Summary
Overview
Work History
Education
Skills
Languages
Awards
Certification
Timeline
Generic
Jardine Monteiro

Jardine Monteiro

Mumbai

Summary

Accomplished professional with extensive expertise in AML compliance and financial crime risk assessment, specializing in corporate client onboarding processes across diverse jurisdictions and entity types. Demonstrates a robust understanding of LDCM products, including leveraged buyouts, high-yield bonds, and syndicated loans, alongside a comprehensive knowledge of legal entity structures such as SPVs, Trusts, and HoldCos. Proficient in sanctions screening and PEP checks, utilising tools like World-Check and LexisNexis, and adept at conducting source of funds and wealth analysis for complex financial structures. Also possesses a strong grasp of the corporate actions lifecycle, including dividends, stock splits, mergers, rights issues, tender offers, and redemptions, with expertise in settlement processes and market knowledge across equities, bonds, ADRs, and GDRs. Skilled in interpreting Swift messages and corporate actions notifications, with familiarity in CREST, DTCC, Euroclear, Clearstream, and local market processes.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Associate - EMEA LDCM Transaction Coordinator

Deutsche Bank UK
07.2023 - 05.2025
  • Enabled seamless, compliant onboarding for complex LDCM, ECM, and DCM transactions by bridging CLM India and the London Deal Desk. Led end-to-end onboarding for 120+ clients, delivering KYC documentation packs under tight deadlines and complex regulatory scenarios.
  • Enhanced deal execution by reviewing and escalating high-risk AML/PEP/Sanctions cases across global jurisdictions using tools like Fircosoft and LexisNexis. Drove QA reviews, identified process gaps, and implemented improvements to uplift data quality and reduce risk exposure.
  • Managed onboarding oversight and client adoption for funding, advisory, and market products, ensuring compliance with global regulations (MiFID II, EMIR, MAS, HKMA, ASIC). Collaborated cross-functionally with deal teams, senior bankers, and compliance to ensure timely client readiness and regulatory adherence.

Senior consultant

Delta Capita
10.2022 - 07.2023
  • Streamlined high-risk client onboarding and AML compliance for Capital Markets transactions, accelerating deal readiness and reducing regulatory risk. Led end-to-end onboarding for 80+ complex cases, partnering with front-office teams to resolve entity structure issues and documentation gaps under tight deadlines.
  • Conducted in-depth AFC reviews, flagging and escalating risks related to sanctions, PEPs, bribery, insider trading, and high-risk jurisdictions. Prioritized cases by risk and transaction urgency, ensuring timely execution and compliance.
  • Improved onboarding efficiency by tracking documentation gaps, coordinating across stakeholders, and ensuring regulatory and CDD standards were met—consistently achieving 20-min ETA per priority case. Maintained audit-ready records and supported multi-jurisdictional onboarding with accurate regulatory data sourcing.

KYC Specialist

Deloitte
06.2022 - 08.2022
  • Supported onboarding for 30–40 high-risk clients across capital markets transactions under tight regulatory deadlines.
  • Managed end-to-end onboarding for 30–40 complex client cases, ensuring full compliance with financial crime and CDD standards.
  • Created and reviewed AML packs in collaboration with front-office teams, supporting remediation and high-priority deal timelines.
  • Conducted AML reviews and risk assessments, identifying red flags such as sanctions, PEPs, and adverse media across multi-jurisdictional entities.
  • Sourced external data to support new client approvals and product extensions, mitigating onboarding risk and ensuring policy adherence.

AML Remediation Analyst

Aston Carter, Client - Handelsbanken
06.2021 - 12.2021
  • Performed over 120 periodic review and Identification and verification of Corporate and Individual client accounts, for AML and money laundering activities.
  • Advising and reporting to business directly on all matters relevant to financial Crime, AML, Sanctions and fraud.
  • Ensuring all Customers Due diligence activities are up to date and comply with Banks and Financial Regulatory policies to establish high banking standards.
  • Analyzing and monitoring transactional information to identify risks, suspicious activity
  • High level investigation for EDD corporate and individual clients, source of Funds and Source of wealth and PEP review.
  • Conducting Sanction checks, adverse media and negative news screening for all corporate names, Individual through Screening databases

Business Management Consultant

Accenture UK
02.2020 - 06.2021
  • Conducted in-depth reviews of Customer Due Diligence (CDD) files to ensure alignment with AML regulatory requirements and firm's internal compliance framework.
  • Assessed client ownership structures, business models, and financial profiles to identify money laundering risks, investigate discrepancies, and validate legitimacy of source of funds and wealth.
  • Performed screening and background checks on 100+ clients and associated parties using third-party intelligence tools to detect adverse media, sanctions exposure, and reputational risks.
  • Ensured all newly onboarded clients adhered to KYC/AML standards mandated by FCA, including completion of periodic sanctions questionnaires and financial crime declarations.
  • Evaluated financial crime risk exposure—including fraud, sanctions, AML, and anti-bribery/corruption—in line with firm's risk appetite and regulatory obligations.
  • Supported AML risk assessments for new Commercial and Corporate Banking (CCB) products and contributed to various compliance-related initiatives and project work.

