JOHEB SHAIKH
ACCOUNTATNT, CASHIER
Chandwad
Summary
Seeking a challenging career in a results-oriented organisation that puts an ambitious as well career oriented development where acquired skills and education will be best utilized toward continued growth.
Detail-oriented Accountant with [Number] years effectively maintaining accurate accounting information for large-scale financial organizations. History working as part of financial team to manage diverse financial functions, tax management and reporting. Works closely with executive management on complex mergers and acquisitions and divestitures.
Adept at managing budgets, payroll, invoicing and general accounting functions. Instrumental in keeping business operations fully compliant and working within budgetary guidelines.
Knowledgeable Accountant proficient in laws and procedures governing business operations, tax filings and regulatory compliance. Handles detail-oriented work in methodical and organized fashion. Leverages field expertise, resourcefulness and diligence to make positive impact on business operations.
Finance professional with comprehensive background in accounting, ready to contribute to financial management and reporting. Known for accuracy in financial record-keeping and proficiency in auditing and tax preparation. Reliable team collaborator with focus on achieving financial accuracy and supporting dynamic business needs through analytical problem-solving and effective communication.
Overview
17
17
years of professional experience
4
4
Languages
Work History
Accountant
Pravin Traders
09.2017 - Current
- Department: Operation
- Handled day-to-day accounting processes to drive financial accuracy.
- Documented cash, credit, fixed assets, accrued expenses, and line of credit transactions.
- Gathered financial information, prepared documents, and closed books.
- Reconciled accounts and reviewed expense data, net worth, and assets.
- Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating, and cash, and banking reconciliations.
- Used advanced software to prepare documents, reports, and presentations.
- Maintained up-to-date knowledge on professional accounting standards to manage financial recordkeeping.
- Managed cash flow effectively, ensuring all company liabilities were met in a timely manner and surplus funds were invested wisely.
- Detected and corrected mistakes early on and implemented systems to avoid recurring issues.
- Reduced expenses by negotiating with vendors for better pricing and terms on services and supplies.
- Assisted in reducing outstanding accounts receivable balances by diligently following up on overdue invoices.
- Prepared and filed tax forms to meet needs of customers.
- Processed customer transactions promptly, minimizing wait times.
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
- Maintained cash drawer accuracy by conducting regular audits and implementing effective cash handling practices.
- Maintained up-to-date knowledge of bank products, services, promotions, policies, regulations to better assist customers with their financial needs.
- Balanced cash drawers daily, identifying discrepancies and taking corrective actions as needed.
- Improved customer satisfaction by providing efficient and accurate transaction processing.
- Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
- Demonstrated adaptability during peak business hours by multitasking and prioritizing tasks to maintain efficiency and quality of service.
- Managed high-volume transactions efficiently while maintaining attention to detail, ensuring accurate processing for customers.
- Assisted customers with account inquiries, resolving issues promptly and professionally.
- Contributed to a positive work environment by demonstrating professionalism, courteousness, and a strong work ethic.
- Optimized cash flow management, ensuring adequate liquidity for operational needs without compromising investment opportunities.
- Enhanced team productivity and knowledge by leading regular training sessions on accounting best practices and software updates.
- Enhanced financial accuracy by meticulously reconciling bank statements and financial records monthly.
- Developed and maintained strong relationships with external auditors, ensuring smooth and efficient audit process.
- Assisted in successful negotiation of terms with vendors and suppliers, improving company's cost-efficiency.
- Conducted detailed cost-benefit analyses for proposed projects, guiding senior management in making informed investment decisions.
- Facilitated smoother audit processes by maintaining organized and comprehensive financial documentation.
- Reduced outstanding accounts receivable by developing and enforcing stricter credit control policies.
Accountant, Cashier, Clearing officer, Counter clerk, Loan officer asst.
The Chandwad Merchant Co-op Bank ltd
06.2009 - 05.2017
- Department: Operation
- Improved financial reporting accuracy through meticulous data analysis and reconciliation efforts.
- Maintained accurate records of fixed assets, including acquisition costs, depreciation schedules, and current values for insurance purposes.
- Streamlined month-end closing processes, resulting in reduced time spent on financial reporting tasks.
- Enhanced financial decision-making capabilities by providing timely, accurate information to management through regular performance reports.
- Collaborated with external auditors during the annual audit process to provide necessary documentation and address any concerns or findings promptly.
- Played key role in financial planning and analysis, contributing to company's long-term financial strategy.
- Led successful integration of financial systems following merger, ensuring continuity and accuracy of financial reporting.
