Jaimin Parekh
Banking Finance
Ahmedabad
Summary
Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level of Assistant Manager position. Ready to help team achieve company goals.
Overview
9
9
years of professional experience
9
9
years of post-secondary education
3
3
Languages
Work History
Associate Manager - Branch Operations
Muthoot Housing Finance Company Limited
Ahmedabad
04.2022 - Current
- Obtained and reviewed credit reports, credit references, credit financial statements to establish credit limits for new accounts.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Adhered to banking standards and government lending guidelines for loan services.
- Use Finnone Neo to perform credit appraisals, document verification and loan approvals.
- Verified application and account details to accurately asses credit and financial risks of potential clients.
- Disbursement of Home Loan & Loan Against Property on the basis as per Policy of company norms and booking in system against necessary checks.
- Maintain PDD and OTC Tracker
- Cersai updating, List of document & No due Certificate creating.
- Resolve Audit queries data of all over Gujarat location.
- Maintain the data of File storage of all over Gujarat location.
- Cheque handover OTC / PDD documents post compliance verification.
- Process the Vendor Bill to release the payment of file storage.
Operation Associate
ICICI Home Finance Company Limited
Ahmedabad
09.2021 - 04.2022
- Used LMS and I-Disburse to perform Disbursement Process, document verification and loan approvals.
- Documents checking as per company policy checklist.
- Log-in fees & Processing fess Maker & Author to be done by me after cross verify the detail as mentioned in customer loan sanction letter.
- Disbursement Maker process to be done by me after checking the customer file.
- Maintained productivity tracker in MS Excel for all the disburse cases done by me.
- Maintained Rops Observation audit queries data and resolve all the queries.
- Maintained database of current and previous loan activities
Credit Officer
Indiabulls Housing Finance Ltd
Ahmedabad
11.2017 - 05.2020
- Used Finnone CAS and Galaxy to perform credit appraisals, document verification and loan disbursements.
- Maintained records of all loans including associated fees and payment dates.
- Solid knowledge of loan procedures and credit documentation
- Clearing the OTC & PDD data to release the customer cheque.
- Calling from customer to maintain balance of EMI due date.
- Maintained database of current and previous loan activities.
- Knowledge of various product of mortgage loans like Home Loan, Resale, Loan against property, Balance transfer + top-up etc.
CPA (Credit Process Associate)
Axis Securities ltd Subsidiary of Axis Bank Ltd.
Ahmedabad
11.2015 - 11.2017
- Established loan department objectives and operations procedures.
- Processing the disbursement of loans in Finnone system.
- Checking all the original documents issued by builder like Permission to mortgage, Demand letter, Cost certificate,Possession letter, Original Payment Receipt, Allotment letter, Technical report, Legal report, Original Sale deed, etc.
- Used Finnone and Axis Shikhar to perform credit queries and loan approvals.
- Logging the new case in company software after reviewing and examining the paper as per the polices.
- Ensured effective communication and relations with all the team members.
CPA (Credit Process Associate)
HDFC Bank (Payroll of Malay Dalal Agency)
Ahmedabad
01.2013 - 11.2015
- Processing Log-in file is system of New car loan & Use car loan.
- Process the sanctioning of the loan eligibility for the proposals.
- Tele-Verification to be done by me before logging in system
- Scan all the Borrowers kyc, income documents, bank statement, credit report, application form, etc. and upload in the system
- Used LOS Finnone and Imagine Software to perform credit appraisals, document verification and loan approvals.
- After the approval of loan making disbursement of loan.
Education
Bachelor of Commerce (Gujarat University) - Accounting And Finance
Gujarat College of Commerce
Ahmedabad, India 06.2009 - 06.2014
H.S.C GSEB Board - Accounting And Finance
Nishan Higher Secondary School
Ahmedabad, India 04.2008 - 06.2009
S.S.C GSEB Board -
Durga Vidhyalay
Ahmedabad, India 05.2003 - 06.2006
Skills
Product knowledge
undefinedWork Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Associate Manager - Branch Operations
Muthoot Housing Finance Company Limited
04.2022 - Current
Operation Associate
ICICI Home Finance Company Limited
09.2021 - 04.2022
Credit Officer
Indiabulls Housing Finance Ltd
11.2017 - 05.2020
CPA (Credit Process Associate)
Axis Securities ltd Subsidiary of Axis Bank Ltd.
11.2015 - 11.2017
CPA (Credit Process Associate)
HDFC Bank (Payroll of Malay Dalal Agency)
01.2013 - 11.2015
Bachelor of Commerce (Gujarat University) - Accounting And Finance
Gujarat College of Commerce
06.2009 - 06.2014
H.S.C GSEB Board - Accounting And Finance
Nishan Higher Secondary School
04.2008 - 06.2009
S.S.C GSEB Board -
Durga Vidhyalay
05.2003 - 06.2006
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