Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
JOSMY JOSEPH

JOSMY JOSEPH

BANKER
Ernakulam

Summary

To be a part of a reputed banking firm where I can contribute my managerial, analytical and interpersonal skills which will be beneficial in mutual growth and achieving organizational goals with my improved learning’s and experience.

Overview

6
6
years of professional experience
1
1
Certification
3
3
Languages

Work History

Credit Analyst

The South Indian Bank Ltd
11.2021 - Current
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Attended credit-related training and conferences to stay informed about industry trends and developments.
  • Made decisions and recommendations about extending lines of credit.
  • Participated in loan committee meetings to provide input on lending processes.

Relationship Manager

ICICI Bank Ltd
04.2019 - 10.2021
  • NRI Privilege Banker in ICICI Bank since April 2019 to Oct 2021 where I was an integral part of NRI Channel Introduced by the Bank.
  • Have multiple facets of knowledge inretail banking sector which includes customer relationship, Cash management, improving branch service quality etc.

Education

PGDM - PGDM Retail And Marketing

SCMS Cochin School of Business
Ernakulam
04.2001 -

B COM Finance

Vimala College Thrissur
Thrissur
04.2001 -

Skills

  • Team Player
  • Ability to work under pressure
  • Effective Time Management
  • Communication Skills
  • Adaptability
  • Multi Tasking Skills

Certification

Certificate Course on MSME

Timeline

Credit Analyst

The South Indian Bank Ltd
11.2021 - Current

Relationship Manager

ICICI Bank Ltd
04.2019 - 10.2021

PGDM - PGDM Retail And Marketing

SCMS Cochin School of Business
04.2001 -

B COM Finance

Vimala College Thrissur
04.2001 -

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