Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
Generic
Jishnu Jawahar

Jishnu Jawahar

Financial Crime Compliance Analyst – EDD & AML
Bengaluru

Summary

Contact Experienced AML and Financial Crime Compliance professional with 7+ years in global banks including Citi, Monzo, and EY. Specialized in Enhanced Due Diligence (EDD), Suspicious Activity Reporting (SAR), correspondent banking risk, and transaction monitoring. Proven expertise in identifying red flags, investigating high-risk clients, filing STRs/SARs (including DAML), and maintaining audit-ready compliance documentation. Strong knowledge of CB-UAE AML regulations, FATF, OFAC, and UN standards.

Overview

8
8
years of professional experience
2
2
Languages

Work History

AML Specialist - Risk Consultant

Citibank
01.2025 - 05.2025
  • Conducted transaction monitoring for correspondent banking.
  • Reviewed SWIFT payment messages for red flags, nested relationships, and money laundering indicators.
  • Assessed and documented AML control frameworks of respondent banks.
  • Escalated suspicious activity and filed SARs with NCA.


Business Support Clerk

Belfast City Council
09.2024 - 01.2025
  • Processed £50K+ in monthly invoices, ensuring compliance with council procurement policies.
  • Maintained audit-ready records for 15+ departmental budgets using Excel (VLOOKUP/PivotTables).

Financial Crime Analyst

Monzo Bank Ltd
04.2023 - 08.2024
  • Investigated alerts from transaction monitoring systems and escalated red flags.
  • Drafted and submitted 37+ SARs (including 15 Daml reports) to the NCA.
  • Led sanctions and AML reviews for card and wire transactions.
  • Contributed to internal control testing and compliance monitoring.
  • Coordinated with COps and audit teams to improve control effectiveness.

Senior Process Associate - AML/KYC

Guidehouse India Pvt Ltd
06.2021 - 12.2021
  • Conducted full-cycle investigations including ownership analysis, adverse media screening, and sanctions checks.
  • Drafted reports on high-risk clients for internal escalation and SAR consideration.
  • Screened clients using Dow Jones and LexisNexis and assessed PEPs, shell entities, and high-risk geographies.
  • Conducted CDD/EDD for complex corporate structures, PEPs, and high-risk geographies.

Associate Consultant - AML & Risk Advisory

Ernst & Young (EY)
01.2021 - 06.2021
  • Supported the AML Risk Assessment team by analyzing client, product, and geographic data elements to identify key risk indicators and inform the firm's overall risk profiling strategy.
  • Used World-Check/Dow Jones to screen 500+ monthly clients, reducing false positives by 25% through rule optimization.
  • Led 100+ enhanced reviews for high-risk jurisdictions (e.g., UAE, China), documenting SOF/SOW via corporate registries.

AML Compliance Analyst

Unimoni Global Business Services
12.2016 - 08.2020
  • Verification and analysis of suspected individual and corporate transactions and making of investigations on particular alerts.
  • Determining/confirming KYC data and collecting relevant information in line with regulators requirement.
  • Conducting risk assignments and research based on the alerts generated from the regulators like OFAC, UN and EU sanction list, DEFAT, INTERPOL etc.
  • Verified KYC documentation and ensured alignment with local and global regulatory frameworks.

Education

Master of Science - Management

Ulster University
Belfast
04.2001 - 06.2023

MBA - Master of Business Administration: Logistics

Bharathiyar University
Coimbatore
04.2001 -

Bachelor of Arts - B.com : Taxation

Maḥḥatma Gandhi University SH College
Kochi, India
04.2001 -

Skills

    AML & Compliance Tools


    NICE Actimize (CME/RCM)
    LexisNexis Bridger
    Dow Jones Risk Center
    SWIFT Alliance

    Data Analysis & Reporting

    Excel (Advanced: VBA, Pivot table) Power BI

    Regulatory Expertise

    FATF Guidelines
    OFAC Sanctions
    UK Money Laundering Regulations 2017
    JMLSG

    Core Competencies

  • Enhanced Due Diligence (EDD) & CDD
  • Suspicious Transaction & Activity Reporting (STR/SAR/DAML)
  • High-Risk Entity Review & Ownership Analysis
  • AML Typologies & Red Flag Identification
  • SWIFT MT/MX Transaction Review
  • Regulatory Compliance: FATF, OFAC, CB-UAE, UN
  • Adverse Media & Sanctions Screening
  • Risk Assessment & KYC Frameworks
  • CB-UAE AML Regulation Familiarity

Affiliations

ICA Certificate in Anti-Money Laundering

Grade Achieved: Merit Certificate

ID: y1zt229LDB

Issuing Body: International Compliance Association (ICA)

Timeline

AML Specialist - Risk Consultant

Citibank
01.2025 - 05.2025

Business Support Clerk

Belfast City Council
09.2024 - 01.2025

Financial Crime Analyst

Monzo Bank Ltd
04.2023 - 08.2024

Senior Process Associate - AML/KYC

Guidehouse India Pvt Ltd
06.2021 - 12.2021

Associate Consultant - AML & Risk Advisory

Ernst & Young (EY)
01.2021 - 06.2021

AML Compliance Analyst

Unimoni Global Business Services
12.2016 - 08.2020

Master of Science - Management

Ulster University
04.2001 - 06.2023

MBA - Master of Business Administration: Logistics

Bharathiyar University
04.2001 -

Bachelor of Arts - B.com : Taxation

Maḥḥatma Gandhi University SH College
04.2001 -

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Jishnu JawaharFinancial Crime Compliance Analyst – EDD & AML