Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Jegan Padmanaban

Jegan Padmanaban

41, West 2nd Street, Mannargudi, Thiruvarur(Dist)

Summary

Focused Internal Auditor promoting a career spent preparing internal audit documentation and reports. Highly skilled in generally accepted accounting principles and auditing business operations.

Overview

10
10
years of professional experience

Work History

Senior Internal Auditor

Dvara Kshetriya Gramin Financial Services
Mannargudi
12.2023 - Current
  • Reviewed complex audit plans and risk assessment to identify potential areas of financial exposure.
  • Evaluated internal controls, policies, and procedures for compliance with company standards and government regulations.
  • Analyzed financial data to detect irregularities or discrepancies in accounting records.
  • Monitored status of identified issues, ensuring timely completion of corrective actions taken by management.
  • Investigated fraud allegations involving misappropriation of funds or other assets.
  • Prepared regular reports summarizing audit progress for senior management review.
  • Drafted audit reports to display findings.
  • Addressed and resolved audit issues.
  • Analyzed data from audits, compiled it into reports and disseminated to proper personnel.
  • Created and submitted detailed audit reports for use by inspector general in key decision-making processes.

Branch Credit Manager

IIFL Samasta Microfinance Pvt Ltd
Mannargudi
04.2021 - 11.2023
  • Developed and maintained effective credit policies.
  • Analyzed financial statements, loan applications and credit reports for potential customers.
  • Ensured compliance with all federal, state and local laws governing banking operations.
  • Monitored daily cash flow activities including loan payments, deposits, withdrawals and transfers.
  • Provided guidance to staff members on best practices related to loan processing activities.
  • Conducted regular meetings with team members to discuss performance objectives and goals.
  • Collaborated with other branches to develop cross-selling strategies that increase revenue growth.
  • Managed reporting, documentation and recordkeeping requirements for department.
  • Reviewed accounts for signs of fraud and non-payment issues.

Field Executive

HDFC Bank
Mannargudi
04.2019 - 03.2021
  • Analyzed customer financial situations to negotiate payment plans and settlement agreements.
  • Researched account histories to determine appropriate actions on overdue payments.
  • Collected delinquent accounts by contacting customers via telephone and field level.
  • Spoke to delinquent members by phone and identified why accounts had not been paid.
  • Negotiated and monitored payment plans with customers in order to resolve outstanding debts.

Collateral Manager

National Collateral Management Service
Mannargudi
04.2017 - 04.2019
  • Reviewed loan documents for accuracy and completeness to ensure collateral is properly secured.
  • Developed and maintained relationships with lenders, borrowers, attorneys, title companies and third-party vendors.
  • Analyzed financial statements of borrowers to determine creditworthiness and ability to repay loans.
  • Investigated legal issues related to collateral ownership, liens and other security interests.
  • Coordinated with internal departments regarding changes in loan status or required documentation updates.

Tech Support

Kocher Info Tech Pvt Ltd
Chennai
12.2013 - 02.2017
  • Promoted high customer satisfaction by resolving problems with knowledgeable and friendly service.
  • Understood and followed oral and written directions.
  • Assisted with customer requests and answered questions to improve satisfaction.
  • Displayed strong telephone etiquette, effectively handling difficult calls.

Education

Bachelor of Science - Computer Science And Programming

MRG Arts & Science College
Mannargudi
05-2013

Skills

  • Internal Controls
  • Data Analytics
  • Audit Planning
  • Ethical Standards
  • Daily Reporting
  • Fraud Investigations
  • General Ledger Entries
  • Fraud Research
  • Accounting Principles
  • Policy Compliance
  • Regulations and Compliance
  • Report Creation
  • Auditing Assignments
  • Oral and Written Communications
  • Records Review
  • Fixed Assets Management
  • Audit Management
  • Fraud Identification
  • General Ledger Accounting
  • Cash Flow Analysis
  • Risk Management
  • Goal Setting
  • Report Preparation
  • Teamwork and Collaboration
  • Audit Support
  • Process Evaluations
  • Employee Motivation

Languages

English
Intermediate
B1
Tamil
Proficient
C2

Timeline

Senior Internal Auditor

Dvara Kshetriya Gramin Financial Services
12.2023 - Current

Branch Credit Manager

IIFL Samasta Microfinance Pvt Ltd
04.2021 - 11.2023

Field Executive

HDFC Bank
04.2019 - 03.2021

Collateral Manager

National Collateral Management Service
04.2017 - 04.2019

Tech Support

Kocher Info Tech Pvt Ltd
12.2013 - 02.2017

Bachelor of Science - Computer Science And Programming

MRG Arts & Science College

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Jegan Padmanaban