JITENDRA PRASAD
C/O: Mahabir Prasad, Dwarika City Phase - 2, Opposite Volvo Maruti Service Centre, GOVINDPUR
Summary
Skilled credit manager administers credit operations and account management. Top strengths in data analysis, time management and both verbal and written communication. Several years of experience supporting financial needs for organizations within the field.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Credit Manager
Axis bank
Patna
07.2019 - Current
- Analyzing financial data to determine the degree of risk involved in extending credit.
- Appraisal loan proposal for Home loan , LAP loan.
- Risk analysis & Scrutinize relevant docs .
- Conducting PD & Managing credit officer.
Cluster Credit Manager
Ujiivan small Finance Bank
Dhanbad
07.2018 - 04.2019
- Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
- Evaluated customer applications for credit limits in accordance with established guidelines.
- Monitored customer account details for payment activity.
- Risk analysis & Scrutinize relevant docs .
- Conducting PD & Managing credit officer.
Operations Manager
HDFC BANK
Ramgarh Jharkhand
01.2012 - 06.2018
- Checking and disbursements of Business Banking products (working capital, Mortgage)
- Processing of Renewal CAM. Updating of Insurance, stock statement and deferral
- Handling property paper
- Supervised day-to-day workflow of employees in order to maximize productivity and maintain quality standards.
Education
MBA - Finance
Institute of Management And Information Science, B
Bhubaneswar Orissa12-2011
Completed Computer Training Course -
The Institute of Chartered Accountant of India
Dhanbad01-2008
Completed CA Foundation Examination -
The Institute of Chartered Accountant of India
Dhanbad05-2000
Completed 3 Year Bachelor of Commerce Degree Certification Course from Ranchi University -
St. Xavier's College Ranchi
Ranchi Jharkhand04-2000
Completed 10+2 Examination -
St. Xavier's College
Ranchi Jharkhand04-1997
10th Matriculation -
S. Vidya Mandir
Digwadigh Dhanbad04-1995
Skills
- Credit Reports
- Application Review
- Credit evaluations
- Credit analysis
- Underwriting expertise
- Risk Analysis
- Research and due diligence
- Risk Mitigation
- Risk Assessments
Languages
Hindi
First Language
English
Proficient (C2)
C2
Certification
- NSE Certification in Financial Markets ( NCFM)
- Training under CA firm for Audit of Books of accounts
Timeline
Credit Manager
Axis bank
07.2019 - Current
Cluster Credit Manager
Ujiivan small Finance Bank
07.2018 - 04.2019
Operations Manager
HDFC BANK
01.2012 - 06.2018
MBA - Finance
Institute of Management And Information Science, B
Completed Computer Training Course -
The Institute of Chartered Accountant of India
Completed CA Foundation Examination -
The Institute of Chartered Accountant of India
Completed 3 Year Bachelor of Commerce Degree Certification Course from Ranchi University -
St. Xavier's College Ranchi
Completed 10+2 Examination -
St. Xavier's College
10th Matriculation -
S. Vidya Mandir
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