Hi, I’m
Iyer Hariharaputhran M
Nagpur
Summary
Professional leader with proven track record in Banking Operations and strategic development. Strong focus on team collaboration, achieving results, and adapting to changing needs. Skilled in resource allocation, stakeholder engagement, and policy implementation. Reliable and capable of driving projects to successful completion while fostering cooperative work environment.
Overview
25
years of professional experience
1
Certification
Work History
HDFC Bank Ltd
City Head – Operations
04.2024 - Current
Job overview
- Managing entire Banking Operations for Nagpur city with team size of 70 personnel's. Units include, Retail Assets, Working Capital Loan, Liability Operations, Payments & Settlements, Trade Finance, Gold Loan etc....
HDFC Bank Ltd
Unit Head-CAD Operations – Wholesale Banking
04.2017 - 04.2024
Job overview
- Managing operations portfolio for wholesale lending with a portfolio size of Rs 20000 crores
- Handling activities related to mortgage creation including title search report, valuation report, and execution of mortgage deeds
- Overseeing documentation, limit release, and other operational activities
- Organized and detail-oriented with a strong work ethic.
- Developed and maintained courteous and effective working relationships.
HDFC Bank Ltd
Territory Head in Business Banking Segment
08.2014 - 04.2017
Job overview
- Engaged in business development of working capital products
- Managed 150 asset customers with a portfolio size of Rs 800 crore and a team of 6 relationship managers
- Achieved business targets for incremental portfolio growth of Rs 300 crores during the period
- Managed existing portfolios by servicing and renewing accounts at prescribed intervals
HDFC Bank Ltd
Regional Operations Manager - East
08.2011 - 08.2014
Job overview
- Managed 10 locations across eastern states based out of Kolkata with a team of 50 staff members
- Ensured disbursement of all retail asset and business banking products as per bank policies
- Complied with all statutory and internal policies.
HDFC Bank Ltd
Area Operations Manager in Business Banking
08.2007 - 08.2011
Job overview
- Supervised 4 locations (Ahmedabad, Surat, Rajkot, and Baroda) in Gujarat with a team of 10 staff members
- Ensured disbursement of asset products under the business banking segment and retail asset products as per bank policies
- Complied with all statutory and internal policies
- Maximized profits through thorough financial analysis, identifying areas for cost savings without compromising service quality or employee satisfaction.
- Established effective communication channels between departments, improving collaboration and information sharing across the organization.
ICICI Bank Ltd
Relationship Manager in SME Group
03.2005 - 07.2007
Job overview
- Managed asset clients' portfolios with working capital loans
- Prepared proposals ensuring high-quality norms and represented cases for approval
- Monitored portfolio quality maintaining acceptable levels
- Independently handled a portfolio of 20 accounts with working capital loans totaling Rs 120 crores
- Cultivated strong client relationships by providing personalized support and tailored solutions.
- Partnered with cross-functional teams to align strategies for improved client service.
ICICI Bank Ltd
Customer Service Manager
10.2002 - 03.2005
Job overview
- Acted as an interface between customers, relationship managers, and the centralized trade operations unit
- Handled import LC issue, export bills for collection, negotiation, purchase/discounting, inward and outward remittances, forward contracts, and buyer's & supplier's credit
- Ensured compliance with all statutory returns and regulatory aspects
ICICI Bank Ltd
Officer in Working Capital Department
03.2000 - 09.2002
Job overview
- Conducted qualitative and quantitative credit analysis and due diligence of new asset originations in the SME segment across various industries
- Developed an understanding of diverse industries to recommend and underwrite credit exposures
- Managed customer relationships through continuous interactions with key management personnel
Education
Symbiosis Institute of ManagementPune
PGDBM from Accounting And Finance
04-2012
Xavier Institute of Computer Science Ahmedabad
Post Graduate Diploma in Computer Application from Computers
04-1999
HL College of Commerce - Gujarat University Ahmedabad
Bachelor of Commerce from Business Accountancy
06-1997
Skills
- Operational efficiency, Team leadership, Data-driven decision making
Certification
Certified Associate of Indian Institute of Bankers
Availability
See my work availability
Not Available
Available
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Accomplishments
- Oversaw more than 8 department personnel covering Banking operations for entire city.
- Achieved successful results with over 5 projects per year.
- Spearheaded Pennant Gold Loan work flow system, resulting in to implementation PAN India.
Timeline
City Head – Operations
HDFC Bank Ltd
04.2024 - Current
Unit Head-CAD Operations – Wholesale Banking
HDFC Bank Ltd
04.2017 - 04.2024
Territory Head in Business Banking Segment
HDFC Bank Ltd
08.2014 - 04.2017
Regional Operations Manager - East
HDFC Bank Ltd
08.2011 - 08.2014
Area Operations Manager in Business Banking
HDFC Bank Ltd
08.2007 - 08.2011
Relationship Manager in SME Group
ICICI Bank Ltd
03.2005 - 07.2007
Customer Service Manager
ICICI Bank Ltd
10.2002 - 03.2005
Officer in Working Capital Department
ICICI Bank Ltd
03.2000 - 09.2002
Symbiosis Institute of Management
PGDBM from Accounting And Finance
Xavier Institute of Computer Science
Post Graduate Diploma in Computer Application from Computers
HL College of Commerce - Gujarat University
Bachelor of Commerce from Business Accountancy
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