Summary
Overview
Work History
Education
Skills
Achievements
Projects
Languages
Timeline
Generic

Jyoti Tota

Bengaluru

Summary

Results-driven Manual & Automation QA Tester with 4+ years in payment systems (POS, EMV/NeXo, UPI). Excel in Agile/Scrum, delivering zero-defect releases via Selenium, REST Assured, TestNG, and PCI-DSS compliant testing. Proven in L3 certifications and reducing defects 40%+ for high-volume OTT/billing platforms.

Overview

4
4
years of professional experience

Work History

QA Software Tester

Girmiti Softwares Pvt Ltd
Bengaluru, IN
03.2022 - Current
  • Validated secure plan activation via Card/UPI Collect/Intent/Circle/Wallet; ensured 100% UPINPCI/PCI-DSS compliance under high load
  • Automated billing APIs (subscription/payment/usage) with REST Assured/Postman across SIT/Pre-Prod/Prod; reduced integration defects 40%
  • Verified Billing SDK/API compatibility on Set-Top-Box, Android, iOS, Cloud, Web; automated renewal/refund flows
  • Executed manual POS testing (sale/void/refund/settlement, barcode/EMV, offline/high-volume); achieved 100% critical path/PCI-DSS coverage
  • Led Visa/MC/AMEX L3 certification via BTT/FIS; validated EMV/tokenization (500+ cases, 100% pass) in Agile sprints
  • Managed defects in Azure DevOps/JIRA/Redmine; cut leakage 35%, resolution from 5 to 2 days
  • Tested POS-acquirer integration (ISO 8583/EMV/NExo); reduced live transaction failures 25%

Education

B.Tech - Electrical & Electronics Engineering

Biju Patnaik University of Technology
Rourkela
04-2019

Skills

  • Java
  • Selenium WebDriver
  • REST Assured
  • TestNG
  • Maven
  • Base24
  • Postman
  • JIRA
  • Azure DevOps
  • Redmine
  • Jenkins
  • Allure
  • ExtentReports
  • POS/EMV
  • ISO 8583
  • UPI
  • PCI-DSS
  • OTT/Billing
  • IoT Payments
  • Android/iOS
  • Set-Top-Box
  • Cloud/Web SDKs
  • L3 Certification [BTT & FIS]

Achievements

Recognized by Jio leadership for IoT Payments demo using UPI Circle on Set-Top Box at GFF 2025 with RBI Governor Sanjay Malhotra

Projects

Jio Billing Platform : 

OTT payment platform for AHA/DollywoodPlay/Jio apps; automated billing APIs

(subscription/payment/usage) with REST Assured; ensured UPI/PCI-DSS compliance across

Set-Top-Box/Android/iOS; reduced defects 40%.

Verifone & NEXO POS Systems :

EMV-certified POS terminals supporting Sale/Refund/PreAuth/Void/Settlement; led

Visa/MC/AMEX L3 certification (500+ cases, 100% pass); tested ISO 8583/NExo integration; cut

live failures 25%.

Jio Payout Portal :

Centralized payment verification portal for multi-app transactions across SIT/Pre-Prod/Prod;

validated end-to-end flows for Jio ecosystem; ensured payment reconciliation accuracy 100%

TerraPay Card Issuance Platform :

Digital card issuance and management system; tested card lifecycle (provisioning/activation

/blocking); validated EMV chip parameters and tokenization security for instant virtual cards

Languages

English
Proficient
C2
Hindi
Proficient
C2
Oriya
Proficient
C2
Bengali
Intermediate
B1

Timeline

QA Software Tester

Girmiti Softwares Pvt Ltd
03.2022 - Current

B.Tech - Electrical & Electronics Engineering

Biju Patnaik University of Technology
Jyoti Tota