JAYANT PRAJAPATI
Indore
Summary
Operations & Compliance Banking Professional with 3 + years of experience in Financial Crime Prevention, AML/KYC operations, Transaction Monitoring, and Risk Assessment within a leading private sector bank. Hands-on experience in name screening, customer due diligence (CDD/EDD), alert investigation, false-positive analysis, and regulatory compliance. Proven ability to identify high-risk activities, escalate cases appropriately, and maintain comprehensive documentation in line with RBI, FIU-IND, and global compliance standards. Strong analytical skills with advanced Excel proficiency and a consistent track record of accuracy, SLA adherence, and audit readiness.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Assistant Manager - Financial Crime & Prevention (AML / Transaction Monitoring)
ICICI Bank Ltd
05.2025 - Current
- Performed name screening and transaction monitoring to identify potential money laundering, sanctions breaches, and prohibited activities.
- Conducted detailed investigations on system-generated alerts, distinguishing between false positives and genuine matches using risk-based assessment.
- Performed customer due diligence (CDD/EDD) by analyzing customer profiles, transactional behavior, and risk indicators.
- Prepared and escalated STRs/SARs in line with RBI and FIU-IND guidelines.
- Maintained accurate case documentation to support audits, compliance reviews, and regulatory requirements.
- Collaborated with internal stakeholders to enhance screening effectiveness and process efficiency.
- Utilized advanced Excel tools for MIS reporting, data reconciliation, and anomaly detection.
- Monitored customer transactions to detect potential money laundering, fraud, and regulatory breaches.
- Trained and mentored new team members on AML processes, fraud indicators, and dispute handling to ensure operational accuracy and compliance awareness.
Wealth Relationship Manager
ICICI Bank Ltd
06.2022 - 05.2025
- Managed high-value Wealth, GPC, and NRI customer portfolios with strict adherence to AML/KYC and compliance requirements.
- Conducted customer onboarding and periodic KYC reviews, ensuring data accuracy and regulatory compliance.
- Analyzed customer transactions and financial profiles to identify potential risk indicators.
- Handled escalated customer queries and complaints while maintaining service quality and compliance standards.
- Managed NRI customer accounts and credit portfolios, ensuring seamless processing and strict compliance with RBI regulations and internal policies.
- Coordinated with cross-functional teams to ensure seamless processing of banking, investment, and credit products.
- Trained and mentored new team members on compliance procedures, risk awareness, and customer handling.
Education
B.Sc. - Mathematics Hons
Rabindranath Tagore University
2022
Intermediate -
ISC Board
2019
High School -
ICSE Board
2017
Skills
- AML / KYC / CFT Compliance
- Sanctions & Name Screening
- Watchlist Screening (Individuals & Entities)
- Transaction Monitoring,
- Chargeback & Dispute Management
- STR / SAR Preparation & Escalation
- Regulatory Compliance (RBI, FIU-IND)
- Customer Due Diligence (CDD) & EDD
- Financial Crime Investigation
- Risk Assessment & Mitigation
- Credit Analysis & Creditworthiness Assessment
- Wealth & GPC Customer Relationship Management
- Stakeholder Coordination & Cross-Functional Collaboration
- Banking Products & Financial Services
- Cross-Selling & Up-Selling
- Complaint Resolution & Customer Retention
- Advanced MS Excel (VLOOKUP, XLOOKUP, Pivot Tables)
- Core Banking & CRM Systems
- Team Handling, Training & Mentoring
- Strong Communication & Negotiation Skills
- Analytical & Problem-Solving Skills
Certification
Certified in AML-KYC Compliance, Vskills Certification
Accomplishments
Best Service Ambassador Award, 2023-01-01, Awarded for maintaining high accuracy, SLA adherence, and quality standards while handling customer disputes and escalations in a high-volume banking environment.
Languages
English
Hindi
References
Professional references available upon request.
Timeline
Assistant Manager - Financial Crime & Prevention (AML / Transaction Monitoring)
ICICI Bank Ltd
05.2025 - Current
Wealth Relationship Manager
ICICI Bank Ltd
06.2022 - 05.2025
B.Sc. - Mathematics Hons
Rabindranath Tagore University
Intermediate -
ISC Board
High School -
ICSE Board