Summary
Overview
Work History
Education
Skills
Technical Tools
Certification
Languages
Timeline
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Himanshu Kumar

New Delhi

Summary

AML/KYC Specialist with 4+ years of experience in transaction monitoring, sanction screening, CDD/EDD reviews and KYC onboarding across banking fintech and other platforms. Skilled in fraud investigations, SAR/STR reporting and AML/CTF typologies, including structuring, layering, and terrorist financing. Strong knowledge of FATF, OFAC and BSA with a proven track record of improving monitoring efficiency, supporting remediation projects, and collaborating with global compliance teams. Familiar with compliance risks in emerging fintech and cryptocurrency ecosystems.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Senior analyst I

AML Right Source
Gurugram
10.2024 - 08.2025
  • Conducted in-depth investigations of 50+ daily alerts, identifying AML/CTF risks and typologies including structuring, layering and terrorist financing.
  • Filed over 7 SAR/STR case narratives daily and coordinated with compliance officers and regulatory authorities for timely reporting.
  • Monitored high-risk transactions across fintech and traditional banking, strengthening detection of emerging financial crime patterns.
  • Mentored junior analysts, providing feedback and training that improved team productivity by 20%.

Senior AML/KYC Analyst

EXL Service India
Gurugram
12.2023 - 10.2024
  • Performed CDD/EDD reviews for high-risk customers, ensuring compliance with AML/BSA regulations.
  • Analyzed 10+ daily KYC verifications, enhancing client due diligence and compliance quality.
  • Led investigations into sanction screening hits and high-risk transactions, preventing regulatory breaches.
  • Investigated 6+ anomaly typologies including synthetic IDs and mule account activities.
  • Reviewed onboarding KYC documentation.

Senior Fraud Prevention and Detection Analyst

FIS Global Business Solutions India Pvt Ltd
Gurugram
12.2021 - 10.2023
  • Monitored and resolved 30+ high-volume alerts daily, detecting unusual or suspicious financial activity.
  • Investigated complex KYC and AML cases in collaboration with global compliance teams, achieving 100% quality in deliverables.
  • Supported remediation projects, improving detection efficiency by 10%.
  • Awarded 'Best Performer' recognition for maintaining accuracy and timeliness in reporting.

Transaction Screening Associate

Quatrro Global Business Solutions
Gurugram
02.2015 - 03.2016
  • Reviewed and analyzed high volume transactions daily, detecting suspicious activities and filing escalations.
  • Resolved 15+ KYC alerts triggered by internal system, reducing financial and business losses.
  • Achieved 95% quality ratings post-training, demonstrating rapid adaptability.

Education

BA (hons) in Business Economics - Economics

Sri Guru Gobind Singh College of Commerce
New Delhi
07-2014

Skills

  • Transaction Monitoring(ACH, wire, Bank payments)
  • KYC Onboarding
  • CDD/EDD Reviews
  • Sanction Screening (OFAC, UN)
  • Fraud Investigations (ID Theft, Account Takeover)
  • Adverse Media and PEP Screening
  • Suspicious Activity Reporting (SAR/STR)
  • AML/CTF Frameworks and Typologies

Technical Tools

  • World-Check
  • LexisNexis
  • FinCEN SAR Filing
  • MS Office
  • Persona

Certification

AML/KYC Certification – Indian Institute of Banking & Finance (IIBF), 2025

Languages

Hindi
First Language
English
Proficient
C2

Timeline

Senior analyst I

AML Right Source
10.2024 - 08.2025

Senior AML/KYC Analyst

EXL Service India
12.2023 - 10.2024

Senior Fraud Prevention and Detection Analyst

FIS Global Business Solutions India Pvt Ltd
12.2021 - 10.2023

Transaction Screening Associate

Quatrro Global Business Solutions
02.2015 - 03.2016

BA (hons) in Business Economics - Economics

Sri Guru Gobind Singh College of Commerce

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