HRITWIK DOGRA
CREDIT MANAGER, RETAIL AGRI
Pathankot
Summary
Enthusiastic and hardworking college student. Eager to learn new skills, highly motivated and likes to take initiative and seek out new challenges.
Experienced with credit risk assessment, financial analysis, and team leadership. Utilizes strategic planning to streamline credit processes and enhance performance. Track record of implementing effective credit policies that drive company growth and maintain compliance.
Overview
4
4
years of professional experience
17
17
years of post-secondary education
3
3
Languages
Work History
Credit Manager
HDFC Bank
05.2023 - Current
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
- Conducted comprehensive financial analysis to assess creditworthiness for both new and existing customers.
- Provided training and consulted with struggling teams to help meet monthly target goals.
- Oversaw daily allocation of East Call Memos to a team of 5 members and reported status to senior leadership, achieving 100% task completion with zero pendency
Finance Intern
ICICI Bank
05.2022 - 07.2022
- During my summer internship at ICICI bank, I was able to gain knowledge of every product that they offer.
- We were given the task of calling customer about the pre approved credit card offers and we had to notify about interested customers to our mentor.
- I was also given the task of calling customer about the Re-KYC of their account and it was very good experience.
Finance Intern
Maruti Suzuki Vehicleades
12.2021 - 01.2022
- While working on my internship at Maruti Suzuki Vehicleades, Pathankot provided me with insightful knowledge and I was able to gain experience.
- I was working in the finance department of the car dealership.
- While the knowledge and the experience I gained were precious, I was able to identify a few problems during my internship period with Maruti Suzuki Vehicleades, Pathankot.
- While working in the finance department I was doing the work on the Tally program, where they had a DMS system and every employee had their own username and password and they were each assigned their own field of jobs like somebody was responsible for the insurance claims, the other person was responsible for the bookings and the sale of the cars.
- In this dealership, they also have a dedicated workshop for the repairs and spare parts of the cars and all the receipts of the previous day came to finance department and it was the job of Mr. Anil Sharma and it was his job to match the total and record the entry in the tally system.
Education
High School - CBSE
St. Joseph's convent school
High School - CBSE
MDK arya Public school
Bachelor's Degree - GNDU
S.R.P.A.B College
MBA - Finance
CHITKARA UNIVERSITY
Rajpura, India 04.2001 -
Skills
Credit analysis
Performance improvements
Credit reports
Risk analysis
Activities
- Participated in school plays
- Participated in sports events
- Participated in Olympiads, debates
Timeline
Credit Manager
HDFC Bank
05.2023 - Current
Finance Intern
ICICI Bank
05.2022 - 07.2022
Finance Intern
Maruti Suzuki Vehicleades
12.2021 - 01.2022
MBA - Finance
CHITKARA UNIVERSITY
04.2001 -
High School - CBSE
MDK arya Public school
Bachelor's Degree - GNDU
S.R.P.A.B College
High School - CBSE
St. Joseph's convent school
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