Hitesh Jain
Thane
Summary
Experienced Accounting Professional with over fifteen years in Accounts & Finance and two years in Credit Underwriting. Skilled in problem-solving and dedicated to balancing client and organization needs to drive profits and build brand loyalty. Demonstrated success in managing financial operations, analyzing data, and implementing strategic solutions to optimize financial performance. Collaborative team player with a strong ability to streamline processes and improve efficiency.
Overview
18
18
years of professional experience
1
1
Certification
Work History
LAP Credit Manager
Hinduja Leyland Finance Limited
08.2022 - Current
- Understand credit policies and processes
- Complete the loan application process, gathering required documents
- Review customer documents for eligibility and accuracy
- Conduct credit appraisals and recommend approvals
- Underwrite cases to meet branch business targets through effective training
- Evaluate customer creditworthiness through discussions and analyses
- Monitor customer interactions and delinquencies
- Make decisions within defined turnaround times
- Obtain knowledge of property, collateral, and market assessments
- Visit properties for mortgage evaluations
- Perform credit underwriting within lending parameters
- Prepare SWOT analyses for proposals
- Liaise with financial institutions and legal advisors for timely reports
- Coordinate with operations for loan disbursement
- Address audit inquiries and provide clarifications
Management & Invoicing Accountant
NES Global Talent
12.2018 - 05.2020
- Collaborated with management in India and abroad for operational oversight and business development
- Developed a budget with controls to prevent over-spending and support sustainability
- Designed processes for long-term success and increased profitability
- Managed responsibilities in the Manager's absence, addressing escalated issues professionally and with comprehensive understanding
Head - Accounts & Finance
Nirmiti Group of Companies
09.2017 - 11.2018
- Ensured compliance with standards for a safe work environment
- Maintained enthusiasm in a fast-paced setting
- Supervised two team members for timely task completion
- Actively listened to customers and addressed concerns
- Provided friendly service while managing challenges
- Enhanced revenue through rigorous quality control
- Engaged in team-building activities to improve relationships
- Prepared communications and reports for smooth operations
- Resolved conflicts and negotiated beneficial agreements
- Performed daily duties accurately and efficiently
- Delivered exceptional service by addressing customer inquiries
- Developed strategies for continuous performance improvement
- Fostered effective working relationships
- Created project plans and communicated deadlines for timely completion
Accounts Writing
Self-Employed
04.2007 - 09.2017
- Resolved issues and improved operational efficiency while delivering excellent client service
- Engaged in team-building with clients to enhance relationships
- Maintained project quality control to minimize downtime and maximize client revenue
- Used Microsoft Word and other tools for document production and communication
- Conducted research, gathered information, and presented findings to clients
- Surpassed goals through effective prioritization and strong work ethic
- Provided friendly, efficient service, managing challenging situations well
- Adhered to service protocols in delivering services cordially
- Successfully met tight deadlines in a fast-paced environment
- Developed plans and communicated deadlines for timely project completion
- Followed standards and policies to ensure a safe working environment
Internal Auditor
Aneja Associates
06.2016 - 08.2017
- Led client servicing team, ensuring timely execution and quality standards
- Conducted process audits in corporate departments
- Planned and prioritized audits for effective project management
- Communicated progress and risks to partners
- Managed project controls, documentation, and technical aspects
- Enhanced audit procedures for efficiency
- Identified internal control weaknesses and implemented improvements
- Prepared management reports with observations and recommendations
- Developed citations and advised clients on best practices
- Drafted proposals and assisted with internal audit inquiries
Senior Auditor
N.C. Oswal & Co. (Chartered Accountants)
06.2010 - 05.2016
- Developed corrective actions to align clients' operations with standards
