Jincemon Jose
Kottayam
Summary
MBA Finance With Extensive Banking Experience-Asset Seeking a responsible position in a reputed firm where I can use my abilities and traits which can enhance my knowledge and skills.
Overview
2
2
Languages
7
7
years of post-secondary education
9
9
years of professional experience
Work History
Business Relationship Manager-Business loans
Kotak Mahindra Bank Ltd
Kozhikode
04.2024 - Current
- Managing both branch and DSA channels.
- Cultivated strong relationships with clients to understand their financial needs.
- Coordinated with internal teams to deliver tailored banking solutions for clients.
- Coordinated with credit and operations teams.
- Analyzed client feedback to improve service delivery and satisfaction.
Relationship Manager-Asset
Icici Bank
Kottayam
12.2021 - 09.2023
- Built and maintained relationships with new and existing clients while providing high level of expertise.
- Providing customer service and coordination of asset products, including Home loans, overdrafts, personal loans, car loans, etc.
- Managing and support Asset counselors.
- Handling portfolio of over Rs.50Cr+.
- Participated in staff meetings to discuss innovative strategies to improve services.
Business Loan Officer
Bandhan Bank
KOTTAYAM
06.2021 - 12.2021
- Developed and implemented marketing campaigns to attract new customers.
- Developed strong relationships with customers through high levels of customer service.
- Assisted customers with completing loan applications and other paperwork.
Mortgage Relationship Manager
DCB Bank
KOTTAYAM
02.2020 - 05.2021
- Handling Branch customers and DSA Channel.
- Dealing Mortgage loans such as HL, HL Top Up, LAP.
- Coordinating with Technical manager, Valuator and Legal advisor for smooth process.
- Design and implement a strategic business plan that expands company's customer base and ensure its strong presence.
Mortgage Loan Officer
HDFC Sales
Pala
12.2018 - 01.2020
- Conducting marketing activities and acquisition of new customers and BSA channel.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Assisted customers with completing loan applications and other paperwork.
Home Loan Consultant
Aprajitha Dynamic Synergies P.Ltd(Sundaram Finance)
Pala
02.2017 - 09.2017
- Developed and maintained relationships with customers, lenders and other third parties.
- Monitored pipelines to track and log status of loans.
- Assisted customers with completing loan applications and other paperwork.
Education
MBA - Finance
Bharathiar University
07.2014 - 06.2016
BSC - Electronics
Mahatma Gandhi University
Kottayam 06.2011 - 03.2014
Higher Secondary (Science) -
Board of Higher Secondary Examination
Kerala 06.2009 - 03.2011
SSLC -
Board of Public Examination
Kerala 06.2008 - 03.2009
Skills
- Banking
- Customer portfolio management
- Sales expertise
- Strategic selling
- Financial Advising
- Loan product knowledge
- Client onboarding
Languages
- Malayalam, Advanced (C1)
- English, Upper intermediate (B2)
Personal Information
- Pan Number: AZNPJ9742J
- Passport Number: S6906693
- Father's Name: P.T Joseph
- Date of Birth: 05/16/94
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Languages
English
Intermediate
B1
Malayalam
Advanced
C1
Timeline
Business Relationship Manager-Business loans
Kotak Mahindra Bank Ltd
04.2024 - Current
Relationship Manager-Asset
Icici Bank
12.2021 - 09.2023
Business Loan Officer
Bandhan Bank
06.2021 - 12.2021
Mortgage Relationship Manager
DCB Bank
02.2020 - 05.2021
Mortgage Loan Officer
HDFC Sales
12.2018 - 01.2020
Home Loan Consultant
Aprajitha Dynamic Synergies P.Ltd(Sundaram Finance)
02.2017 - 09.2017
MBA - Finance
Bharathiar University
07.2014 - 06.2016
BSC - Electronics
Mahatma Gandhi University
06.2011 - 03.2014
Higher Secondary (Science) -
Board of Higher Secondary Examination
06.2009 - 03.2011
SSLC -
Board of Public Examination
06.2008 - 03.2009