Indrajit Vasantrao Nikam
Pune
Summary
Experienced Business Analyst and Project Manager with 9+ years in IT services and banking domain. Specialized in Retail Loan Origination Systems (RLOS), Agile delivery, business requirement analysis, and stakeholder management. Proven experience working with international banking clients across the Middle East, Fiji, and GCC region. Strong background in Agile, Scrum, and end-to-end project delivery
Overview
9
9
years of professional experience
1
1
Certification
Work History
Business Analyst & Project Manager
Tata Consultancy Services
06.2017 - Current
Project Delivery & Leadership
• Managed TCS BaNCS Core Banking and RLOS implementations for international banking clients across the Middle East and APAC
• Supported end-to-end delivery from requirement gathering to go-live
Agile & Product Management
• Led Agile delivery and sprint ceremonies, improving delivery velocity and release predictability
• Defined product roadmap and deployment strategy ensuring on-time feature releases
Process Improvement & Impact
• Reduced manual processing effort by 25% by optimizing loan origination workflows
• Improved loan approval turnaround time (TAT) by 20% through process and requirement enhancements
Quality & Stakeholder Management
• Coordinated with development and QA teams, reducing production defects through root cause analysis
• Conducted client demos, user training, and UAT for business stakeholders and end users
Education
MBA - Finance
Mumbai University
01-2021
B.E. - Information Technology
Mumbai University
01-2017
Skills
Project Management
Delivered RLOS implementations improving loan processing efficiency and turnaround time
Managed cross-functional teams and ensured on-time release with minimal
Improved loan approval TAT by 20%through process optimization and Agile delivery
Production issues
Led Agile delivery reducing rework and delivery delays
Business Analysis
Requirement workshops and BRD/FSD creation for enterprise banking users
User story definition improving clarity and development efficiency
UAT coordination ensuring smooth go-live with reduced defects
Reduced manual processing effort by 25% by streamlining loan workflows
Methodologies
Agile Scrum delivery with faster release cycles and improved collaboration
Backlog grooming and sprint planning improving delivery predictability
Technical Tools
JIRA & Bugzilla for defect tracking and issue resolution
REST API testing improving system integration stability
SQL & functional testing ensuring data validation and accuracy
Certification
- Professional Scrum Product Owner I (PSPO-I)
- IIBA Business Analysis for Project Managers (CCBA)
- Professional Certificate Programme in HR Management & Analytics (IIMK)
Work authorization & Availability
• Visa Status: Indian ; requires sponsorship for European work permits.
• Availability: Available for relocation upon successful visa processing.
Websites, Portfolios and Profiles
https://www.linkedin.com/in/indrajit-nikam/
Projects
Burgan Bank (Kuwait) - International assignment
• Defined product roadmap and feature prioritization for RLOS module
• Supported multi-release delivery across project lifecycle
• Improved requirement clarity and sprint delivery efficiency
Home Finance Company (Fiji) – International assignment
• Managed end-to-end RLOS implementation for retail lending
• Acted as primary liaison between client and offshore teams
• Streamlined workflows reducing manual intervention
Ruya Bank & Al Maryah Community Bank (UAE)
• Led multi-country RLOS implementation
• Managed project planning, risk, and stakeholder coordination
• Delivered Agile-based phased releases across modules
Banque Saudi Fransi (Riyadh, KSA)
• Led 24-month RLOS implementation under TCS BaNCS Core Banking Suite
• Delivered solution aligned with KSA regulatory requirements
• Improved loan processing efficiency and automation
Timeline
Business Analyst & Project Manager
Tata Consultancy Services
06.2017 - Current
MBA - Finance
Mumbai University
B.E. - Information Technology
Mumbai University