Summary
Overview
Work History
Education
Skills
Timeline
SalesManager
Jeegesh Kanojia

Jeegesh Kanojia

Credit Risk || Fintech || Unsecured
Pune,MH

Summary

To work in an organization which helps to explore and an environment to grow.” “To gain new experience and to utilize my interpersonal skills to achieve these goals.” “A highly disciplined and hard-working individual looking for a responsible position to gain good experience.

Overview

7
7
years of professional experience
4
4
years of post-secondary education

Work History

Senior Underwriter

Easebuzz.in
pune, Maharashtra
04.2021 - Current
  • Approving authority of SME Merchant for PG for PAN India.
  • Validating & analyzing financials statements.
  • Web and API checking and validating.
  • KYC check and Validate.
  • Transaction Monitoring and deactivating the Merchant if found suspecious
  • Steps for preventing Chargebacks.

Associate Manager Credit

PuneEarlysalary.com
11.2018 - 03.2021
  • Underwriting & Approving Online salaried Case Up- to Max limit for PAN India.
  • All deviation approving authority.
  • Portfolio Management & handling Non starters & NPA.
  • KYC and Fraud prevention steps.
  • Analyzing & Automation of Policy Bureau reporting ( CIBIL, CRIF, EQUIFAX, EXPERIAN) & grievances Handling raised by RBI, Cyber cell, Customers & all bureaus.
  • Having authority to do changes in bureaus of customers.

Branch Credit manager

Fullerton India Financial Services Pvt Ltd
Baroda, Gujarat
06.2017 - 10.2018
  • Approving Personal Loan and Business loans Unto 3 L & Appraising, Underwriting & PD authority unto 20L for salaried & 10L for Business loan.
  • Handled Multiple Branches Like Baroda, Ankleshwar, Bharuch, Navsari, Vapi & Team handling of 5 CPA
  • Non Started and early delinquency Visit & solving & Joint Visit with BMs in NPA and Hard bucket cases
  • Vendor Management & CPV agencies handling.
  • Conducting Monthly credit Policy Training and feedback of Last month files queries.

Junior Credit & Ops Executive

Fullerton India Financial Services Pvt Ltd
Baroda, Gujarat
02.2016 - 05.2017
  • Checking KYC and various Document and login the same & Conducting Tele verification and appraising File up-to 40L of LMV, AL, HCV, CE etc.
  • Maintain attendance Register, RTO screen reports Cash Management of Branch.
  • Training to Sales team for KYC, collection etc.

Rajpipla Mahindra & Mahindra Financial Services Pvt. Ltd
02.2015 - 02.2016
  • Filed Assistance Sourcing Files of Vehicle & Tractors files from dealer.
  • Collecting documents & conducting PD at customer place Login & Submitting files to Account for approval.

Education

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Sardar Patel University
01.2009 - 12.2010

MBA - Finance

CPIParul University
01.2011 - 01.2013

Skills

    Credit Management

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Timeline

Senior Underwriter

Easebuzz.in
04.2021 - Current

Associate Manager Credit

PuneEarlysalary.com
11.2018 - 03.2021

Branch Credit manager

Fullerton India Financial Services Pvt Ltd
06.2017 - 10.2018

Junior Credit & Ops Executive

Fullerton India Financial Services Pvt Ltd
02.2016 - 05.2017

Rajpipla Mahindra & Mahindra Financial Services Pvt. Ltd
02.2015 - 02.2016

MBA - Finance

CPIParul University
01.2011 - 01.2013

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Sardar Patel University
01.2009 - 12.2010

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Jeegesh KanojiaCredit Risk || Fintech || Unsecured