Jennifer I Priyadarshini V

• Monitored accounts regularly and followed-up with Business units on compliance of the terms and conditions as per the credit sanctions.

*Companies cash flow analysis

*Fundamental view of a company's financial ability to repay its obligations

*Credit review of comapnies audited financial statements

• Analyzed Monitored early warning indicators in order to identify potential problem accounts and liaise with business units for ensuring suitable action plans are in place to rectify the situation at an early stage
• Facilitated internal and external audits conducted at branch and rectified the deficiencies observed thereon.
• Conducted credit audits at other branches and reported credit risks and discrepancies to relevant departments.
• Ensured timely preparation and submission of Credit Applications and conducted necessary client visits and due diligence.
• Ensured timely reviews and renewal of credit facilities.
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• Ensured accuracy of data being submitted to senior management and other verticals of credit department.
• Reviewed loan agreements to ensure that they are complete and accurate according to policy.

• Oversaw daily FX trading activities, including pricing, execution, and settlement of currency trades.
• Managed the process of Issuing, confirming, and advising Letter of Credit for both import and export transactions
• Ensured compliance with regulatory requirements and internal policies
• Ensured timely processing of sensitive transactions and reported to management of any unusual or intricate transactions requiring review, discussion and or approval.
• Maintained accurate records and reports related to FX transactions.
• Maintained strong relationships with clients, understanding their FX needs and providing tailored solutions.
• Analyzed financial performance of the FX trading desk, identified areas for improvement, and developed strategies to increase profitability.

• Strong interpersonal skills, ability to handle inquiries and build rapport with the customers
• Processed customer transactions, handled account maintenance, and managed cash inventories.
• Accurately maintained records of each transaction and ensured all documentation and paperwork was in place and within compliance.