Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

Hemalatha S

Chennai

Summary

Detail-oriented Financial Crime Analyst with 5 years of experience in AML compliance and transaction monitoring. Expertise in managing high-risk financial cases and conducting fraud investigations. Proficient in regulatory reporting and responding to law enforcement inquiries, with a strong understanding of global regulatory frameworks including OFAC and FATF.

Overview

5
5
years of professional experience

Work History

Financial Crime Analyst

Revolut Ltd
02.2023 - Current
  • Process court/legal orders including bankruptcy, insolvency, guardianship, debt recovery, and account freezing, ensuring legal and regulatory compliance.
  • Respond to RFIs from Law Enforcement Agencies (LEAs) and internal stakeholders to support investigations.
  • Collaborate with MLROs/DMLROs on complex compliance requests involving AML, sanctions, and fraud risks.
  • Raise and manage Suspicious Activity Reports (SARs/UARs) for flagged accounts and unusual activity.
  • Investigate fraud alerts from partner banks and PSPs, ensuring proper documentation and resolution.
  • Address fraud claims, manage fund repatriations, and maintain a positive client experience.
  • Resolve payment holds related to Currencycloud and Thunes, coordinating with account holders for KYC/EDD collection and documentation.
  • Review flagged transactions for AML red flags, including high-risk jurisdictions, unusual patterns, and sanctions exposure.
  • Provide onboarding and process training for new analysts.

Sanctions Analyst

Tata Consultancy Services (TCS)
08.2020 - 01.2023
  • Monitored and screened high-value SWIFT payments (MT101, MT103, MT202, MT202 COV, MT700, MT900) to detect potential sanctions risks.
  • Prevented regulatory violations by identifying transactions involving SDNs, restricted locations, and blacklisted entities.
  • Ensured compliance with global regulations (OFAC, UN, EU), escalating exact matches for investigation.
  • Conducted in-depth investigations using G-COP and internal case management platforms.
  • Approved legal transactions and escalated sanctioned cases with appropriate evidence and documentation.
  • Performed name and entity screening for real-time alerts and internal reviews.

Education

Bachelor of Commerce (B.Com) -

SDNB Vaishnav College for Women
Chennai

HSC - State Board

Anna Gem Science Park School
Chennai

SSCL - CBSE

Kendriya Vidyalaya CLRI

Skills

  • AML/CTF Compliance
  • Suspicious Activity Reporting (SAR/UAR)
  • Sanctions Screening (OFAC, UN, EU)
  • Transaction Monitoring & EDD
  • Cross-Border Payments & SWIFT
  • Law Enforcement Liaison (LEA)
  • KYC & High-Risk Customer Reviews
  • Fraud Prevention & Risk Investigations
  • Case Management & Regulatory Reporting

Accomplishments

  • Received the Milestone Award for outstanding performance at TCS
  • Won the Star of the Month award for consistent 100% production and quality
  • Active participation in sports and co-curricular competitions

Timeline

Financial Crime Analyst

Revolut Ltd
02.2023 - Current

Sanctions Analyst

Tata Consultancy Services (TCS)
08.2020 - 01.2023

Bachelor of Commerce (B.Com) -

SDNB Vaishnav College for Women

HSC - State Board

Anna Gem Science Park School

SSCL - CBSE

Kendriya Vidyalaya CLRI

Similar Profiles

CREATE PROFILE
Hemalatha S