KYC Analyst

HABIB BANK LIMITED
08.2019 - 02.2020
  • Conducted first-line KYC reviews for aged personal accounts, using a risk-based approach to assess financial crime exposure.
  • Performed CDD and EDD investigations including remediation and documentation updates.
  • Managed sensitive client information securely and assessed transactional behavior and flagged suspicious activity in line with FCA and internal protocols while adhering strictly to data protection principles.
  • Collaborated with internal departments and branches to resolve KYC issues and maintain compliance standards with detailed reporting.
  • Reviewed customer documents meticulously to ensure regulatory compliance and ensuring data accuracy across systems and master records.
  • Improved data integrity through diligent updating and maintenance of customer records.

PROCESS MANAGER

ECLERX INDIA PVT LTD
11.2017 - 03.2019
  • Spearheaded the development of onboarding SOPs and risk-based investigation guidelines for non-individual clients, ensuring AML compliance and alignment with internal policy.
  • Conducted due diligence and enhanced due diligence (CDD/EDD) by analyzing ownership structures, source of funds/wealth, and jurisdictional risk using global corporate registries.
  • Investigated and resolved high-risk cases flagged through adverse media, sanctions screening, and PEP exposure, ensuring timely escalation and regulatory reporting.
  • Oversaw daily risk monitoring and remediation efforts, including reconciliation of sensitive financial transactions and corporate action events with focus on potential financial crime indicators.
  • Delivered concise MIS reports and risk summaries to senior compliance stakeholders, while supporting a culture of control, performance coaching, and process integrity across the team.
  • Consistently achieved monthly KPIs while providing technical coaching, process guidance, and team oversight; led recruitment, training, and performance management to build a high-performing onboarding function.
  • Conducted registry-based due diligence on client entities to validate ownership, financials, and jurisdictional risks; prepared MIS reports on volume, quality, and key findings for onshore compliance stakeholders.

Team leader supervisor

JP MORGAN CHASE
11.2015 - 11.2017
  • Monitoring, reconciliation and processing of International and EMEA corporate action events across entities
  • Validating and booking close to 150 payments received through SWIFT
  • Processing cash dividend and Coupon interest entries for all reconciled breaks to relevant accounts
  • Verification of cash counterparty claims and entries posted and Leading client and Onsite risk calls

Senior Analyst

DEUTSCHE BANK OPERATIONS
07.2009 - 10.2015
  • Managed over 10000 end-to-end processing of U.S. corporate action events, including announcement setup, entitlement payments, trade/cash reconciliation, and post-paydate reviews.
  • Oversaw allocation, confirmation, and settlement of equity and fixed income claims, collaborating with counterparties, traders, and custodians to resolve discrepancies.
  • Executed manual entries for wire transfer payments and processed both cash and non-cash corporate actions with attention to accuracy and compliance.
  • Performed supervisory tasks including daily performance monitoring, break analysis, risk identification, and preparation of trend-based MIS reports for senior management.
  • Maintain and update files and report for weekly management review
  • Check, sign and authorize manually prepared SWIFT payments.

Education

Master of Business Administration - Business Management

Welingkar Institute of Management
Mumbai
03.2012

Certificate of Higher Education - Commerce

University of Mumbai
Mumbai
04.2011

Diploma of Higher Education - Commerce

Xavier's College, Mumbai University
Mumbai
04.2007

Skills

  • Financial crime risk evaluation
  • Client onboarding management
  • Experience with LDCM offerings including LBOs and high-yield bonds
  • Knowledge of legal entity structures
  • Sanctions screening expertise
  • Expertise in managing corporate actions processes
  • Equity and bond market expertise
  • Understanding of Euroclear and Clearstream operations
  • Excellent communication
  • Relationship building and management
  • Client relationship management

Languages

English - Native
Hindi - Advanced
Spanish - Intermediate

Awards

Successfully led a new KYC project migration involving over 10,000 clients., Developed a comprehensive, end-to-end process training guide for new team members, enhancing training efficiency and reducing ramp-up time., Designed and implemented a centralized team SharePoint tool to consolidate and communicate all KYC policy updates, process changes, internal guidelines, and key contacts—improving team accessibility, alignment, and compliance tracking., DBOI Star of the Month, 10/01/12, DBOI Spot awards, 08/01/10

Certification

  • Certification of Securities and Invesmtent -CISI
  • National Institute of Securities Markets - NISM


Timeline

Associate - EMEA LDCM Transaction Coordinator

Deutsche Bank UK
07.2023 - 05.2025

Senior consultant

Delta Capita
10.2022 - 07.2023

KYC Specialist

Deloitte
06.2022 - 08.2022

AML Remediation Analyst

Aston Carter, Client - Handelsbanken
06.2021 - 12.2021

Business Management Consultant

Accenture UK
02.2020 - 06.2021

KYC Analyst

HABIB BANK LIMITED
08.2019 - 02.2020

PROCESS MANAGER

ECLERX INDIA PVT LTD
11.2017 - 03.2019

Team leader supervisor

JP MORGAN CHASE
11.2015 - 11.2017

Senior Analyst

DEUTSCHE BANK OPERATIONS
07.2009 - 10.2015

Master of Business Administration - Business Management

Welingkar Institute of Management

Certificate of Higher Education - Commerce

University of Mumbai

Diploma of Higher Education - Commerce

Xavier's College, Mumbai University

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Jardine Monteiro