Jagadeesh Chitragar
Bangalore
Summary
Senior Business Systems Analyst with 12 years of experience in Asset Finance Lending, specializing in lease, loan, and revolving line of credit products. Expertise in end-to-end lease lifecycle management, business requirements gathering, system configuration, and cross-functional stakeholder collaboration. Skilled at translating complex business needs into technical solutions that drive operational efficiency and support strategic goals. Strong domain knowledge in financial services with a focus on compliance, risk, and customer experience.
Overview
13
13
years of professional experience
Work History
A) Senior Business Systems Analyst
Fidelity Information Services Ind Pvt. Ltd.
12.2018 - Current
- System analysis and enhancements for enterprise-level Asset Finance Lending platform supporting leases, loans, and revolving credit lines
- Partnered with product owners and operations to analyze, document, and prioritize business requirements for end-to-end lease lifecycle, from origination to termination and asset disposal for clients CNH US, Scania UK, HSBC UK, Navistar US, NYDIG US
- Designed and implemented enhancements to support complex leasing scenarios, including step rentals, residual value tracking, and early buyout options
- Conducted gap analysis and proposed solutions aligned with business objectives and regulatory compliance needs
- Worked on Vertex tax configuration and setup for CNH US client environments
- Tracking and Documenting Changes for Functional and Business Specifications
- Collaborated with cross-functional teams, including IT, QA, and third-party vendors, to deliver seamless platform upgrades and feature rollouts
- Backlog Grooming, User Story Preparation, Conducting Scrum Ceremonies
- Supported client UAT testing cycle with business leads
- Communicating process changes, enhancements and modifications to the QA team
- Preparation of Requirement Traceability Matrix, Gap Analysis and Impact Analysis
B) Consultant Finance – India Region Operations
Manpower Group Services India Pvt. Ltd.
08.2017 - 11.2018
- Supported the Accounts payable team for transaction posting and GST/VAT/TDS calculation.
- Collaborated with external vendor setup in application and payment instruction setup like NEFT, RTGS, IMPS, ACH DD, Cheque Payable and Receivable methods.
- Lasing with HR and payroll teams for setting up Interns, Trainees and other Contractor salary computation and payment processing.
- Co-ordination with internal travel and expenses teams for booking information and recording invoices for payment process.
- Assisting in internal team for month-end closure activity and preparation of quarterly financial statements and schedules.
- Jointly worked with external and internal audit teams for internal statutory audits.
- Assisting offshore team with necessary information to release vendor payments.
- Identifying issues with system with entries posting and raising with in house support team.
C) Consultant Finance–Finland and China Operations
Raj Office Solutions Pvt. Ltd.
09.2012 - 04.2017
- Recording asset purchases and setting up depreciation cycles on the SAP system.
- Month, Quarter and Year-end accounts closure activities viz., accrual of recoverable travel, project related and general expenses.
- Assisting in Internal and Statutory audits with necessary documents.
- Month, Quarter and Year-end accounts closure activities viz., preparation of financial reports, and variances for Statement of Profit and loss, Balance Sheet, schedules as required.
- Preparing tax allocation entry and uploading into system and also matching balances with ledger balances.
- Preparing overhead cost allocation schedule to allocate common costs to the projects and cost centers. Uploading to SAP systems.
- Preparation of weekly funds position report on the basis of expected inward and outward cash flows.
- Closely work with project managers to get inputs on revenue recognition process based on accruals provided for Time and Material (TNM) and Fixed Price Projects (FPP) projects.
- Preparing DSO (Days sales outstanding) / AR report with aging & overdue details.
- Following up for Unbilled & Deferred revenue items with respective Project Managers and get confirmation for recognizing revenue.
- Sales register preparation & reconciliation with sales ledger balances.
- Performing daily Bank reconciliation Statement to confirm funds position as per bank matches with bank GL balance internally.
- Assisting team to gather monthly income and expense accrual inputs for appropriate provisions.
Education
Master of Business Administration - Finance and Accounting
Annamalai University
Chennai01.2018
Master of Commerce - Finance and Accounting
KSOU University
Mysore01.2015
Bachelor of Commerce - Finance and Accounting
Bangalore University
Bangalore01.2012
Skills
- Lease management expertise
- Asset finance solutions
- Requirements gathering and management
- Loans and credit understanding
- Stakeholder management
- Process design expertise
- User acceptance testing coordination
- Regulatory adherence
- Data integration and mapping
- Skilled in integrating Agile and traditional SDLC approaches
- Software testing lifecycle
- Management of scrum ceremonies
Languages
Kannada
Bilingual or Proficient (C2)
English
Advanced (C1)
Hindi
Bilingual or Proficient (C2)
Tools And Technologies
Ambit Asset Finance, JIRA, Confluence, Fogbugz, Team Support, SQL, Excel, Power point, MS Power BI, SAP, Agile (Scrum), Waterfall, Hybrid, SLDC, STLC
Personal Information
Date of Birth: 11/23/90
Workshops And Certifications
- Scaled Agile Framework Product Owner (SAFe PO), Internal workshop
- Lease Accounting & Compliance Workshop, CA Makarand Lonkar
- Certified Scrum Product Owner (CSPO), Scrum Alliance
- Certified Scrum Master (CSM), Scrum Alliance
Hobbies
During my free time I like cooking at home and try out some new dishes myself. also I like playing volley ball while my college friends are along, otherwise I would love to spend time with my family and friends.
Timeline
A) Senior Business Systems Analyst
Fidelity Information Services Ind Pvt. Ltd.
12.2018 - Current
B) Consultant Finance – India Region Operations
Manpower Group Services India Pvt. Ltd.
08.2017 - 11.2018
C) Consultant Finance–Finland and China Operations
Raj Office Solutions Pvt. Ltd.
09.2012 - 04.2017
Master of Business Administration - Finance and Accounting
Annamalai University
Master of Commerce - Finance and Accounting
KSOU University
Bachelor of Commerce - Finance and Accounting
Bangalore University
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