Jim Plahitko
Indianapolis
Summary
Mortgage Professional with broad expertise in risk assessment, financial analysis, and regulatory compliance. Demonstrated ability to enhance productivity and efficiency in task completion. Strong critical thinking and decision-making skills applied to complex mortgage applications. Focused on accuracy and integrity in underwriting processes.
Overview
28
28
years of professional experience
Work History
Mortgage Loan Officer
Fifth Third Bank
11.2023 - Current
- Provided guidance and recommendations on various types of mortgage programs including FHA, VA, and conventional loans.
- Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
- Analyzed financial data obtained from customers including income, assets and liabilities to determine loan eligibility.
- Utilized CRM systems to effectively manage client interactions and follow-ups.
- Improved loan processing times by streamlining application procedures.
- Stayed abreast of lending regulations, industry trends and market rates.
Mortgage Loan Officer
Union Savings Bank
03.2023 - 11.2023
Mortgage Loan Officer
Fifth Third Bank
05.2018 - 03.2023
- $20M Platinum producer 2020-2021
Mortgage Loan Officer
Norcom Mortgage
11.2017 - 04.2018
Mortgage Loan Officer
Movement Mortgage
01.2017 - 11.2017
Mortgage Loan Officer
GVC Mortgage
03.2016 - 01.2017
Branch Manager & Small Business Focused Relationship Manager
KeyBank
12.2013 - 03.2016
- Developed internal and external relationships to drive new account and loan growth.
- Managed client relationships to enhance customer satisfaction and loyalty.
- Developed strategic initiatives to increase branch profitability and market presence.
- Analyzed branch performance data to identify areas for improvement and growth.
- Coordinated team meetings to align goals, share updates, and promote collaboration.
Mortgage Underwriter
Fifth Third Bank
01.2013 - 12.2013
- Analyzed credit qualifications for conventional mortgages.
- Developed relationships with the sales field to foster better customer experience.
Licensed Relationship Manager
KeyBank
01.2008 - 12.2013
- Managed a book of consumer & investment clients’ needs.
- Developed relationships with internal and external partners to drive revenue growth.
Sr Mortgage Underwriter
HSBC/Household Finance
01.2001 - 12.2008
- Managed risk through sound review of loan requirements.
- Developed and facilitated training material & courses.
- Gained exposure to all aspects of the lending process from originations through collections & servicing.
Equity Loan Specialist/Loan Officer
Bank One/Banc One Financial Services
01.1998 - 12.2001
- Assisted clients in understanding loan options and application processes.
- Reviewed loan applications and credit information to determine potential customers' eligibility for loans.
Education
Bachelor of Science - Finance, Economics
IUPUI Kelley School of Business
05.1998
Attended - Electrical Engineering, Mathematics
Rose Hulman Institute of Technology
01.1994
Skills
- Presentation and communication skills
- Consultative sales and business development
- Relationship management
- Problem solving and risk assessment
- Sales target achievement
- Microsoft Office applications
- CRM database management
- Loan underwriting and mortgage regulations
- Credit analysis and negotiation skills
- Project management and organization
- Financial statement analysis
Community
- IHSAA Licensed Wrestling Official, 2025
- Head Middle School Wrestling Coach, 2022-2025
- Assistant youth football & wrestling coach, 2012-2025
Timeline
Mortgage Loan Officer
Fifth Third Bank
11.2023 - Current
Mortgage Loan Officer
Union Savings Bank
03.2023 - 11.2023
Mortgage Loan Officer
Fifth Third Bank
05.2018 - 03.2023
Mortgage Loan Officer
Norcom Mortgage
11.2017 - 04.2018
Mortgage Loan Officer
Movement Mortgage
01.2017 - 11.2017
Mortgage Loan Officer
GVC Mortgage
03.2016 - 01.2017
Branch Manager & Small Business Focused Relationship Manager
KeyBank
12.2013 - 03.2016
Mortgage Underwriter
Fifth Third Bank
01.2013 - 12.2013
Licensed Relationship Manager
KeyBank
01.2008 - 12.2013
Sr Mortgage Underwriter
HSBC/Household Finance
01.2001 - 12.2008
Equity Loan Specialist/Loan Officer
Bank One/Banc One Financial Services
01.1998 - 12.2001
Bachelor of Science - Finance, Economics
IUPUI Kelley School of Business
Attended - Electrical Engineering, Mathematics
Rose Hulman Institute of Technology