HASNAIN ANSARI
Nallasopara
Summary
Seeking to establish myself in the professional world by joining a well-managed company for long-term employment. As my career progresses, I aim to thrive and succeed. Looking to gain valuable experience by taking on challenging projects in a reputable organization that utilizes my professional skills to achieve organizational goals and foster my own growth. Eager to contribute in a highly dedicated and professional environment, seeking a suitable position within your organization where I can actively participate in a responsive role that aligns with the organization\'s objectives while enhancing my own skills.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Assistant Manager/Team Leader
PayU Finance Pvt Ltd
Mumbai
02.2020 - Current
- Customer’s documents uploaded in the Paysense’s application by the Front-end team, are checked thoroughly as per the KYC guidelines provided by RBI
- Cases with essential documents are processed further post verification
- Verified customer’s KYC on government site along with other documents for reassurance
- Analysed CIBIL of the customer for credit score, repayment history, demographic details for the sanction of loan as per RBI guidelines
- Analysed Income documents such as salary slips, Income tax return (ITR) on verified government sites to check if discrepant
- Verified repayment documents like NACH, cheques provided
- Cases are rejected and approved based on the policies shared and additional requisite checks
- Drafted policies for Personal loans for better understanding of the policies to the new joiners
- Highlighted the discrepancies observed in the documents uploaded – signature of the front-end team on application, NACH filled in an incorrect manner and others
- Handled the 11 people’s team and track their performance for every month and publish report to higher authorities and drive their individual targets on daily basis
- Daily Stand-up meetings, daily refresher training and feedback to individual team performance monitoring for team, audit of rejection, credit decline/credit line reduced and approved in monthly basis and decision given on cases for approved as per policy.
Senior Associate
PayU Finance Pvt Ltd
Mumbai
- Processed cases allocated through process lead as per the process
- Filled in the demographic and income details Paysense application
- Prepared an overall summary for the details filled in the applications for the approver
- Once the decision activity is done for a particular file and post documents are tagged, those documents are analysed and checked if the documents uploaded are valid and properly filled
- For every wrong entry done on the form query has to be raised and had to inform the Front-End team through an application provided
- Acted as a quality checker for the team, provided feedback and escalated the same
- Conducted trainings for the employees with maximum escalations
- Acted as a checker to check the financial point before disbursement so file is disbursed without any financial error.
Business Analyst
Veeraraghavan & Co.
04.2017 - 01.2019
- Conducting PD and LIP process at client's place for Business loans, home loans & unsecured loans
- Follow the Due Diligence process to know the true financial position of the applicant
- Verify the business documents like ITR, Banks statements, CIBIL and another business-related document
- Draft the PD and LIP report and estimate financials such as P&L A/c and balance sheet to find out the loan eligibility.
Team Leader
Veeraraghavan & Co.
Mumbai
01.2019 - 04.2019
- Handling team of 10 executives and provide them training in on field and off field
- Checking PD and LIP reports drafted by on field executives, finalizing the same reports and forwarding it to respective banks and NBFC’s
- Handling all queries of Bankers regarding to PD and LIP reports forwarded to them
- Handling the billing activities for around 5 bankers individually.
Team Leader
Veeraraghavan & Co.
Delhi
04.2019 - 02.2020
- Managing entire Delhi branch and entire business was regulated by me
- The inflow and outflow meeting with Banks and NBFC’s
- Audit deportment was also management
- Handling team of 4 executives and provide them training in on field and off field
- Checking PD and LIP reports drafted by on field executives, finalizing the same reports and forwarding it to respective banks and NBFC’s
- Handling all queries of Bankers regarding to PD and LIP reports forwarded to them
- Handling the billing activities for around 4 bankers individually.
Skills
Capable of setting useful priorities at independent level as well as in team-like situation and taking intelligent decisions and applying them to meet the given deadlines
Maintain composure, self-motivation, and hardworking spirit along ethical lines
Ability to work in pressure situations and meet the targets and deadlines
Excel, PPT
Fluency in written and spoken English
Knowledge of Internet and integration with office routine
Good Knowledge and practice of MS Word, MS Excel, MS Power Point, MS Outlook
Ability to deal with Presentation skills
Personal Characteristics
- Strong Determination.
- Patience, Honesty & Dedication.
- Ability to meet goals in the specific time frame.
- Quick Learner.
- Team leading and guiding the team for a purpose.
- Always punctual on time.
Academiceducation
- Pursuing MBA with Finance and HR From SVSU
- Cleared T.Y.B.COM. (Bachelor of Commerce) last Semester examination from VBSPU University in year 2013 securing “First” Davison (62.72%)
- Cleared H.S.C in Science from UP Board in the year 2011 securing a First Division (68.21%).
- Cleared S.S.C from UP Board in the year 2009 securing a First Division (70.17%).
Personal Information
Date of Birth: 03/05/90
Awards
- Awarded as Star Performer of the Month by PayU Finance Pvt Ltd for Zero Error.
- Once Awarded on The Spot Award by PayU Finance Pvt Ltd for achieving target in given time with minimum error.
- Even got Name in Newsletter by PayU Finance Pvt Ltd for being highest individual in productivity with minimum error and Team’s productivity with minimum error.
- Received number of appreciation mails for the research and development conducted for the solutions for decreasing the errors from the Manager of PayU Finance Pvt Ltd
- Awarded as Thank You Award by PayU Finance Pvt Ltd.
Languages
English
Advanced (C1)
Hindi
Advanced (C1)
Certification
CTTC (computer course)
Timeline
Assistant Manager/Team Leader
PayU Finance Pvt Ltd
02.2020 - Current
Team Leader
Veeraraghavan & Co.
04.2019 - 02.2020
Team Leader
Veeraraghavan & Co.
01.2019 - 04.2019
Business Analyst
Veeraraghavan & Co.
04.2017 - 01.2019
CTTC (computer course)
09-2010
Senior Associate
PayU Finance Pvt Ltd