JAYASHREE B
AML & COMPLIANCE ASSOCIATE | SANCTION & TRANSACTION MONITORING | END-TO-END KYC
Bangalore
Summary
Financial Services Professional with 4.8+ years in AML Compliance, specializing in Transaction Monitoring and regulatory reporting. Expertise in identifying suspicious activity, preparing case files, and filing SARs/STRs in alignment with FATF, OFAC, FinCEN, FIU-IND, and RBI requirements. Adept at analyzing SWIFT payments, trade finance messages, and customer profiles to uncover layering, structuring, and terrorist financing risks. Skilled in reducing false positives through data-driven tools and strengthening compliance frameworks to meet global regulatory standards.
Overview
4
4
Languages
3
3
years of professional experience
Work History
Compliance Associate
Wells Fargo
04.2025 - Current
- Conduct second-line review of payments and SWIFT messages in line with OFAC, UN, EU, HMT, BSA, and USA PATRIOT Act regulations, ensuring compliance with global sanctions frameworks.
- Perform end-to-end Transaction Monitoring of SWIFT (MT100–MT900 series), wire transfers, and trade finance messages using Fircosoft, Refinitiv Eikon, World-Check, and Prime to identify suspicious activity.
- Draft and file Suspicious Activity Reports (SARs) / Suspicious Transaction Reports (STRs) with supporting case documentation, escalating high-risk matters to regulators and senior stakeholders.
- Conduct risk-based investigations, negative news checks, and due diligence, while mitigating false positives to enhance sanctions screening accuracy.
- Prepare MIS and dashboard reports on transaction monitoring trends, sanctions escalations, and SAR filings, supporting management reviews and regulatory audits.
- Lead QA/QC reviews for FLOD and SLOD teams, ensuring corrective actions (CAPA) and continuous process improvements.
Risk Analyst (Process Associate)
Accenture Private Limited
01.2024 - 04.2025
- Conducted KYC, sanctions screening, and AML reviews across individual, corporate, and institutional customer profiles.
- Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), including risk assessment, adverse media checks, and beneficial ownership analysis, in line with AML/KYC regulatory requirements.
- Reviewed and validated high-risk customers and transactions, identifying red flags and escalating potential AML and sanctions concerns for further investigation.
- Supported ongoing monitoring activities by optimizing screening parameters, reducing false positives, and improving alert quality and operational efficiency.
- Progressed from L0 to L2A level, independently handling complex KYC/AML reviews, investigations, and escalations.
Education
Bachelor of Arts - Accounting And Finance
Sadhana Degree College
Bengaluru, India 04.2001 -
Skills
Transaction Monitoring & Investigations SWIFT, SEPA, wire transfers, and trade finance transactions
Sanctions & Watchlist Screening – OFAC, UN, EU, HMT; PEP, adverse media, and false positive mitigation
Regulatory Compliance & Audit Readiness FATCA/CRS reporting, FLOD/SLOD quality control, CAPA management
SAR/STR Reporting – Drafting, filing, and regulatory escalations (FATF, OFAC, FinCEN, FIU-IND, RBI)
End-to-End KYC & CDD/EDD – Customer onboarding, documentation review, and risk based assessments
TOOLS
- Fircosoft (Continuity, Trust) and Hotscan
- Refinitiv (Workspace) and World-Check one
- Prime Compliance Suite
- Lexis Nexus
- Fenergo,Bloomberg
- RDC
- Equifax
- Microsoft Power BI
- Microsoft Office Suite (Excel, Word, PowerPoint)
ACHIEVEMENTS
- Received Yearly Recognition Award (2024–2025) for excellence in AML and sanctions compliance at Wells Fargo.
- Awarded Spot Awards twice at Accenture Private Limited outstanding compliance delivery and adherence to core values.
Timeline
Compliance Associate
Wells Fargo
04.2025 - Current
Risk Analyst (Process Associate)
Accenture Private Limited
01.2024 - 04.2025
Bachelor of Arts - Accounting And Finance
Sadhana Degree College
04.2001 -