Husna B
Bangalore
Summary
Seasoned professional with expertise in Business Development, Internal Controls Audit, Credit Risk Controls, and Prime Brokerage Services across organizations like Protiviti Member India Pvt. Ltd. (Goldman Sachs, NAB), Deutsche Bank, and J P Morgan Chase & Co. Proficient in optimizing profitability, leading internal audit engagements, and reducing risk. Skilled in data analysis, team leadership, stock loan and global securities operations. Accomplished in onboarding, compliance, and process improvement.
Overview
8
8
years of professional experience
Work History
Manager - Internal Audit and Financial Advisory
Protiviti Member India Pvt. Ltd.
Bangalore
2021.01 - Current
- Team Management: Led and mentored a high-performing team of internal auditors, managing capacity, assigning tasks, and conducting performance reviews. Fostered a collaborative team environment, enhancing overall productivity and audit quality.
- Business Development: Identified and pursued lucrative internal audit opportunities, crafting tailored proposals that secured new business and optimized profitability. Aligned services with client needs and industry trends, generating substantial revenue increases.
- Internal Controls Audit: Managed and executed intricate internal audit engagements, identifying and rectifying control deficiencies, saving costs, and enhancing processes across diverse business units at Goldman Sachs and NAB. Delivered multiple projects on time, within budget, and with high client satisfaction.
- Credit Risk Management: Mapped credit risk controls in Signavio BPM, orchestrated stakeholder management, reduced risk from 50% to 80%, identified critical gaps, streamlined control processes, eliminated redundant tasks, and reduced FTEs by 5, enhancing risk management and operational efficiency.
- Credit Risk Assessment: Conducted comprehensive credit risk assessments, identifying potential credit risks and implementing strategies to mitigate them, ensuring robust credit risk management.
- Quality Check for Credit Processes: Performed quality checks for credit processes, ensuring adherence to internal policies and regulatory requirements, and enhancing the reliability and accuracy of credit evaluations.
- Credit Risk Modelling: Developed and refined credit risk models to predict potential credit risks, utilizing data-driven insights to inform decision-making and strategy formulation.
- Control Design Assessment: Established robust loan management frameworks, overseeing and monitoring loan services, ensuring compliance with consumer protection laws, and mitigating risks of non-compliance. Assessed vendor oversight, KPI tracking, complaints monitoring, SCRA review, and foreclosure oversight.
- Internal Audits for Credit Regulatory and Underwriting Controls: Conducted internal audits using CDA and CET, provided financial advisory services, contributing to the organization's financial integrity, risk management, and compliance.
- Stakeholder Relationships: Cultivated dynamic relationships with business process owners and key stakeholders, aligning control testing with organizational objectives, mitigating risk with automated tools, and using data-driven insights for informed decisions and corrective actions.
Manager (Global Securities Operations - Stock Loan)
Deutsche Bank
Bangalore
2020.01 - 2021.01
- Managed and coached high-performing analyst team, coordinating capacity, assigning work, and conducting performance reviews to achieve team goals
- Oversaw support for 50+ counterparties in cash equities and prime brokerage, ensuring timely and accurate delivery of securities or bonds
- Implemented new DTCC trade contract setup processes, improving mark-to-market accuracy and efficiency, and clearing trade breaks with external counterparties for stock loan
- Managed cash wire instructions for DTCC trades, aligned cash receivables and payables, and ensured timely exchange of cash for securities with counterparties
- Established effective communication with trading desk to approve trade contract differences, sent email confirmations to counterparties, and matched or instructed them to match details
- Assisted Finance in P&L calculation and reviewed financial reports to justify profit/loss on trade contracts
- Led preparation of balance sheets for all entities of company, ensuring accuracy of debit and credit accounting entries for each trade in ADP to reflect books account and balance inflow and outflow of cash.
Team Leader - (Credit Middle Office - Asset and Wealth Management)
J P Morgan Chase & Co.
Bangalore
2016.01 - 2020.01
- Facilitated credit facilities for a diverse range of Asset Management clients, including High Net Worth, Ultra High Net Worth, Emerging High Net Worth, and LATAM clients. These facilities were secured against marketable securities and aircraft assets as well as unsecured credit.
- Performed quality check for Credit underwriting involves ensuring compliance with private banking guidelines and policies, as well as lending regulations (FIRREA, CRA, Heightened Standards guidelines, RRC, Purpose Code, Tax, FACT-ACT Executed Documents, REG "O," NAIC Code, Customer Classification Code, and so on).
- Validated credit facility pricing and fees were in line with market standards; also calculated pricing (interest) for client in fixed or variable rates; collaborated with business for approval in case of any variance in proposed pricing against standard pricing for clients.
- Traveled to Philippines and established quality check credit underwriting team, including recruiting, training, assessing, supporting, and managing.
Education
Certified Investment Banking Operations Professional -
Imarticus Learning
01.2014
B.COM -
Reva Institute of Science and Management
01.2013
MBA - Banking And Financial Support Services
OP Jindal Global Business School
Haryana, HRSkills
- Business Development
- Global Securities Operations
- Signavio
- Internal Controls Audit
- Credit Risk Controls
- Prime Brokerage Services
- Business Process Modelling
- Investment Banking Operation
- Onboarding and Compliance
- Stock Loan
- Team Management
- Tableau
- Credit Risk Modelling
- Microsoft Office
- Stakeholder Management
Timeline
Manager - Internal Audit and Financial Advisory
Protiviti Member India Pvt. Ltd.
2021.01 - Current
Manager (Global Securities Operations - Stock Loan)
Deutsche Bank
2020.01 - 2021.01
Team Leader - (Credit Middle Office - Asset and Wealth Management)
J P Morgan Chase & Co.
2016.01 - 2020.01
Certified Investment Banking Operations Professional -
Imarticus Learning
B.COM -
Reva Institute of Science and Management
MBA - Banking And Financial Support Services
OP Jindal Global Business School
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