Alacra
Jayakumar P
Senior Kyc Analyst
Chennai
Summary
Highly analytical and results driven KYC Analyst with 6 years'experience in Anti-Money Laundering (AML) compliance and customer due diligence (CDD), skilled in performing enhanced due diligence (EDD), risk assessments, and transaction monitoring for complex client profiles, adept at translating regulatory requirements into actionable solutions and improving compliance processes to meet global standards.
Overview
6
6
years of professional experience
1
1
Language
Work History
Senior Kyc Analyst
Barclays Global Service Centre Private Limited
03.2023 - Current
- Acting as a gatekeeper for verifying the clients like (Private Limited, Listed, Regulated Companies, Trust, Charities, Societies, Association, Clubs and Individuals) before they get on boarded and source the supporting documents from Registry, Regulatory and vendor sources.
- Verify the authentication of Institutional documents for the corporate clients like Certificate of Incorporation, Share and Director Registry, M&A, E-Proofs and public online source like MCA. Client Identity proofs like Passport, National ID card Driving licenses and address proof like Utility bills, driving license etc.
- Identify, escalate, and document AML/KYC risks and red flags in a timely manner.
- Contribute to process improvements, policy updates, and team training initiatives.
- Mentor and guide junior analysts to maintain high quality and consistency standards.
- Liaise with internal stakeholders Legal, Risk, Relationship Managers to resolve KYC issues.
- Actively engaged with tech teams to redesign and simplify KYC processes through automation and system enhancements.
- Executed end-to-end monitoring workflows aligned with FATF Standards, maintaining robust audit trails for Mutual Evaluation readiness and regulatory reporting.
Executive
Yes Bank
11.2021 - 03.2023
- Reviewing Initial Due Diligence and Profiling based on commercial registry, Global Regulatory, Stock Exchange, Bloomberg, Client Website, Annual Report, Memorandum of association, Article of Association, Morning star, Prospectus.
- Conduct Sanctions screening check for new accounts via AMLOCK / WORLD CHECK.
- Closely working with clients, handling queries, escalations which are related to the process addressed in timely manner.
- Managing MIS for the corporate clients and publishing the MIS to the top management.
- Identify and execute process improvements, provide guidance and support on key process and technology initiatives to the business.
- Frequently interact with key stakeholders such as Legal, Compliance, Credit and Operations to develop strong partnerships, eliminate roadblocks and ensure continuity of information flow across the groups
Group relationship officer
Idfc first bharat
01.2020 - 10.2021
- Validating profiles for On-boarding and trade downstream systems.
- Risk Analysis of Profile through Anti financial Crime Unit (AFC).
- Liaise with the New Client Adoption team and business for on-boarding clients.
- Manage exception ensuring that all SLAs defined with the Business on timeliness and quality are adhered.
- Manage new client adoptions or periodic review stream, to ensure that all requests are approved in accordance with regulatory requirements and the banks internal policies.
- Customer ID Proof, Address Proof will be verified with the application to confirm the genuine of records.
Education
Bachelor of Engineering - Civil
Loyola Institute of Technology
Chennai05.2018
HSC -
Nazareth Matriculation Higher Secondary School
Avadi, Chennai03.2014
Skills
- Customer & Enhanced due diligence(CDD/EDD)
- stakeholder collaboration
- screening (Adverse Media and PEP/Sanction)
- Risk Based Approach Decisioning
- Technology Integration & Process optimization
- Aml Regulations
- Risk Assessment
Software
Moody's
Lexis Nexis
World Check
References
Andrus Dhriviyaraj - AVP - Barclays Global Service Center
Ph- +91 9884179163
Sofia Ramachandran - VP - Barclays Global Service Center
Ph- +91 9884198186
Timeline
Senior Kyc Analyst
Barclays Global Service Centre Private Limited
03.2023 - Current
Executive
Yes Bank
11.2021 - 03.2023
Group relationship officer
Idfc first bharat
01.2020 - 10.2021
Bachelor of Engineering - Civil
Loyola Institute of Technology
HSC -
Nazareth Matriculation Higher Secondary School