Jayanth G

Job Description:

• A competent professional in the areas Financial Crime Compliance (AML) & Fraud Detection Unit under transaction monitoring
• Analyzing and investigating customers profile and transactions
• Well versed in anti-money laundering laws and regulations
• Identifying the risk involved in the type of transaction or in the payment
• Moving cases to ACT (Country Level) via Further Analysis for further investigation if the transactions performed in the account are found to be suspicious or not within the profile of the client
• Taking a risk-based approaches for potential closure for the case if the transactions performed are well aligned to customer's profile
• Processing the cases within a CAD (case ageing day) breach
• Investigating customer's profile and matching the same with their transaction performed in the account
• Building a relationship for the counterparties with our client and identifying the risk involved in the transaction
• Worked on Application like Arachnys which is a streamlined due diligence processes and ongoing monitoring the client's globally which helps in identifying exact matches found for the clients which are related to any frauds or into any AML activities which helps an analyst for the disposition of the case
• Behavior and escalate such unusual patterns for Analysis
• Perform the assessment in accordance with the procedure laid down in the AAA processes and Country Addendum
• Analyze cases escalated for Analysis by Analysts/Junior Analysts in the unit
• Perform the analysis in accordance with the procedure laid down in the AAA processes and Country Addendum
• Where identified, escalate case for Action by Country
• Support every decision with detailed audit record of the rationale for decision making
• Processing of pre-cases / cases should be within the turnaround time (TAT) and should adhere to the quality guidelines
• Perform Quality Control checks for assessments performed on pre-cases and analysis on cases in the unit and provide feedback for improvement / training needs
• Share best practices with peers and support in creating a 'FCC Risk Management Culture of Excellence'
• Ensure Technology/ Risk issues identified are reported and escalated to the Manager in a timely manner
• Ensure regulatory requests received from country relating to AML are promptly attended to
• Completed all mandatory modules within stipulated timelines and attend trainings for which nominated
• Have been voluntarily taking up additional activities, including but not limited to, tracking of team productivity, handling the team whenever it is required, allocations to the team, etc
• In the event of serious regulatory breaches, or where risk tolerances have been breached, ensure senior management are informed and that actions are taken quickly to remediate and/ or activities are ceased
• Have shown visible impact on quality and productivity of the team as a result of training.

Key Roles & Responsibilities:

• Reviewing triggered client’s transactions and profile. If there are any suspicious transactions found or transactions not aligned with the client’s profile, such cases are escalated to country FCC for further review.
• Active participation in team huddles and discussing our respective country dynamics which are related to AML.
• Attending country calls (Bangladesh) and discussing interesting scenarios, number of Risk Relevant Closure cases under transaction monitoring, knowing country dynamics and working up on them further in our case investigation.
• Been training new folks who are fresh to the system and for the ones who holds experience in transaction monitoring.

Key Roles & Responsibilities:

• Handling day to day operations of Accounts receivables
• Payment gateway MIS validation and reconciliation of Payments and Refunds
• Reconciling and preparing MIS report
• Coordinating with bank team for daily settlements
• Assisting on month end closure activities-
• Validation of PG agreements and commission calculations as per agreed rates
• Finalizing variance analysis report on monthly basis
• Chargeback and Chargeback reversal analysis on monthly basis
• Validation of miscellaneous transactions
• Reconciliation on open RCN and RDN on weekly basis
• Reconciling and preparing PG Vs Nodal, Seller Vs Nodal
• Monthly Commission and GST Invoice reconciliation
• Preparation of files and passing entry on accounting portal
• Consolidation of MIS with the help of tool on monthly basis
• Blocking and unblocking Seller's on weekly Basis
• Escalations of open PG issues with Business operations team for resolution through mails and virtual meeting
• Analyzing and validating Sample credit and debit cards
• Handling other tasks in the absence of other team member.

Audit:

• Liaison with statutory and internal auditors
• Preparing IPE templates for Audit purpose
• Assisted in quarterly internal audits.

Key Roles & Responsibilities:

• Maintaining Accounts of Different Clients on Tally
• Monthly and Quarterly Statutory Returns, like GST, TDS, PT, PF, ESIC and Payroll related matters
• Finalizing Financials of Companies and preparing schedules and necessary notes
• Visiting Clients Place for periodical accounting and preparing MIS Report
• Assigned responsibility to manage accounts, finance, and commercial aspects of various organizations
• Design questionnaires to gather needed data for audit procedures and manage audit files
• Assisted in Creating client financial statements and audit reports
• Assisted in bank audit functions
• Managed ROC compliances for Private limited Companies
• Filing Individual IT returns.