Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Jothimurugan V

Banker
Thoothukudi

Summary

Dynamic Credit Analyst with a proven track record at Tamilnad Mercantile Bank Ltd, specializing in financial statement analysis and credit risk assessment. Excelled in enhancing credit decision processes for both commercial and consumer clients through adept analysis and financial acumen. Skilled in verbal communication, adept at staying ahead of industry trends.

Experienced with financial analysis and credit risk assessment, focusing on evaluating borrower creditworthiness. Utilizes advanced analytical skills to interpret complex financial data and provide actionable insights. Track record of effective collaboration and communication with cross-functional teams to achieve organizational objectives.

Overview

4
4
Certifications

Work History

Credit Analyst

Tamilnad Mercantile Bank Ltd
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Attended credit-related training and conferences to stay informed about industry trends and developments.
  • Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.

Education

Master Of Engineering - Civil

KSR COLLEGE OF TECHNOLOGY
Tiruchengode

Skills

Verbal and written communication

Certification

Certified Credit Professional

Timeline

MSME For Bankers

02-2025

Forex Exchange Operationa

01-2025

Digital Banking

01-2025

Certified Credit Professional

09-2023

Credit Analyst

Tamilnad Mercantile Bank Ltd

Master Of Engineering - Civil

KSR COLLEGE OF TECHNOLOGY
Jothimurugan VBanker