Junaid Shariff
Bengaluru,TS
Summary
Results-driven professional with over 11 years of extensive experience in Anti-Money Laundering (AML), sanctions, Know Your Customer (KYC), Enhanced Due Diligence (EDD), and Customer Due Diligence (CDD). Expertise in managing diverse KYC functions, including strategic planning, budgeting, and operations management, with a strong focus on compliance and risk mitigation. Proven ability to lead outreach initiatives, remediation efforts, and onboarding processes while conducting thorough periodic reviews. Committed to driving innovation and optimizing team performance to enhance overall organizational effectiveness.
Overview
16
16
years of professional experience
1
1
Certification
3
3
Languages
Work History
Regional Head
Societe Generale
09.2023 - Current
- - Spearheaded global initiatives, strategic planning, and relationship management for KYC practices, ensuring alignment with organizational goals and objectives
- - Directed and led the management of the entire portfolio, ensuring prioritization and timely delivery of periodic reviews at Societe Generale.
- - Drove day-to-day production, managed risks, enhanced performance, and exceeded clients' expectations while ensuring compliance with local regulatory requirements.
- - Optimized staffing and allocated resources to deliver cost-effective services, thus improving operational efficiency.
- - Supported managers and teams in developing their competencies, contributing to a skilled and motivated workforce.
- - Contributed to the definition, implementation, and communication of ECM strategy in India as part of EXCO.
- - Maximized business profitability by instilling a frugal mindset and implementing individual level productivity metrics for effective capacity management.
- - Proactively identified and suggested process improvement initiatives, contributing to successful transformation programs.
- - Supported the deployment of external certifications (ICA, ACAMS) and internal certifications, enhancing the skill set and credibility of the team.
- - Increased diversity and contributed to improving the gender diversity ratio, fostering an inclusive work environment.
- - Modeled successful deployment of maturity practices such as Performance Dialogues, Inflight Quality, and knowledge management.
- - Oversaw the management of trigger events and remediation projects, ensuring timely and effective resolution.
- - Managing the middle office/Outreach Support Functions for GSC Ame, driving operational excellence and stakeholder satisfaction.
- Led cross-functional teams to enhance operational efficiency, resulting in streamlined processes and improved service delivery.
- Cultivated strong relationships with key stakeholders, fostering collaboration and alignment on strategic initiatives across the organization.
- Collaborated with senior leadership to establish long-term business objectives, aligning regional strategies with overall corporate vision.
- Drove innovation within the region by encouraging creative problem-solving approaches among team members.
Delivery Manager
Societe Generale
01.2020 - 08.2023
- - Managed day-to-day operational aspects of multiple projects and deliverables with a focus on efficiency and quality.
- - Handled US Periodic Review Clients and ensured timely completion of KYC requirements before deadlines.
- - Liaised effectively with different KYC functions, including Banking Middle Office, Relationship Managers, Compliance (US AML and Sanctions Advisory), Quality Assurance, and Metrics Teams.
- - Developed and maintained strong working relationships with the KYC and Operations departments to foster collaboration and streamline processes.
- - Tracked project statuses in detail, ensuring comprehensive visibility and accountability across the teams, and facilitated productive project meetings by preparing agendas and minutes.
- - Communicated project statuses and promptly addressed any issues to sponsors and key stakeholders, ensuring transparency and proactive issue resolution.
- - Reviewed, analyzed, and approved KYC analysis for High and Med-High risk clients, contributing to risk mitigation and regulatory compliance.
- - Addressed KYC related escalations from both KYC and Operations departments with a focus on swift resolution and process improvement.
- - Actively participated in KYC related meetings, calls, and committees to contribute insights and drive informed decision-making.
- - Collaborated with internal audit teams and compliance testing and monitoring on KYC focused items, ensuring adherence to regulatory standards and best practices.
Quality Controller, SME
Societe Generale
05.2017 - 12.2019
- - Comply with SGCIB Global Policy and local regulatory requirements including AML/CFT/KYC, tax, sanctions, and embargoes matters.
- - Execute 4-eyes checking and ensure accuracy of files in accordance with policies and procedures.
- - Collaborate with Outreach Analysts/KYC Analysts to address file inconsistencies and ensure timely rectification before file validation.
- - Evaluate final Client risk rating and validate the KYC analysis.
- - Manage KYC files and client records in the information systems.
- - Prioritize workload to achieve productivity targets, while maintaining high quality standards.
- - Identify and recommend solutions for problem areas and risks in KYC files and process efficiency.
- - Provide advisory support to KYC Analysts & Outreach Analysts.
- - Proactively address Audit and Compliance issues and ensure closure of recommendations in a timely manner.
- - Adhere to all relevant risk and regulatory obligations.
Analyst, Production & Quality Controller
HSBC Global Service Centre
05.2014 - 04.2017
- - Conducted due diligence on new corporate customers in the United States region, ensuring compliance with global quality standards and regulatory requirements.
- - Performed periodic reviews of existing customers, including negative news, sanctions, and FIU screenings to assess appropriate risk.
- - Served as an intermediary between compliance, legal, middle office, and the business for effective coordination.
- - Obtained and updated missing client documentation with the assistance of RMs and the Client Liaison group.
- - Coordinated with Subject Matter Experts, Quality Team, and Banking Middle Office to ensure timely delivery of customer profiles.
- - Attained ICA Advanced Certification in Anti Money Laundering from the International Compliance Association in 2016.
- - Implemented quality checks as a Production Quality Controller to ensure accurate completion of KYC with regulatory standards.
- - Utilized DDIQ, World Check, Lexis, RDC, OneSource, Orbis, Mint, Bloomberg, and Eikon ??
- Thomson Reuters for due diligence processes.
Information Retrieval Officer
Justdial Limited
08.2012 - 04.2014
- - Collaborate closely with customers to resolve their queries and issues
- - Offer MIS support to assist in volume projections and staffing plans
- - Analyze and report business critical data to management, including Daily Staff Analysis, Daily Volume Dash Board, Call distribution analysis, and Agent Utilization Report
- - Mentor and train new team members to ensure high quality performance
- - Coordinate effectively with various departments to maintain work quality
Executive - Client Relationship & HR
Career Window Consultancy
03.2010 - 07.2012
- - Recruit candidates at all levels (Entry, Mid and Senior level) for both IT & Non-IT roles
- - Source and screen resumes from portals and professional networks including Naukri.com, Monster.com, Timesjobs, and others
- - Manage end-to-end recruitment for internal requirements.
- - Proficient in conducting telephonic as well as initial HR round interviews.
Education
B.Com - Commerce
St. Aloysius College
Bengaluru, India01.2013
12th - English
Karnataka01.2010
Skills
KYC compliance
Certification
ICA Advanced Certified in AML and Sanctions
Timeline
Regional Head
Societe Generale
09.2023 - Current
Delivery Manager
Societe Generale
01.2020 - 08.2023
Quality Controller, SME
Societe Generale
05.2017 - 12.2019
Analyst, Production & Quality Controller
HSBC Global Service Centre
05.2014 - 04.2017
Information Retrieval Officer
Justdial Limited
08.2012 - 04.2014
Executive - Client Relationship & HR
Career Window Consultancy
03.2010 - 07.2012
12th - English
B.Com - Commerce
St. Aloysius College