Harsh Kumar
Wealth Manager(Private Banking)
New Delhi
Summary
Wealth management professional with comprehensive understanding of financial planning and investment advisory. Adept at developing tailored wealth strategies that enhance client satisfaction and loyalty. Focused on collaborative team efforts and achieving measurable results, adapting flexibly to evolving client needs. Known for exceptional communication and analytical skills, reliability, and client-centric approach.
Overview
5
5
years of professional experience
3
3
Certifications
Work History
Wealth Relationship Manager
IDFC Bank
11.2025 - Current
- Expanded cross-selling opportunities by identifying additional product offerings suited to individual client needs and preferences.
- Developed lasting relationships with high-net-worth clients, ensuring their financial needs were met and expectations exceeded.
- Collaborated with internal teams to devise tailored investment portfolios for maximum client benefit.
- Maintained in-depth knowledge of market trends and products, enabling informed decision-making and expert advice.
- Reduced portfolio risk by conducting thorough due diligence on potential investments and closely monitoring performance indicators.
Wealth Management Associate (Private Banking)
Royal bank of Canada
01.2024 - 10.2025
- Implemented comprehensive financial plans for high-net-worth clients to optimize their portfolios.
- Evaluated portfolio performance regularly against benchmarks, adjusting strategies accordingly to ensure long-term success.
- Collaborated with team members to develop tailored investment strategies, resulting in increased client retention rates.
- Developed customized asset allocation models tailored to individual client needs, objectives, and risk tolerance levels.
- Demonstrated a keen understanding of diverse financial instruments and investment products, enabling tailored advice for clients with unique needs.
- Presented financial plans and investment recommendations to clients.
- Advised clients on investments, retirement and estate planning.
- Educated clients on potential risks and rewards associated with various investments.
- Researched current economic trends and investment opportunities to stay abreast of financial markets.
Financial Advisor
Cygnisoft Investments
08.2023 - 12.2023
- Improved client financial stability by developing tailored investment strategies and retirement plans.
- Promoted products and services by conducting educational seminars to clients and prospects in Toronto.
- Examined clients' overall financial situation by reviewing income, assets, debts, expenses and credit reports.
- Sold $75000 in life insurance, retirement instruments and investments.
- Performed quantitative analysis of financial investments to minimize risks.
Business Development Executive
EDILINK Solutions
01.2021 - 12.2023
- Established strong relationships with key stakeholders, facilitating effective communication across departments and teams.
- Increased cross-selling success by proactively identifying client needs and suggesting appropriate financial solutions.
- Collaborated with branch team members to improve overall performance and achieve sales targets consistently.
- Enhanced reputation as a trusted advisor with clients through consistent delivery of high-quality financial guidance and support.
- Strengthened client relationships by providing personalized banking solutions and excellent customer service.
Education
PGDM - Business administration
York University
Toronto, ON09.2023
Post Graduate Certificate - Financial Modelling
IIT Delhi
New Delhi, IND12.2021
Bachelors of Commerce - undefined
Delhi University
New Delhi, IND06.2019
Skills
Portfolio performance monitoring
Cash flow analysis
Client relationship building
Retirement planning
Insurance planning
Portfolio management
Asset allocation
Investment advisory
Financial planning
Debt management
Estate planning
Alternative investments
Real estate advisory
Tax planning
Global investment opportunities
Private banking services
Portfolio diversification
Websites
Certification
CSI: Canadian securities course
Timeline
Wealth Relationship Manager
IDFC Bank
11.2025 - Current
Wealth Management Associate (Private Banking)
Royal bank of Canada
01.2024 - 10.2025
Financial Advisor
Cygnisoft Investments
08.2023 - 12.2023
Business Development Executive
EDILINK Solutions
01.2021 - 12.2023
Post Graduate Certificate - Financial Modelling
IIT Delhi
Bachelors of Commerce - undefined
Delhi University
PGDM - Business administration
York University