Ishan Trivedi
Surat
Summary
IICA - MCA qualified Independent Director | Area Credit Manager at Jana Bank | Ex HDFC Bank | Ex ICICI Home Finance | MBA Finance from Nirma University
Overview
11
11
years of professional experience
1
1
Certificate
Work History
Area Credit Manager
Jana Small Finance Bank
05.2019 - Current
- Working as Area credit manager and underwriting housing and mortgage loan proposals above 50 lakhs upto 3 Cr for entire Gujarat region.
- Overseeing reporting, documentation and recordkeeping requirements for department.
- Devising collection recovery strategies to resolve customer issues and delinquent cases.
- Analyzing applicants' financial status and credit and property evaluations to determine loan feasibility.
Territory Business Manager
ICICI HFC LTD
11.2018 - 05.2019
- Undertook business development activities for home loans and mortgage loans for Surat region
- Visited customer sites to deliver sales presentations and demonstrate products or services.
- Evaluated employee performance and conveyed constructive feedback to improve skills.
- Maintained professional demeanor by staying calm when addressing unhappy or angry customers.
Branch Credit Manager
ICICI HFC LTD
03.2016 - 11.2018
- Underwriting of mortgage and housing loan proposals from 5 lakh to 10 Cr
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Credit Manager
HDFC Bank Ltd
08.2014 - 03.2016
- Underwriting of used car loan and new car loan proposals for Surat region
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
Assistant Credit Manager
Mistry and Mehta Capital Advisors Pvt Ltd
06.2013 - 08.2014
- Preparing financials for underwriting of working capital and term loan proposals for our consultancy company
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Education
MBA - Finance
Institute of Management, Nirma University
Ahmedabad, Gujarat04.2013
M.Sc. - undefined
Environment Science TIFAC - CORE - SCET, Veer Narmad South Gujarat University
Surat, Gujarat01.2011
B.Sc. - undefined
Microbiology Shree Ramkrishna Institute, Veer Narmad South Gujarat University
Surat, Gujarat01.2010
H.S.C - undefined
St. Xavier's High School
Surat, Gujarat01.2007
S.S.C - undefined
St. Xavier's High School
Surat, Gujarat01.2005
Skills
Finance- Experienced
Underwriting- Expert
Banking- Expert
Consulting- Experienced
Certification
- MCA certified Independent Director. July 2024
- Passed with Distinction in Advanced Wealth Management Course (AWMC) (formerly known as Post Graduate Diploma in Financial Advisory - PGDFA), conducted by Indian Institute of Banking and Finance. June 2012
- Obtained "Pass with Merit" in Key English Test Conducted by Cambridge University 2006
Languages
English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Gujarati
Bilingual or Proficient (C2)
Timeline
Area Credit Manager
Jana Small Finance Bank
05.2019 - Current
Territory Business Manager
ICICI HFC LTD
11.2018 - 05.2019
Branch Credit Manager
ICICI HFC LTD
03.2016 - 11.2018
Credit Manager
HDFC Bank Ltd
08.2014 - 03.2016
Assistant Credit Manager
Mistry and Mehta Capital Advisors Pvt Ltd
06.2013 - 08.2014
MBA - Finance
Institute of Management, Nirma University
M.Sc. - undefined
Environment Science TIFAC - CORE - SCET, Veer Narmad South Gujarat University
B.Sc. - undefined
Microbiology Shree Ramkrishna Institute, Veer Narmad South Gujarat University
H.S.C - undefined
St. Xavier's High School
S.S.C - undefined
St. Xavier's High School
- MCA certified Independent Director. July 2024
- Passed with Distinction in Advanced Wealth Management Course (AWMC) (formerly known as Post Graduate Diploma in Financial Advisory - PGDFA), conducted by Indian Institute of Banking and Finance. June 2012
- Obtained "Pass with Merit" in Key English Test Conducted by Cambridge University 2006
Personal Information
Date of Birth: 01/01/1989
Awards
- Won the deal of the day award 3 times in ICICI Feb 2018
- Won a fully paid trip to Goa for over achieving insurance cross-sell target in ICICI Sept-2017
- Passed with Distinction in Advanced Wealth Management Course (AWMC) (formerly known as Post Graduate Diploma in Financial Advisory - PGDFA), conducted by Indian Institute of Banking and Finance. June 2012
- Obtained "Pass with Merit" in Key English Test Conducted by Cambridge University 2006
- Obtained "Best Intraday Trader Award" in ICICI stockmind conducted by ICICI direct at National Level 2013
Personal Information
Date of Birth: 01/01/1989
Marital status: Married
Add: 202, Soham house appt, Opp. St. Xavier's school, Ghod Dod road, Surat- 395001
Awards
- Won the deal of the day award 3 times in ICICI Feb 2018
- Won a fully paid trip to Goa for over achieving insurance cross-sell target in ICICI Sept-2017
- Obtained "Best Intraday Trader Award" in ICICI stockmind conducted by ICICI direct at National Level 2013
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