Abridgement Over 18 years of experience in sales and customer service of various telecom & financial products this includes banking & insurance . Strong leader and problem-solver dedicated to streamlining operations to decrease costs and promote organizational efficiency. Uses independent decision-making skills and sound judgment to positively impact company success. Versatile Senior Manager specializing in Sales & Operation and skilled at planning, implementing, and overseeing key improvements to drive business growth and efficiency. History of cultivating an open culture with free exchange of information. Pursuing new professional challenges with a growth-oriented company. Multi-tasking Manager well-known for creating positive workplace culture and high-performing teams. Demonstrated Leadership expertise, including competitive offerings, pricing and market positioning.
Overview
19
19
years of professional experience
Work History
Deputy Vice President
Angelone LTD
Mumbai
06.2024 - 10.2024
Process Handling:
D-Mart Account Opening (West Zone). Span of Control - 150 FTEs with 3 center Heads.
Managing 20,000 account openings monthly with an average productivity of 225, with a 25% conversion rate online.
Mobile App downloads at 90% and funding at 35 %.
Process Excellency - (By initiating IVR call for NC lead), Call back report automation.
Associate Director
Turtlemint Insurance Broker PVT LTD
Mumbai
09.2021 - 06.2024
Process Handling: Renewal (General & Life Insurance), Span of Control - 50 FTEs
Managing 150 crore monthly volume, which includes Life, Motor, and Health Insurance business, with 89%, 50%, and 85% conversion.
Implemented productivity benchmarks across all departments to maximize company revenue.
Held monthly meetings to create business plans and workshops to drive successful business.
Sales forecasting.
Analyzed revenue distribution, bank reconciliations, and account analysis documents to execute month-end closing.
Consolidated vendors and renegotiated contracts to optimize costs.
Brainstormed and developed sales strategies to achieve short- and long-term sales revenue objectives.
Identified cost improvement changes and cost savings plans to increase company savings.
Aligned with internal various stakeholders for digital renewal journey for all insurers (except PSU company).
Managed large-scale projects and introduced new systems, tools, and processes to achieve challenging objectives.
Executed appropriate staffing and budgetary plans to align with business forecasts.
Developed proposals and presentations for internal and external audiences.
Monitored sales team performance and provided constructive feedback.
Increased profitability and built sales pipeline by leveraging multiple marketing channels and sales techniques.
Up-sold and cross-sold products effectively, driving sales and increasing revenue.
Worked closely with other departments to understand the full scope of available offerings and provide top-notch salesmanship to customers.
Grew sales and boosted profits, applying proactive management strategies and enhancing sales training.
Implemented and developed operational standards, policies, and procedures.
Developed and implemented strategies to increase organizational effectiveness and efficiency.
Monitored budgeting, forecasting, planning and reporting activities of the department.
Oversaw day-to-day operations of the organization including personnel management, program development and implementation.
Manager
SBI GENERAL INSURANCE
Mumbai
08.2020 - 04.2021
Process Handling: Tele-Sales operation, CLM, Renewal, Direct)
Span of Control- 100FTE's
Maximized performance by monitoring daily activities and mentoring team members
Cross-trained existing employees to maximize team agility and performance
Accomplished multiple tasks within established timeframes
Resolved staff member conflicts, actively listening to concerns and finding appropriate middle ground
Controlled costs to keep business operating within budget and increase profits
Planned and budgeted accurately to provide business with resources needed to operate smoothly
Monitored and analyzed business performance to identify areas of improvement and make necessary adjustments
Cultivated positive rapport with fellow employees to boost company morale and promote employee retention
Web Sales Manager
Edelweiss Tokio Life Insurance
Mumbai
11.2018 - 07.2019
Process Handling: e-commerce Sales
Exceeded targets by building, directing, and motivating high-performing sales team
Achieved sales goals and service targets by cultivating and securing new customer relationships
Engaged in product training, demonstrations, consumer awareness, branding, and acquisition initiatives to raise awareness and revenues
Demonstrated products to show potential customers benefits and advantages and encourage purchases
Trained sales staff on company procedures and salesmanship
Taking care of outsourced business at vendor centre including Dialer and parallels working with digital campaign team in order enhance the lead quality and sales
Coordinating with ops team for issuance
Monitor and publish daily/weekly/monthly MIS, reports on the contact centre to measure productivity, process efficiencies and effectiveness
Develop call centre systems by developing customer interaction and voice response systems, and voice networks; designing user interfaces; developing and executing user acceptance test plans; planning and controlling implementations
