - 05.2020
Intern
Karvy Stock Broking
05.2017 - 06.2017
Intern
CA Firm
06.2015 - 07.2015
Ph.D. - Management
Maharshi Dayanand Saraswati University
04.2001 -
MBA - Finance And Marketing
Mody University
04.2001 -
Bachelor of Commerce - Accounting And Finance
Mody University
04.2001 -
UGC -NET JRF