Joy Amala Prabhu W
Finance Manager
Kochi,KL
Summary
Finance leader with 18 years of experience in AR/AP, cash-flow optimisation, DSO reduction, P&L oversight, GST/TDS support, internal controls, and multi-branch finance operations. Expert in process optimisation, revenue leakage elimination, working capital control and delivering MIS insights for CXO-level decision-making.
Overview
18
18
years of professional experience
Work History
Finance & Accounts Manager
Autograde Industries
09.2025 - Current
- Lead Finance & Accounts operations including P&L, cash-flow management, AP/AR control and working capital supervision.
- Support GST/TDS compliance by preparing accurate statutory data and reconciliations.
- Conduct ROI analysis, payback period evaluation and profitability modelling for franchise expansion.
- Strengthen treasury operations, bank relations and liquidity cycles.
- Prepare MIS dashboards and provide CXO-level decision support.
- Support IPO-readiness and business expansion initiatives.
Senior Officer, Finance & Accounts
TVS Vehicle Mobility Solution Pvt. Ltd.
06.2018 - 05.2025
- Managed AR/AP and branch finance operations improving cash-flow discipline and control.
- Reduced DSO through structured AR follow-ups and credit management.
- Prepared Vehicle Margin & Service Absorption Reports for OEM review.
- Processed CN/DN for claims, warranty and pricing issues.
- Implemented Gate-Pass control system eliminating revenue leakage.
- Integrated NEFT/RTGS virtual banking improving reconciliation accuracy.
- Streamlined AP including vendor reconciliation and payment scheduling.
- Key Achievements:
- Reduced DSO significantly via structured AR controls.
- Achieved nil pending warranty claims up to February each year.
- Eliminated revenue leakage with gate-pass implementation.
Senior Finance Executive
Jesus Calls National Operating Center
03.2018 - 05.2018
- Managed donation receivables across branches ensuring accurate posting, reconciliation, and transparency.
- Key Achievement:
- Maintained 100% accurate donation receivable records improving audit readiness.
Production In-Charge
Muni Group of Companies
02.2017 - 03.2017
- Managed production schedules and material inventory ensuring uninterrupted operations.
Manager, Marketing & SEO
Beythel Matrimony.com
09.2013 - 12.2016
- Led marketing & SEO initiatives improving platform visibility and engagement.
Assistant Manager, Commercial
Surya Roshni Ltd. (Lighting Division)
11.2008 - 07.2013
- Ensured accurate and timely sales invoicing across distributors.
- Strengthened credit control and dealer outstanding management.
- Improved payment turnaround through disciplined follow-ups.
- Reduced DSO from 45 to 30 days (15-day improvement) between 2009–2011.
- Assisted tax team with TDS/TCS & Service Tax documentation.
Associate, Accounts
Aparajitha Corporate Services Pvt. Ltd.
07.2007 - 11.2008
- Handled accounting, payroll, journal entries, cash management, and import documentation.
Education
Mcom - Finance And Accounting
Madurai Kamaraj University
Madurai05-2008
Diploma in GST & TDS - GST & TDS
Accounting Tree
Kochi07-2025
Executive MBA - undefined
NIBM
01.2016
Skills
- AR/AP Leadership
- Cash-Flow Management
- P&L Review
- GST/TDS Compliance Support
- Working Capital Control
- MIS Reporting
- Franchise ROI Modelling
- Credit Control
- Revenue Leakage Control
- Process Optimisation
- Oracle/Tally
- AI-Assisted Finance Automation (prompt-driven reconciliations, reporting, documentation)
- ERP& Tally
- Advanced Excel
Languages
English
Upper intermediate (B2)
Tamil
Bilingual or Proficient (C2)
Hindi
Beginner (A1)
Malayalam
Upper intermediate (B2)
Timeline
Finance & Accounts Manager
Autograde Industries
09.2025 - Current
Senior Officer, Finance & Accounts
TVS Vehicle Mobility Solution Pvt. Ltd.
06.2018 - 05.2025
Senior Finance Executive
Jesus Calls National Operating Center
03.2018 - 05.2018
Production In-Charge
Muni Group of Companies
02.2017 - 03.2017
Manager, Marketing & SEO
Beythel Matrimony.com
09.2013 - 12.2016
Assistant Manager, Commercial
Surya Roshni Ltd. (Lighting Division)
11.2008 - 07.2013
Associate, Accounts
Aparajitha Corporate Services Pvt. Ltd.
07.2007 - 11.2008
Executive MBA - undefined
NIBM
Mcom - Finance And Accounting
Madurai Kamaraj University
Diploma in GST & TDS - GST & TDS
Accounting Tree