Jeegesh Kanojia
Credit Risk || Fintech || Unsecured
Pune,MH
Summary
To work in an organization which helps to explore and an environment to grow.” “To gain new experience and to utilize my interpersonal skills to achieve these goals.” “A highly disciplined and hard-working individual looking for a responsible position to gain good experience.
Overview
7
7
years of professional experience
4
4
years of post-secondary education
Work History
Senior Underwriter
Easebuzz.in
pune, Maharashtra
2021.04 - Current
- Approving authority of SME Merchant for PG for PAN India.
- Validating & analyzing financials statements.
- Web and API checking and validating.
- KYC check and Validate.
- Transaction Monitoring and deactivating the Merchant if found suspecious
- Steps for preventing Chargebacks.
Associate Manager Credit
PuneEarlysalary.com
2018.11 - 2021.03
- Underwriting & Approving Online salaried Case Up- to Max limit for PAN India.
- All deviation approving authority.
- Portfolio Management & handling Non starters & NPA.
- KYC and Fraud prevention steps.
- Analyzing & Automation of Policy Bureau reporting ( CIBIL, CRIF, EQUIFAX, EXPERIAN) & grievances Handling raised by RBI, Cyber cell, Customers & all bureaus.
- Having authority to do changes in bureaus of customers.
Branch Credit manager
Fullerton India Financial Services Pvt Ltd
Baroda, Gujarat
2017.06 - 2018.10
- Approving Personal Loan and Business loans Unto 3 L & Appraising, Underwriting & PD authority unto 20L for salaried & 10L for Business loan.
- Handled Multiple Branches Like Baroda, Ankleshwar, Bharuch, Navsari, Vapi & Team handling of 5 CPA
- Non Started and early delinquency Visit & solving & Joint Visit with BMs in NPA and Hard bucket cases
- Vendor Management & CPV agencies handling.
- Conducting Monthly credit Policy Training and feedback of Last month files queries.
Junior Credit & Ops Executive
Fullerton India Financial Services Pvt Ltd
Baroda, Gujarat
2016.02 - 2017.05
- Checking KYC and various Document and login the same & Conducting Tele verification and appraising File up-to 40L of LMV, AL, HCV, CE etc.
- Maintain attendance Register, RTO screen reports Cash Management of Branch.
- Training to Sales team for KYC, collection etc.
Rajpipla
Mahindra & Mahindra Financial Services Pvt. Ltd
2015.02 - 2016.02
- Filed Assistance Sourcing Files of Vehicle & Tractors files from dealer.
- Collecting documents & conducting PD at customer place Login & Submitting files to Account for approval.
Education
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Sardar Patel University
2009.01 - 2010.12
MBA - Finance
CPIParul University
2011.01 - 2013.01
Skills
Credit Management
Team Lead
Communication skills
Timeline
Senior Underwriter
Easebuzz.in
2021.04 - Current
Associate Manager Credit
PuneEarlysalary.com
2018.11 - 2021.03
Branch Credit manager
Fullerton India Financial Services Pvt Ltd
2017.06 - 2018.10
Junior Credit & Ops Executive
Fullerton India Financial Services Pvt Ltd
2016.02 - 2017.05
Rajpipla
Mahindra & Mahindra Financial Services Pvt. Ltd
2015.02 - 2016.02
MBA - Finance
CPIParul University
2011.01 - 2013.01
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Sardar Patel University
2009.01 - 2010.12