Jasmeet Kaur
Kanpur
Summary
Chartered Accountant with over 3 years of professional experience in Transfer Pricing (KPMG), and Credit Risk and Financial Analysis (HDFC Ltd.). Strong foundation in financial statement analysis, peer comparison, cash flow assessment, and business fundamentals, complemented by a CFA Level I qualification, a strong analytical mindset, and an interest in core finance roles.
Overview
8
8
years of professional experience
Work History
Senior Analyst – Transfer Pricing
KPMG India
09.2023 - Current
- Prepared comprehensive transfer pricing documentation supported by detailed industry and market analysis, including assessment of market dynamics, competitive landscape, and key economic factors.
- Developed search strategies based on functional profiles, conducted qualitative analysis using databases such as Prowess and Ace TP, identified comparable companies, and calculated margins for related party transactions.
- Contributed to assessment submissions by performing margin analysis, reviewing related party transactions, and assisting in the preparation of rebuttals and risk adjustment analyses.
- Assisted in benchmarking analysis using Indian and international databases including Refinitiv Eikon and TP Capital.
- Reviewed and managed analytical work prepared by junior team members, ensuring accuracy, consistency, and adherence to project requirements.
- Recognized with Kudos Award and Highflyer’s Award for strong work ethic, commitment, and quality of deliverables.
Credit Manager
HDFC Ltd.
09.2022 - 09.2023
- Analyzed financial statements, cash flow performance, and key financial ratios to assess overall business performance, liquidity, leverage, and financial stability.
- Evaluated business models, sustainability of earnings, and repayment capacity through risk and downside analysis, supporting informed financial decision-making.
- Conducted industry and company-level analysis to identify key financial trends, operational risks, and long-term business viability.
- Reviewed credit bureau reports, banking transactions, and historical financial data to derive insights into financial behavior and risk profiles.
- Performed portfolio-level financial analysis to monitor asset quality, balance growth objectives, and manage risk exposure.
- Ensured compliance with applicable regulatory guidelines (including RBI and PSL), gaining exposure to regulatory-driven financial analysis and governance standard.
Articled Assistant
B.C. Jain & Co., Chartered Accountants
03.2018 - 07.2021
- Conducted statutory and internal audits involving detailed analysis of financial statements, including balance sheets, profit and loss accounts, and supporting schedules.
- Worked on audits of large corporate and banking clients, including NTPC, Reliance Power, Oriental Bank of Commerce, and Punjab & Sind Bank.
- Analyzed cost structures, asset utilization, inventory records, and operational efficiency as part of audit and review procedures.
- Reviewed compliance with accounting standards, regulatory requirements, and internal financial control frameworks, enhancing understanding of financial reporting quality and governance.
Education
CFA Level I -
CFA Institute
08.2025
Chartered Accountant (CA) -
Institute of Chartered Accountants of India
05.2022
Bachelor of Commerce (B.Com) -
CSJMU University
01-2019
ISC-Class XII -
Dr. VSEC
03.2016
ICSE-Class X -
Dr. VSEC
03.2014
Skills
- Financial analysis
- Team collaboration
- Benchmarking analysis
- Client communication
Additional Information
Strong analytical mindset with high attention to detail, Initiated and led a CA student mentorship program, fostering professional development., Merit-based scholarship recipient of 30,000 for academic excellence in Class XII., Actively participated in ICAI’s Iniesta 1.0 (CIRC) event on professional development.
Timeline
Senior Analyst – Transfer Pricing
KPMG India
09.2023 - Current
Credit Manager
HDFC Ltd.
09.2022 - 09.2023
Articled Assistant
B.C. Jain & Co., Chartered Accountants
03.2018 - 07.2021
CFA Level I -
CFA Institute
Chartered Accountant (CA) -
Institute of Chartered Accountants of India
Bachelor of Commerce (B.Com) -
CSJMU University
ISC-Class XII -
Dr. VSEC
ICSE-Class X -
Dr. VSEC