HIREN RAMESHBHAI DANEJ
Financial Analyst
Surat
Summary
Results-oriented professional aiming to utilize skills in loan processing and client relationship management to contribute to the success of a reputable financial institution.”
Overview
9
9
years of professional experience
8
8
years of post-secondary education
3
3
Certifications
3
3
Languages
Work History
Relationship Manager (Loans and Credit Services)
R.K. Consultancy
SURAT
04.2022 - Current
- Promoted and sold banking financial products, including business loans, cash credit facilities, Project finance, Home and Mortgage Loans
- Facilitated loan applications, documentation, and approval processes while coordinating with banking institutions
- Analyzed financial statements to assess credit eligibility and repayment capacity of clients
- Ensured smooth loan disbursements and addressed client inquiries promptly to maintain customer satisfaction
Financial Analyst
Hare Krishna Export Pvt. Ltd.
SURAT
12.2019 - 03.2022
- Analyzed data to optimize manufacturing costs and reduce inefficiencies in diamond production processes
- Conducted cost planning and financial forecasting to aid in strategic decision-making for internal departments
- Reduced finance costs through product cycle analysis and efficient cash flow planning for diamond procurement
Relationship Manager (Construction Finance)
Dravya Financial Solution Pvt. Ltd.
SURAT
09.2015 - 05.2019
- Oversaw end-to-end loan processing, including credit appraisals, legal, and technical due diligence for construction finance
- Reviewed customer profiles and prepared credit proposals for submission to higher authorities
- Partnered with banks to implement recovery strategies and resolve issues related to delinquent accounts
- Assisted customers with documentation, ensuring compliance with regulatory standards
Education
CMA - Cost and Management Accounting
ICMAI
INDIA 01.2015 - 12.2018
B.Com - Accounting
Veer Narmad South Gujarat University
SURAT 04.2011 - 03.2014
H.S.C. -
Gujarat State Board
SURAT, GUJARAT 06.2010 - 03.2011
S.S.C. -
Gujarat State Board
SURAT 04.2008 - 03.2009
Skills
- Sales of Loan Products
- Credit Appraisal
- Loan Documentation
- Financial Analysis
- Cash Flow Management
- Customer Relationship Management
- Recovery Management
- Advanced Excel
Certification
100-Hour IT Training (Institute of Cost Accountants of India)
Personal Information
- Date of Birth: 10/18/93
- Marital Status: Unmarried
Disclaimer
I hereby declare that the above information is true to the best of my knowledge and belief.
Timeline
Relationship Manager (Loans and Credit Services)
R.K. Consultancy
04.2022 - Current
Financial Analyst
Hare Krishna Export Pvt. Ltd.
12.2019 - 03.2022
Relationship Manager (Construction Finance)
Dravya Financial Solution Pvt. Ltd.
09.2015 - 05.2019
CMA - Cost and Management Accounting
ICMAI
01.2015 - 12.2018
B.Com - Accounting
Veer Narmad South Gujarat University
04.2011 - 03.2014
H.S.C. -
Gujarat State Board
06.2010 - 03.2011
S.S.C. -
Gujarat State Board
04.2008 - 03.2009
100-Hour IT Training (Institute of Cost Accountants of India)
Orientation Course (Institute of Cost Accountants of India)
Proficient in MS Office (Word, Excel, PowerPoint)
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