Lead mystery shopping to benchmark competitions response time and TAT on call backs
Zonal Sales Manager
HOME CREDIT INDIA FINANCE LTD
Mumbai
11.2016 - 11.2018
Span of Control- 300 RM with 22 TL & 2 AM
Reporting to: Senior Manager
Handling west telesales & inbound setup with 22 Team Leader & 300 operators
Dealing with financial product (personal loan) with the annual budget of 47000 million
Identify potential target areas & sales blitz opportunities
Meet account regional growth targets set by management for the assigned zone
Help with various projects assigned to the sales team & Support with market research when necessary
Work hand-in-hand with other department to create and maintain a win-win relationship with them for betterment of the process
Working with project team in line of improving our processes
Hired and trained staff including additional staff for larger projects
Planning for floor monthly contest in terms goody's & reward card & gift Boucher
Developed telemarketing objectives and strategies
Prepared scripts based on client specifications
Updated call center database & Maintained database of expenses and revenues for each campaign
Tracked shift productivity & Set weekly project goals
Developed staff mentoring programs to increase productivity and conversions
Identify business process challenges by analyzing process data and metrics
Facilitate teams to critically review current processes for effectiveness, quality and simplification
Develop and implement process solutions to improve operational efficiency
Develop process workflow and design in compliance with regulatory requirements
Monitor and measure the benefits of post process implementation to ensure product quality, efficiency, and improvement
Identify risks and issues in business processes and systems
Identify and analyze business processes to be improved
Lead a team that will be responsible for process assessments, and process design and redesign
Assistant Manager
HDFC ERGO GENERAL INSURANCE COMPANY LTD
Mumbai
08.2010 - 11.2016
Handling 50 to 60 team members with 2 ATL & supervising of entire production floor
Handling Cross sell project with 10 Tele sales officers with 1 TSTL
Generating Potential lead through inbound center & converting into sales
Generated repeat business through exceptional customer service and responded to customer concerns with friendly and knowledgeable service
Supervised day-to-day operations to meet performance, quality and service expectations
Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions
Planned, created, tested and deployed system life cycle methodology to produce high quality systems to meet and exceed customer expectations
Used industry expertise, customer service skills and analytical nature to resolve customer concerns and promote loyalty
Ensuring 95% SLA's achievement
Handling 3rd level & MD escalation calls
To do trend analysis for all the channels
Weekly and Monthly Review with other department and process managers
Ensuring the implementation and smooth functional of Operational Activities
Meet with other department to understand the process gap and break the bearer to make sure smooth functioning
Providing assistance to teams to improve on their performance
Regular call audits of team members and giving feedback accordingly
Generates new and innovative solutions to customer issues or problems by adjusting existing practices
Actively seeks opportunities to try out new experiences and/or approaches
Co-coordinating with training team for process simplification
Giving training to new members and creating a productive work environment all depend on healthy communication
Always motivated to team member how to achieve their goal smoothly
Working closely with the Financial Manager, Facilities Manager, IT Manager & HR department
Creating, managing and analyzing performance data and other information
Ensuring that capacity and capability are continually planned
Encouraging, identifying and developing best practice strategy
Senior Executive
AXISBANK
Mumbai
12.2008 - 08.2010
Handling the Banking Query through the Phone and Giving Proper Resolution to Them
Handling Fraudulent Transaction Query through internet Banking
Updating the Daily MIS Sheet as well as Handling inbounds mails from Customer
Sending the mail to the branch regarding banking query and giving the proper TAT to customer
Aligned organizational objectives with company mission to increase business growth and integrate work strategies
Senior Executive
VODAFONE
Mumbai
09.2006 - 12.2008
Handling the customer Escalation call and giving them the Proper query resolution
Identifying the issues on the floor like call drop cases, system down time
Spikes in the call centre, etc and updating the same to the higher authority
Monitoring the performance of the executives on a daily basis for the productivity factor
Handling the TRAINED Team Members and giving the proper query resolutions to them
Telesales Executive
ICICI LOMBARD
Mumbai
12.2005 - 09.2006
Set up appointments with interested customers according to schedule availability
Made average of 150 outbound and inbound calls per day
Explained product prices and packages as well as answered questions and addressed concerns of customers
Developed extensive knowledge of products and services to better assist customers