Summary
Overview
Work History
Education
Skills
Certification
Affiliations
Timeline
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Jitender Bhardwaj

Jitender Bhardwaj

Gurugram

Summary

Certified Anti-Money Laundering Specialist (CAMS) and CAIIB with 14 years at Indian Bank. As Chief Manager/Branch Head, manage a 350-crore portfolio and lead 8-10 staff. Implement AML/CFT and fraud detection, achieving zero NPAs and ensuring full regulatory compliance through data-driven transaction monitoring and risk mitigation.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Chief Manager/Branch Head

Indian Bank
01.2024 - Current
  • Manage a portfolio of INR 350 crore, overseeing branch operations, including transaction monitoring, AML/CFT compliance, and fraud detection.
  • Led a team of 8-10 staff, implementing robust KYC and due diligence processes to mitigate financial crime risks.
  • Utilize data analysis to monitor transactions, achieving zero account slippages and maintaining a 100% NPA-free record.
  • Ensure adherence to RBI guidelines, preparing comprehensive reports for audits.

Chief Manager/Assistant Branch Manager (Credit and Transaction Monitoring Officer)

Indian Bank
01.2021 - 01.2024
  • Monitored credit and transactions in corporate banking, including forex operations, ensuring compliance with AML/CFT regulations.
  • Conducted transaction monitoring and enhanced due diligence investigations at branch level.
  • Leveraged data analysis tools (Excel, SQL) to enhance transaction monitoring systems, improving detection efficiency.
  • Supported forex operations and ensured compliance with RBI guidelines, streamlining cross-border transactions.

Branch Manager

Indian Bank
01.2014 - 01.2021
  • Led a team of 8-10 employees, overseeing transaction monitoring, customer due diligence, and fraud detection across branch operations.
  • Implemented AML/CFT measures, conducting enhanced due diligence on high-risk customers, achieving zero account slippages.
  • Monitored transactions to prevent accounts from turning into non-performing assets (NPAs), maintaining a 100% NPA-free record.
  • Trained team members on AML/CFT compliance, KYC norms, and fraud detection strategies, enhancing regulatory adherence.

Banking Officer

Indian Bank
01.2011 - 01.2020
  • Worked across retail banking and operations, supporting transaction monitoring and customer service initiatives.
  • Conducted data analysis to identify irregularities in account activities, contributing to fraud detection and risk mitigation.
  • Assisted in regulatory reporting and compliance with RBI and other banking regulations, ensuring audit readiness.

Education

Post Graduate Certification - Fintech

Indian Institute of Management (IIM)
01.2022

Master of Science - undefined

Kurukshetra University
01.2008

Skills

  • AML/CFT Compliance and Transaction Monitoring
  • Forex Operations and RBI Compliance
  • Fraud Detection and Risk Management
  • Customer Due Diligence and KYC
  • Data Analysis (SQL, Excel, Power BI)
  • Portfolio Management (350 Cr)
  • Credit Monitoring and NPA Prevention
  • Team Leadership and Training

Certification

  • Certified Anti-Money Laundering Specialist (CAMS) - ACAMS, www.acams.org
  • Google Professional Data Analytics Certificate - Google
  • Foundation of Financial Risk (FFR) - Global Association of Risk Professionals (GARP)
  • Certificate Course in Foreign Exchange - IIBF
  • Post Graduate Certification in Fintech - IIM Nagpur
  • Certificate Course in Credit Management - National Institute of Bank Management (NIBM), Pune
  • Certified Associate of Indian Institute of Bankers (CAIIB) - IIBF
  • Certificate in KYC/AML - Indian Institute of Banking and Finance (IIBF)
  • Diploma in Advanced Wealth Management - IIBF

Affiliations

  • ACAMS, Member
  • GARP, USA, Member

Timeline

Chief Manager/Branch Head

Indian Bank
01.2024 - Current

Chief Manager/Assistant Branch Manager (Credit and Transaction Monitoring Officer)

Indian Bank
01.2021 - 01.2024

Branch Manager

Indian Bank
01.2014 - 01.2021

Banking Officer

Indian Bank
01.2011 - 01.2020

Post Graduate Certification - Fintech

Indian Institute of Management (IIM)

Master of Science - undefined

Kurukshetra University
Jitender Bhardwaj