Jaysinh Vadher
Vadodara
Summary
Dedicated and detail-oriented professional with over three and a half years of experience in Business Loan.Demonstrated ability to analyze financial data, assess risk, and make informed lending decisions.Adept at building and maintaining strong relationships with clients, providing exceptional customer service, and exceeding sales targets.
Overview
4
4
years of professional experience
Work History
Sales Manager
L&T FINANCE
VADODARA
09.2023 - Current
- Driving the business through the DSA Channel by maintaining a steady relationship and meeting the sales targets on a monthly basis.
- Daily visits to the DSA office, regular training of Chanel Partner, and promoting schemes to increase the business. Maintain an active relationship with all DSAs.
- Monitoring daily logins and disbursal's, and reporting to management. Execution of sales promotion activities. Ensuring login of complete files as per checklist.
- Conduct comprehensive financial analysis, including reviewing financial statements, cash flow projections, and Risk assessments.
- Collaborate with underwriting and credit departments to ensure loan applications are processed efficiently.
- Taking ownership of early delinquencies and working closely with the collection team to resolve any issues, taking active participation with the Ops team to resolve post-disbursal documents.
- Ensure compliance with regulatory requirements and internal policies
Sr. Sales Executive Business Loan
HDFC BANK LTD.
VADODARA
01.2021 - 09.2023
- Adept at building and maintaining strong relationships with clients, providing exceptional customer service, and exceeding sales targets
- Originate and manage a portfolio of business loan accounts, focusing on small and medium-sized enterprises
- Identify potential business loan opportunities through networking, referrals, and lead generation strategies though Branch banking
- Meet with prospective clients to assess their financial needs and evaluate loan eligibility
- Conduct comprehensive financial analysis, including reviewing financial statements, cash flow projections, and collateral valuations
- Negotiate loan terms, interest rates, and repayment schedules in line with the company's lending policies.
- Maintain regular communication with clients throughout the loan application process, providing updates and addressing inquiries
- Ensure compliance with regulatory requirements and internal policies.
Education
B.COM -
SAURASTRA UNIVERSITY
RAJKOT01.2018
C.P.T -
I.C.A.I
01.2016
H.S.C -
GHSEB
01.2015
S.S.C -
GSEB
01.2013
Skills
- Business development
- Loan origination
- Communication
- Relationship management
- Credit underwriting
- CRM software
- Financial analysis
- Compliance regulation
- Time management
- Risk assessment
- Negotiation
Personal Information
- Date of Birth: 03/09/1998
- Gender: Male
- Nationality: Indian
- Marital Status: Single
Languages
Hindi, Gujarati, English
Disclaimer
I hereby declare that the above-mentioned information is correct up to my knowledge and I bear the responsibility for the correctness of the above-mentioned particulars.
Timeline
Sales Manager
L&T FINANCE
09.2023 - Current
Sr. Sales Executive Business Loan
HDFC BANK LTD.
01.2021 - 09.2023
B.COM -
SAURASTRA UNIVERSITY
C.P.T -
I.C.A.I
H.S.C -
GHSEB
S.S.C -
GSEB
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