Harshith Kumar
Banker
Puttur,AP
Summary
Dedicated and results-driven Relationship Manager with 3.5 years of experience in the banking industry.Proven track record of leadership, strategic planning, and driving operational excellence. Skilled in managing branch operations, fostering customer relationships, and achieving business targets
Overview
4
4
years of professional experience
Work History
Assistant Manager
The Federal Bank Limited
09.2022 - Current
- Managed the loan origination process from application to disbursement, ensuring adherence to bank policies and regulatory requirements.
- Conducted thorough credit assessments and risk analyses to evaluate loan applications and determine appropriate lending terms.
- Monitored loan performance and implemented strategies to mitigate credit risk, including restructuring and collection efforts when necessary.
- Achieved loan portfolio growth targets while maintaining a high-quality loan book and minimizing non-performing assets.
- Responsible for managing the branch profitability, ensuring high quality service and customer relationship management.
- Cultivated and maintained relationships with high net worth clients, ensuring their financial needs were met effectively.
Officer
The Federal Bank Limited
09.2020 - 09.2022
- Ensuring day-to-day operations of the branch are carried out by staff with100% compliance.
- Proactively identified opportunities to expand client relationships and cross-sell bank products and services.
- Acted as a primary point of contact for client inquiries, resolving issues promptly and effectively to ensure client satisfaction.
- Collaborated with internal teams including investment advisors, wealth planners, and product specialists to deliver comprehensive financial solutions.
Education
MBA - Marketing
SDM Institute For Management Development
Mysore, India 04.2001 -
Bachelor of Engineering -
NMAMIT Nitte
04.2001 -
Skills
Team building
Ability to build and maintain client relationships
Strong understanding of banking products and services
Ability to multitask and prioritize tasks in a fast-paced environment
Goal-oriented with a track record of exceeding sales targets
Credit Analysis
Timeline
Assistant Manager
The Federal Bank Limited
09.2022 - Current
Officer
The Federal Bank Limited
09.2020 - 09.2022
MBA - Marketing
SDM Institute For Management Development
04.2001 -
Bachelor of Engineering -
NMAMIT Nitte
04.2001 -