Dynamic finance professional with extensive experience at Shriram Finance Ltd, excelling in credit process management and strategic planning. Proven team leadership in analyzing borrower profiles and enhancing operational efficiency. Skilled in banking transactions and compliance, driving significant improvements in documentation accuracy and risk management.
Handling Credit Process team.
Gujarat Zone 85 branches Commercial Vehicle Loan more than 25Lakh Loan or Exposure credit and Documentation.
Analysis Borrower profile .
Banking transaction and Bureau Reports analysis.
Also support to HO for Co Lending process for Other banks and Govt institutes like Axis Bank and SIDBI .
Branch Cash & Non Cash Transaction Authorizer RTGS/NEFT/DD/CASH/FCY Transactions.
Branch Retail Trade & Forex Services. Inward & Outward FCY Transaction for Retail Forex Customer.
Detection /Impounding /Reporting of Counterfeit Currency at Branch.
Corporate Client Staff Monthly Salary Upload Process.
Suspicious Transaction Report filing. To Be Vigilant so that there will not be any fraud.
Managing Daily Branch Cash Management coordinating with Currency Chest.
Vault Custodian for CASH/GOLD/ MC/DD/FCY DD/MULTI CURRENCY FOREX CARD.
Monitoring Branch Dummy A/c and Various Suspense A/c of Branch Report Fortnightly.
To identify areas of Revenue leakage /Reduction of Cost i.e. Electricity /Stationary /Staff.
NRE/NRO/FCNR Credit Monitoring. Large Cash (10Lakh & Above) Transaction KYC Norms.
Fortnightly ATM Verification and Report sent to ATM Head. Bait Money Change Once in 6 Month
Monitoring all teller Productivity and give guidance and improving the same.
Managing Teller Counter and Branch Administration Including House Keeping etc.
Error Free Branch Operation & Compliance of Branch Audit
Cross Sell of various Banking Product.
Business Loan and Trade Advance Credit and Documentation.
New and Use Vehicle Dealer Trade Advance Credit and Sanctioning Advance Limit.
Tyre Dealer trade Advance Credit and TOP UP Payment.
Upload file in Standard Chartered Bank Online for NEFT, RTGS Payment.
128 branches lending related Issue resolve though Helpdesk Service Login.
Reporting to Zonal Manager
Doing Two Loan Disbursement though online .
Handle CPA Process Two Vehicle Finance.
Handling Authorize Dealer Wise Disbursement of loan Reconciliation.
Reporting to Credit Head Gujarat.
Underwriting insurance policy as per IRDA rules of General Insurance.
Issuing Vehicle Insurance Policy through online Server.
Team leadership
Operations management
Strategic planning
Decision-making
I mostly travelling in Gujarat and Mumbai for official work .
also I have visited Dubai Travel on Tourist VISA .
I have play well cricket and Swimming .