- Conducted research to identify control gaps and recommend improvements
- Led the client servicing team, ensuring timely and quality execution of assignments
- Formulated and enforced audit policies and technical functions
- Prepared documentation and reports for audit findings
- Identified audit areas for efficient resource allocation
- Addressed management control weaknesses with remediation suggestions
- Updated audit programs to establish internal control systems
Articled Assistant
N.C.Oswal & Co. (Chartered Accountants) and Chandrakant & Sevantilal (Chartered Accountants)
12.2006 - 05.2010
- Prepared audit papers, reports, and documentation. Reviewed accounts, resolved discrepancies, and tracked expenses
- Identified audit areas for efficient resource use. Highlighted control weaknesses and provided remediation recommendations
- Worked with auditors to ensure compliance with tax regulations
- Researched technical tax issues for consulting projects. Performed daily accounting tasks like fund tracking and account reconciliation
- Collaborated with leaders on budgets and financial planning
- Identified audit risks and coordinated report generation
- Conducted account assessments for business viability and profitability
- Trained new employees on accounting principles. Developed corrective actions to meet established standards
- Completed audit documentation with detailed records of tests and findings
Education
MBA - Finance
Symbiosis Centre For Distance Learning
09.2021
Chartered Accountancy - Chartered Accountancy
Institute of Chartered Accountants of India
05.2012
Bachelor of Commerce - Bachelor of Commerce
R.A. Podar College of Commerce And Economics
03.2007
Pre-University - Pre-University (Commerce)
R.A. Podar College of Commerce And Economics
01.2004
Matriculation -
St. John The Baptist High School & Junior College
03.2002
Skills
- Credit Underwriting for Loan Against Property
- Accounts, Tax & Finance Management
- Taxation and Corporate Law Understanding
- Audit Administration
- Employee Development
- Client Engagement
- Clear Communication Proficiency
Accomplishments
- Completed a 250-hour Compulsory Computer Training program by the Institute of Chartered Accountants of India.
- Received an exemption from the Compulsory Computer Training by the Institute of Company Secretaries of India.
- Achieved certification in a Computer Awareness course.
- Won first prize in a state-level drawing competition by Sakaal Newspaper.
- Secured second prize in the Intraschool Quiz Competition.
- Earned accolades in Intraschool competitions such as Elocution, Drawing, and Handwriting.
Softwares
- Implementation of ERP for LAP
- Utilization of Microsoft Dynamics Navision and Onestream
- Adoption of Tally
- Proficiency in Microsoft Office
- Management of Internet Applications and Operations
- Filing of Income Tax Returns
- Submission of ROC Forms
Languages
English
Native or Bilingual
Hindi
Native or Bilingual
Marathi
Limited Working
Hobbies and Interests
- Teaching
- Playing cricket
- Table tennis
- Swimming
- Reading
- Solving puzzles & riddles
- Listening to music
Certification
· Completed Compulsory Computer Training (CCT) of 250 hours held by Institute of Chartered Accountants of India.
· Achieved an exemption in the Compulsory Computer Training held by the Institute of Company Secretaries of India.
· Passed the certified course of Computer Awareness.
· Won first prize in the State level drawing competition organized by Sakaal Newspaper.
· Won second prize in the Intraschool Quiz Competition.
· Won prizes in the Intraschool Elocution, Drawing and Hand-writing Competition.
Timeline
LAP Credit Manager
Hinduja Leyland Finance Limited
08.2022 - Current
Management & Invoicing Accountant
NES Global Talent
12.2018 - 05.2020
Head - Accounts & Finance
Nirmiti Group of Companies
09.2017 - 11.2018
Internal Auditor
Aneja Associates
06.2016 - 08.2017
Senior Auditor
N.C. Oswal & Co. (Chartered Accountants)
06.2010 - 05.2016
Accounts Writing
Self-Employed
04.2007 - 09.2017
Articled Assistant
N.C.Oswal & Co. (Chartered Accountants) and Chandrakant & Sevantilal (Chartered Accountants)
12.2006 - 05.2010
Pre-University - Pre-University (Commerce)
R.A. Podar College of Commerce And Economics
Matriculation -
St. John The Baptist High School & Junior College
MBA - Finance
Symbiosis Centre For Distance Learning
Chartered Accountancy - Chartered Accountancy
Institute of Chartered Accountants of India
Bachelor of Commerce - Bachelor of Commerce
R.A. Podar College of Commerce And Economics
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