- Identified significant tax savings opportunities by conducting in-depth research on applicable deductions and credits.
- Improved financial decision-making by creating comprehensive financial models and forecasts.
- Improved budget forecasting accuracy with detailed variance analysis between actual and budgeted figures.
- Implemented new accounting software, leading to more efficient financial data management and reporting.
- Reduced financial risks by implementing robust internal controls and monitoring mechanisms.
- Achieved compliance with all tax regulations by staying updated on changes and conducting thorough reviews of financial operations.
- Supported strategic decision-making by providing accurate and timely financial reports to executive management.
- Contributed to enhanced revenue growth by analyzing revenue streams and identifying underperforming areas.
- Streamlined monthly financial reporting processes, significantly reducing time required for report generation and analysis.
- Provided journal entries and performed accounting on accrual basis.
- Collected and reported monthly expense variances and explanations.
- Prepared working papers, reports and supporting documentation for audit findings.
- Reduced processing errors by meticulously following transaction procedures.
- Maintained accurate records of customer transactions in line with bank procedures.
- Disbursed cash and checks accurately while maintaining security of cash drawers.
- Promoted a welcoming atmosphere in the branch by greeting customers warmly upon arrival and addressing them by name when possible.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
- Developed strong relationships with customers through exceptional service, fostering loyalty and trust.
- Educated customers on use of banking website and mobile apps.
- Served as primary point of contact for customers, providing assistance with account maintenance and transactions.
- Streamlined teller operations by maintaining organized workspaces and adhering to policies and procedures.
- Increased cross-selling opportunities by identifying customer needs and recommending appropriate banking products or services.
- Supported team members in achieving branch goals through collaboration, communication, and shared responsibilities.
- Provided training to new tellers on bank procedures, systems, and customer service best practices.
- Handled complex transactions such as wire transfers or foreign currency exchanges with accuracy and efficiency.
- Monitored and reported suspicious activity in line with bank security policies.
- Answered telephone inquiries on checking and savings accounts, loans, and lines of credit.
- Increased customer satisfaction through friendly interactions and resolving issues promptly.
- Strengthened customer loyalty with personalized service and attention to detail in transaction processing.
- Ensured compliance with banking regulations by accurately completing all required reports and paperwork.
- Enhanced team knowledge by sharing best practices in cash handling and customer service.
- Reduced queue times during peak hours with effective cash handling and prompt service.
- Reinforced customer trust by providing accurate account information and transaction confirmations.
- Enhanced customer experience by efficiently processing transactions and addressing inquiries.
- Enhanced fraud detection efforts by vigilantly identifying suspicious activities and transactions.
- Boosted cross-selling of bank products by identifying customer needs during transactions.
- Facilitated introduction of new tellers by mentoring them on bank procedures and customer service excellence.
- Maintained high accuracy in financial transactions, ensuring all cash and documentation were correct.
- Supported team members during high-volume periods to ensure smooth operations and customer satisfaction.
- Handled various accounting transactions.
- Processed applications for new accounts.
- Assisted customers with banking needs and inquiries.
- Maintained friendly and professional customer interactions.
- Educated customers on online banking and mobile banking applications.
- Processed wide variety of retail banking transactions for personal and commercial customers.
- Calculated fees due, interest and change for customer transactions.
- Established rapport with new clients to increase satisfaction and loyalty.
Education
B.com -
Pune
01.2013
H.S.C. - undefined
Pune
01.2008
S.S.C. - undefined
Pune
01.2005
Skills
MS-CIT
Tally
C-DAC
1 Management and good client facing skills
Bookkeeping
Time management
Data inputting
Accounting and bookkeeping
Bank reconciliation
Tax preparation
*EXPERIENCE IN ONION TRADING / EXPORTING
Cash flow analysis
Data analysis
Accounts payable and receivable
Auditing
Account reconciliation
Account updating
Stress tolerance
Banking
Friendly
Exceptional customer service
Interests
I like to play Cricket, Meeting and Making Friends, Surfing on Internet, Eating out, Watching Movies
Play to Cricket, Listening songs, Chat with Friends
Disclaimer
I hereby declare that the above information is correct to the best of my knowledge. I trust this enclosed for your kind perusal. Place :- Date :- / /2026. Shaikh Joheb Fahim
Timeline
Accountant
Pravin Traders
09.2017 - Current
Accountant, Cashier, Clearing officer, Counter clerk, Loan officer asst.
The Chandwad Merchant Co-op Bank ltd
06.2009 - 05.2017
H.S.C. - undefined
Pune
S.S.C. - undefined
Pune
B.com -
Pune