Jitender Bhardwaj
Gurugram
Summary
Certified Anti-Money Laundering Specialist (CAMS) and CAIIB with 14 years at Indian Bank. As Chief Manager/Branch Head, manage a 350-crore portfolio and lead 8-10 staff. Implement AML/CFT and fraud detection, achieving zero NPAs and ensuring full regulatory compliance through data-driven transaction monitoring and risk mitigation.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Chief Manager/Branch Head
Indian Bank
01.2024 - Current
- Manage a portfolio of INR 350 crore, overseeing branch operations, including transaction monitoring, AML/CFT compliance, and fraud detection.
- Led a team of 8-10 staff, implementing robust KYC and due diligence processes to mitigate financial crime risks.
- Utilize data analysis to monitor transactions, achieving zero account slippages and maintaining a 100% NPA-free record.
- Ensure adherence to RBI guidelines, preparing comprehensive reports for audits.
Chief Manager/Assistant Branch Manager (Credit and Transaction Monitoring Officer)
Indian Bank
01.2021 - 01.2024
- Monitored credit and transactions in corporate banking, including forex operations, ensuring compliance with AML/CFT regulations.
- Conducted transaction monitoring and enhanced due diligence investigations at branch level.
- Leveraged data analysis tools (Excel, SQL) to enhance transaction monitoring systems, improving detection efficiency.
- Supported forex operations and ensured compliance with RBI guidelines, streamlining cross-border transactions.
Branch Manager
Indian Bank
01.2014 - 01.2021
- Led a team of 8-10 employees, overseeing transaction monitoring, customer due diligence, and fraud detection across branch operations.
- Implemented AML/CFT measures, conducting enhanced due diligence on high-risk customers, achieving zero account slippages.
- Monitored transactions to prevent accounts from turning into non-performing assets (NPAs), maintaining a 100% NPA-free record.
- Trained team members on AML/CFT compliance, KYC norms, and fraud detection strategies, enhancing regulatory adherence.
Banking Officer
Indian Bank
01.2011 - 01.2020
- Worked across retail banking and operations, supporting transaction monitoring and customer service initiatives.
- Conducted data analysis to identify irregularities in account activities, contributing to fraud detection and risk mitigation.
- Assisted in regulatory reporting and compliance with RBI and other banking regulations, ensuring audit readiness.
Education
Post Graduate Certification - Fintech
Indian Institute of Management (IIM)
01.2022
Master of Science - undefined
Kurukshetra University
01.2008
Skills
- AML/CFT Compliance and Transaction Monitoring
- Forex Operations and RBI Compliance
- Fraud Detection and Risk Management
- Customer Due Diligence and KYC
- Data Analysis (SQL, Excel, Power BI)
- Portfolio Management (350 Cr)
- Credit Monitoring and NPA Prevention
- Team Leadership and Training
Certification
- Certified Anti-Money Laundering Specialist (CAMS) - ACAMS, www.acams.org
- Google Professional Data Analytics Certificate - Google
- Foundation of Financial Risk (FFR) - Global Association of Risk Professionals (GARP)
- Certificate Course in Foreign Exchange - IIBF
- Post Graduate Certification in Fintech - IIM Nagpur
- Certificate Course in Credit Management - National Institute of Bank Management (NIBM), Pune
- Certified Associate of Indian Institute of Bankers (CAIIB) - IIBF
- Certificate in KYC/AML - Indian Institute of Banking and Finance (IIBF)
- Diploma in Advanced Wealth Management - IIBF
Affiliations
- ACAMS, Member
- GARP, USA, Member
Timeline
Chief Manager/Branch Head
Indian Bank
01.2024 - Current
Chief Manager/Assistant Branch Manager (Credit and Transaction Monitoring Officer)
Indian Bank
01.2021 - 01.2024
Branch Manager
Indian Bank
01.2014 - 01.2021
Banking Officer
Indian Bank
01.2011 - 01.2020
Post Graduate Certification - Fintech
Indian Institute of Management (IIM)
Master of Science - undefined
Kurukshetra University
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