Omni Swift Core
Hemant Girkar
Senior Officer, Branch Compliance & Audit
Mumbai
Summary
Dynamic compliance and audit professional with extensive experience at Sindhudurg Sahakari Bank Ltd. Proven ability to conduct thorough internal audits and identify regulatory compliance gaps. Skilled in fraud investigation and risk management, delivering actionable recommendations to enhance internal controls and operational efficiency. Strong communicator dedicated to fostering organizational integrity.
Overview
15
15
years of professional experience
3
3
Certifications
Work History
Senior Officer, Branch Compliance & Audit
Sindhudurg Sahakari Bank Ltd.
Mumbai
05.2025 - Current
- Conducting internal audits across all bank branches as per the departmental audit program and planned schedules.
- Review and verify previous audit reports and their compliance, reporting any non-compliance observed.
- Conduct special inspections of branches as per instructions from the Department Head.
- Document audit observations, identified issues, and discrepancies thoroughly.
- Coordinate with department heads for systematic planning and work allocation during audits.
- Provide "Earlier Warning Signals" to management regarding potential issues in field and Hub office operations.
- Investigate discrepancies discovered during the auditing process, including potential malpractices by branch staff.
- Document recommendations to improve internal controls and workflow.
- Conduct internal audits with a specific focus on RBI compliance within the bank's branch network.
Quality Analyst (Internal Audit)
Lenskart Solutions Private Limited
Mumbai
07.2022 - 04.2025
- Fixed identified issues to improve workflow.
- Identified control gaps in process, procedure and systems
through in-depth research and assessment and suggested
methods for improvement. - Planned audits and audit activities to allocate necessary
resources and determine consistency of plans with audit
objective. - Investigated discrepancies discovered during auditing process.
- Identified and reported audit issues.
- Documented recommendations to improve internal controls.
- Reviewed and identified risks, analyzed controls and tested compliance.
Assistant Manager (Branch Audit)
Visage Holding and Finance Pvt Ltd (Kinara Capital)
Mumbai
03.2021 - 07.2022
- Conducting internal quality audits within all the departments of the respective hub office on a daily basis.
- Conducting the audit as per the planned schedule.
Preparing department-wise consolidation of audit observations on a periodic basis, and forwarding the same to the Hub Manager for appropriate action. - Coordinating with the HOD for systematic planning and work allocation.
- Traveling to the Hub office to meet relevant staff, and obtain documents and information. Visiting fields with relevant staff and finding fraud.
- Preparing reports to highlight issues and problems, and distributing the reports to the relevant people.
- Providing an earlier warning signal to management regarding field and hub office operations.
Senior Internal Auditor (Branch Audit)
Muthoot Fincorp
Mumbai
01.2019 - 03.2021
- To conduct an internal audit in all MFL branches as per the program given by the department.
- Conducting a monthly concurrent audit of forex-licensed branches.
- Physical verification of valuables.
- Verification of gold loan documents, i.e., Pledge and Release Document.
- Verification of Western Union money transfer documents.
- Verification of previous audit reports, their compliance, and reporting any noncompliance.
- Conducting a special inspection of branches as per the instructions from the department head.
Junior Officer Branch Banking
Sindhudurg Sahakari Bank Ltd.
Mumbai
11.2011 - 09.2017
- Increased customer satisfaction by addressing concerns promptly and implementing solutions that met their needs.
- Provided exceptional customer service, resolving issues efficiently and maintaining positive client relationships.
- Maintained accurate records of financial transactions, ensuring data integrity and compliance with internal controls.
- Documented transactions and moved, deposited, or withdrew money accurately to prevent errors.
- Provided advice on different bank products and financial options.
- Checked accounts for fraud, and provided law enforcement with relevant details.
- Trained and mentored junior banking staff to maximize performance, efficiency, and compliance.
- Reviewed and edited loan agreements to promote efficiency and accuracy.
Back Office Executive
D N Logistics
Mumbai
05.2011 - 07.2011
- Maintained inventory for back-office supplies, computers, and workstations.
- Maintained daily updated calendars to assist the management team in scheduling associates and external customers for meetings.
- Received purchase orders and processed invoices for payment.
- Advised on technical improvements to increase order entry system efficiency.
Executive
Enigma International Pvt. Ltd.
Mumbai
10.2010 - 04.2011
- Managed and maintained the file system, covering expenses, reports, and support documentation.
- Assisted the operations manager with the planning of routine operations and special projects.
- Assisted with day-to-day operations of the facility, including scheduling and customer service.
- Created and implemented standard operating procedures for records handling.
- Maintained inventory for back-office supplies, computers, and workstations.
- Advised on technical improvements to increase order entry system efficiency.
Education
MBA - Banking And Financial Support Services
Kalinga University
Kanpur, India 04.2001 -
BBA - Bachelor of Banking & Insurance
Guru Nanak Khalsa College
Mumbai, India 04.2001 -
Skills
- Remarkable banking and financial services experience
- Sound knowledge of Regulatory Compliance and Bank Secrecy Act
- Ability to identify and communicate solutions regarding business issues
- Proficient with Office tools and banking software
- Conducting fraud investigation
- Conducting risk review planningHandling audit and risk management
Software
Finacle
Certification
Anti-Money Laundering (AML)
Timeline
Senior Officer, Branch Compliance & Audit
Sindhudurg Sahakari Bank Ltd.
05.2025 - Current
Quality Analyst (Internal Audit)
Lenskart Solutions Private Limited
07.2022 - 04.2025
Fair Practice Code (FPC) & Counter Financing of Terrorism (CFT)
12-2021
Anti-Money Laundering (AML)
10-2021
Know your Customer (KYC)
10-2021
Assistant Manager (Branch Audit)
Visage Holding and Finance Pvt Ltd (Kinara Capital)
03.2021 - 07.2022
Senior Internal Auditor (Branch Audit)
Muthoot Fincorp
01.2019 - 03.2021
Junior Officer Branch Banking
Sindhudurg Sahakari Bank Ltd.
11.2011 - 09.2017
Back Office Executive
D N Logistics
05.2011 - 07.2011
Executive
Enigma International Pvt. Ltd.
10.2010 - 04.2011
MBA - Banking And Financial Support Services
Kalinga University
04.2001 -
BBA - Bachelor of Banking & Insurance
Guru Nanak Khalsa College
04.2001 -
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