Hussainbi SK

Responsibilities and work experience at ICICI Bank:

• Leading a team of credit underwriters, operations and sales across multiple branches in the region, overseeing the underwriting and approval process for retail loan applications, including personal loans, mortgages, business loans and personal loans.

• Performing financial analysis and risk assessments to determine the creditworthiness of loan applications.

• Conducting in-depth evaluation of creditworthiness by analysing financial statements, credit reports and industry trends.

• Finalization of the Financial Statements with Schedule III Compliance.

• Review of cash flow statements, ensuring compliance with Indian GAAP`s (Generally Accepted Accounting Principles) and the Accounting Standards.

• Review of Internal Controls and Accounting Systems regarding revenue, payroll processing and communication of control weaknesses and potential risk areas to the Management.

• Financial planning & analysis.

• Stock verification and audit of fixed assets.

• Review of Fixed assets register with Schedule II Compliance.

• Preparation of budgets and projections along with variance analysis.

• Preparation of Audit Reports, Review of CARO Compliance.

oversees audit engagements, comply with regulatory requirements and auditing standards, responsible for managing audit teams, reviewing work papers, and communicating with clients to understand their business processes and risks.

• Dealt with Statutory audits and Internal audits of Companies in different Industries.

• Verified internal controls, carried out internal audit and suggested the improvements of the same.

• Participated in preparation of Fixed Assets register.

• Participated in Physical verification of assets and inventories.

• Review the monthly BRS and suggest rectification entries for the periodical closure of books of accounts.

• Obtain and review pay sheets and ensure that statutory deductions such as PF, ESI, Professional Tax and others (if any) are made as per the compliance calendar of the organization.