Results-driven Reinsurance Specialist with 6+ years of experience in Property & Casualty, Individual Life, Health, and Motor Reinsurance. Skilled in underwriting support, technical accounting, financial reconciliations, accounts receivable/payable, and credit control. Adept at managing treaty & facultative business, optimizing accounting operations, and ensuring compliance with international and UAE insurance standards. Expertise in risk assessment, stakeholder management, and regulatory compliance (IFRS 17, Solvency II).
Hi, I’m
JYOTIKA AGRAWAL
Reinsurance professional
Dubai
Summary
Overview
8
years of professional experience
4033
years of post-secondary education
5
Certifications
2
Languages
Work History
Accenture- AIG
Senior Analyst - Reinsurance Accounting & Underwriting Support
08.2021 - Current
Job overview
- Client: AIG (American International Group)
- Enhanced team productivity by streamlining workflow processes and implementing time-saving strategies.
- Managed ceded reinsurance technical accounting across Property & Casualty, Individual Life, and Health Reinsurance portfolios
- Provided underwriting support, ensuring accurate policy setup, premium validation, risk evaluation, and program structuring
- Led accounts receivable/payable functions, handling credit control, claim recoveries, and premium settlements by timely premium presentations
- Conducted financial reconciliations for payments, recoveries, and intercompany transactions
- Collaborated with brokers and reinsurers to resolve queries and ensure timely payments and contract compliance
- Trained and mentored junior analysts, improving technical accounting efficiency and accuracy
- Client: AIG (American International Group)
AXA XL
Technical Accounting Analyst - Reinsurance & Credit Control
05.2019 - 08.2021
Job overview
- Processed manual and electronic reinsurance transactions, ensuring accurate premium postings
- Managed cash flow for ceded reinsurance, ensuring timely premium collections and claims disbursement
- Handled credit control and accounts receivable/payable, minimizing outstanding dues from reinsurers and brokers
- Performed broker and cedant reconciliations, improving debt collection and risk mitigation
- Ensured accurate posting of premium, cash calls, premium adjustments, sliding scale commissions, profit commissions, and claims event details as per loss Bordereaux
- Implemented IFRS 17 & Solvency II best practices, reducing discrepancies by 25%
Bandhan Bank
Customer Relationship Officer - Financial Services
07.2017 - 03.2019
Job overview
- Managed high-net-worth clients, offering personalized financial solutions
- Processed KYC, new account applications, and financial transactions while ensuring regulatory compliance
- Oversaw vault operations, ATM management, and cash flow control
Education
Jaipuria Institute of Management
PGDM / MBA from Finance & Insurance
University Overview
University of Rajasthan
B. Com from Accounting & Finance
University Overview
Skills
Reinsurance Expertise: Property & Casualty, Individual Life, Health, Motor, Treaty & Facultative Reinsurance
Certification
Advanced MS Excel for Financial Analysis
Awards
Awards
- Employee of the Quarter - Accenture (Excellence in process improvement and reinsurance accounting accuracy)
- Spotlight Award - Accenture (Outstanding contributions to financial reconciliations and underwriting support)
- Pat on the Back Award - AXA XL (Exceptional work in technical accounting and credit control management)
Timeline
Senior Analyst - Reinsurance Accounting & Underwriting Support
Accenture- AIG
08.2021 - Current
Technical Accounting Analyst - Reinsurance & Credit Control
AXA XL
05.2019 - 08.2021
Customer Relationship Officer - Financial Services
Bandhan Bank
07.2017 - 03.2019
Jaipuria Institute of Management
PGDM / MBA from Finance & Insurance
01.2017
University of Rajasthan
B. Com from Accounting & Finance
01.2015
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