Jenisha Haran
KYC/AML Operations
Bengaluru
Summary
Motivated professional with a strong focus on interpersonal and communication skills, seeking an opportunity to utilize these strengths in a new role. With over 5 years of experience as a Compliant KYC Analyst, adept at navigating change and ambiguity while making informed decisions. Open to expanding skill set by learning German and integrating seamlessly into new environments. Currently Pursuing A1 course in German.
Overview
7
7
years of professional experience
4
4
years of post-secondary education
3
3
Languages
Work History
Senior Associate
Commonwealth Bank of Australia, CBA
03.2023 - Current
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
- Determined customer risk ratings based on analysis and research findings.
- Conducted KYC formality reports on questionable accounts and transactions.
- Assisted in the development of new KYC-related tools and systems, contributing to a more efficient and effective AML program.
- Filing SMR on the basics of suspicious accounts and transaction monitoring.
- Performed World check Screening and mitigating the risks associated with it.
KYC Analyst
Deutsche Bank
01.2021 - 03.2023
- Reviewing customer accounts for instances of suspicious financial transactions (transaction monitoring) and report to MLRO if any red flag is hit
- Perform sanction and PEP checks on all employees and consultants against world check risk screen and OFAC list
- Verify all aspects of CIP and necessary account opening documents in accordance with KYC, BSA or AML standards
- Ensure final reports are comprehensive and suitable for use in client onboarding decision making process
- Perform periodic KYC reviews on risk based schedule
- Collaborated with cross-functional teams to ensure alignment of KYC processes across the organization.
- Supported AML investigations by providing accurate and timely information on customers'' financial activities.
Operations Representative
RAKBANK
08.2019 - 12.2019
- Complete KYC onboarding for all new and pre-existing customers
- Complete extensive due diligence investigations
- Liase with internal and external clients ensuring compliance
- Assisted in audits, leading to improved internal controls and adherence to regulatory guidelines.
- Enhanced client onboarding process by streamlining KYC procedures and reducing turnaround time.
Administrative Officer
A S I Group of Companies
03.2018 - 05.2019
- Onboarding New employees into the company
- Screening and doing background verification
- Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
- Team oriented experience in a multicultural working environment.
- Managed files and records for clients and adhered to safety procedures to prevent breaches and data misuse.
- Adjusted end-to-end KYC process needs to align with workforce capabilities.
Education
Bachelor of Engineering - Electronics and Communication
St. Joseph's College of Engineering
07.2013 - 05.2017
Skills
- EDD and CDD
- ECDD
- Transaction monitoring
- Onboarding
- Sanction screening
- PEP
- SMR
- AML compliance
- Customer identification
- Policy adherence
- OFAC
- Excellent communication
Timeline
Senior Associate
Commonwealth Bank of Australia, CBA
03.2023 - Current
KYC Analyst
Deutsche Bank
01.2021 - 03.2023
Operations Representative
RAKBANK
08.2019 - 12.2019
Administrative Officer
A S I Group of Companies
03.2018 - 05.2019
Bachelor of Engineering - Electronics and Communication
St. Joseph's College of Engineering
07.2013 - 05.2017
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